DEPT OF COMMERCE INHOUSE MAGAZINE C-IGNITE 2021-22 Flipbook PDF

C-IGNITE Dr. Champa R. Parab, H.O.D Mr. Seltan Gomes Ms. Thomasin D’Souza Ms. Sanjana Halarnkar Ms. Sheetal Mandrekar Ms. Shubhada Parab Ms. Jamina D’Souza Ms. Aarti Popkar Mr. Vasant Pednekar Ms. Madhumeeta Dhar Ms. Priscilla David

Students Members Mr. Gunaji Keluskar

Ms. Sneha Kenkare

Cover Page: Mr. Suraj Tuyekar

INDEX SR. NO

CONTENT

PAGE NO.

Chairman’s Message

Vice Chairman’s Message

Principal’s Message

Vice Principal’s Message

Message- Head, Department of Commerce & Commerce Association Coordinator’s Student President’s Message

Student Vice President’s Message

Co-opted members for the Academic Year 2021-22

8-10

11-12

Teacher Facilitators for the Commerce Association 20212022 Faculty : UG and PG Department of Commerce

Brochure: Commerce Fiesta

14-28

Event List : Commerce Fiesta

29-37

Committee List : Commerce Fiesta

38-41

Report of activities of UG and PG Department of Commerce for the academic year 2021-2022

42-54

Faculty Achievement Report of Commerce Department

55-69

Collages of Events

70-88

Articles and Sketches by students and faculty

89-188

Our Sponsors

189-200

CONTENT OF ARTICLES Sr. Name of the Article Name of the Class No Student 01 “Sustainability In Mr. Upesh Kashyap T.Y.B.COM C Commerce – A Roadmap To New Normal” 02 “New Normal Life” Ms. Roshni SY B.COM A Subramani Pillai 03 “New Normal Life” Ms. Divya Kadam SY B.COM B 04

05 06

07 08 09 10 11

12 13 14 15

16 17 18

“India As An Emerging Asst. Prof. Mr. Suraj Market For The Electric Prakash Tuyekar Vehicle” “New Normal” Ms. Chetna Choudhary “Sustainability In Ms. Priyanka Totad Commerce : A Roadmap To New Normal” New Normal Life Mr. S.M. Zaid New Normal Life Ms. Anisha Silva New Normal Life Ms. Sayed Rizwana “Rise of Asian Paints Asst. Prof. Mr. Pranit Ltd.” Satyavan Naik Electric Vehicles: A Way Ms. Nikitha kumari J Towards Greener Environment Veganism A Lifestyle Ms. Neha. N. Yadav Towards Sustainability Online Payment - The Ms.Pooja Bind Future Entertainment Industry Mr. Aman Pandey Your First Mutual Fund Asst. Prof. Ms. Investment Mutual Madhumeeta Dhar Funds For Beginners! Investment Opportunity: Ms. Ashma Yalagar Gold ETF Hospitality And Tourism Ms. Asma Angadi Sector Dr. Bhimrao Ambedkar Ms. Preetam Pandurang Khorjuvekar Impact of Covid-19 on Sneha Santosh Tourism and Hospitality Kekare and Priyanka

Page No 89-91

92-94 95-98

UG Department of Commerce

99-100

S.Y.B.Com.C

101-103

T.Y.B.Com B

104-106

T.Y.B.Com D S.Y.B.Com.D M.COM PART I UG Department of Commerce TY B.Com A

107-109 110-112 113-115 116-119

TY BCOM A

122-124

M.Com Part II

125-126

SY BCOM D UG Department of Commerce

127-129 130-131

M.Com Part II

132-133

FY BCOM C

134-136

M.Com Part II

137-138

TY BCOM B

139-140

120-121

Industry In The State Of Totad Goa Opportunity Of E- Ms. Divya Kadam Learning Praise The Life Ms. Dipti Digambar Bhongle Elon Musk - A 21st Ms. Nafisa Shaik Century Genius Emergence of Small Ms. Sinaan Saheb case: Investing in Ideas Hospitality And The Ms. Deepti Talkatkar Tourism Sector How to Stay Motivated? Ms. Rizwana Sayed Impact of Covid-19 on Ms. Simran Sayad Tourism Industry in Goa Bardol Impact of E- Learning on Ms.Misbah Nasir Students Shaikh New Normal Life During Ms. Neha Uday Covid-19 Divkar New Normal Ms. Jyoti Lamani OTT Platform: Now A Ms. Prajakta Days Trending Online Sadanand Desai Media Service What Can We Learn Ms. Pooja Talekar From Ratan Tata Sir Information Technology Ms. Swati A. Zemne Entertainment Industry Ms. Tanvi J. Parab Electric Vehicle: A Way Mr. Siddharth S. To A Greener Kavalekar Environment Entertainment Industry Mr. Sinin Mohammed Rafiq Sanadi Stand Together Ms. Meena Gulab Patel Agriculture Sector Ms.Tanuja Hiremath

We Can All Go Outside!

20 21 22 23 24 25 26 27 28 29 30

31 32 33 34

35 36

39 40

SYBCOM B

141-142

M.Com Part II

143-144

M.Com Part II

145-147

M.Com Part II

148

S.Y.B.Com C

149-150

M.Com Part I TY BCOM A

151-152 153-154

M.Com Part II

155

FY BCOM B

156

FY BCOM B M.Com Part II

157 158-159

M.Com Part II

160- 161

SY BCOM C SY BCOM C TY BCOM D

162 163 164-165

FY BCOM C

166

FY BCOM B

167

FY BCOM C

168-169

Ms. Meena Gulab FY BCOM B Patel When Crisis Occurs – Mr. Vedant V SY BCOM B Diversify! Dabholkar How Covid-19 Impacted Ms.Samprada TY BCOM C India’s Hospitality And Mayanand Naik Tourism Industry

170 171-172 173-174

42 43 44 45

*The Missile Man of India*- Dr. APJ Abdul Kalam Information Technology Sustainable Development Opportunities due to Elearning Innovative Products

Ms. Rathod Savita MCOM PART II Sitaram Ms. Anuradha FY BCOM C Suresh kumari Ms. Christabel TY BCOM C Annette Rodrigues Ms. Nelisha Valanka SY BCOM D Ridrigues Ms. Ritika Banglorkar SY BCOM D

175-178

179 180-181 182-185 186

M. S. Kamat Chairman Managing Committee Murgaon Education Society

MESSAGE FROM THE CHAIRMAN Wholeheartedly I congratulate the Department of Commerce of our M.E.S. College upon the innovative, educational, intellectual, event “Commerce Fiesta” planned for celebration during the current month. The end of this month marks the completion of 50 glorious years of service, enlightenment and empowerment, diligently carried out by our beloved M.E.S. College which had begun its operations in the celebrated Joshi Building at Vasco, owned by the Founder and President of Murgaon Education Society, Late Shri. Vasantrao Subrai Joshi (popularly known as and respectfully called, Anna). It will be in fitness of things for all Departments of the College to organise such educational intellectual festivals for celebrating the Golden Jubilee of M.E.S. College, during the following academic year. The selected research papers and the creative writings generated during the Fiestas could be published as a college Golden Jubilee celebration volume, as a permanent memorial, besides, of course, other befitting memorials. It is quite gladdening to note that as a part of commerce fiesta, a house magazine, called “C-IGNITE” will be published surely, in keeping with its brilliant tradition, the magazine will be replete with reading material of high intellectual quality. The printed material will explore horizons beyond commerce, business and economies. The material will touch upon important aspects of living and life as a whole. Thoughts, opinions and ideas will freely and beautifully flow. The magazine will be a thing of beauty and joy for ever. My heartfelt compliments to the Principal, Head, Department of Commerce, the faculty, the writers and the artists for producing such a superfine piece of literature destined to the rich addition to every library which will care to store it. Happy reading, beloved readers, today, tomorrow and always.

MESSAGE FROM VICE CHAIRMAN

I am happy to know that M.E.S. College of Arts & Commerce is organizing “Commerce Fiesta” on 13th and 14th of May 2022. The Commerce Fiesta has always been a fine blend of academics and cultural talents, where the students get an exposure to the professional world that they have to face, once they complete their Course. I wish the program a grand success as usual.

Bhaskar Nayak Vice Chairman Murgaon Education Society

MESSAGE FROM THE PRINCIPAL As we all will continue to evolve, we will need to understand more comprehensively the value of “Sustainability”. As we accelerate the modest progress made so far in advancing the SDG’s (Sustainability Development Goals) given by the U.N we will have to define a new normal that supports the regenerative systems and sustainable ways of working and living. The Department of Commerce of our MES College needs a pat on their back for choosing the ‘Sustainability Agenda’ for C-IGNITE 2022, their Annual Magazine and ‘Commerce Fiesta’ the culture bonanza for commerce students in the College. As I pen my thought I feel so privileged that our college is ‘Seed bombing’ your minds with the right thoughts as sprits about ‘Sustainability’. With a hope and prayer that our small steps in the right direction fructifies. I appreciate the efforts of the entire team of Commerce Department and our enterprising students for their efforts. My Best wishes.

Dr. Manasvi M. Kamat Principal

MESSAGE FROM THE VICE PRINCIPAL I have great pleasure in conveying my best wishes to the Department of Commerce for releasing the magazine “C-Ignite” which brings the students and teachers on a common platform to share and display their ideas, thoughts and creative talents. I wish all the staff and students who have involved in bringing out the magazine for their greater success and career ahead. Over the years, the department magazine has provided an excellent opportunity for the staff and students to portray their topics of interest and share their ideas. I feel extremely happy to express to you that the Department of Commerce of MES College of Arts & Commerce is bringing out the annual departmental magazine for the academic year 2021-22. Publishing a magazine calls for contributors’ efforts, knowledge and indeed a tedious task. In recent years, when our students are concerned more about their academic excellence, carriers and job prospects they have to be motivated, persuaded and encouraged to exhibit their writing skills and bring out their hidden talents. “Wishing the department all the very best in their future endeavours”

Dr. Ashish M Joshi Vice- Principal

MESSAGE FROM THE HEAD, DEPARTMENT OF COMMERCE It gives me immense pleasure to bring before you an annual students’ magazine Cignite of Commerce Association, Department of Commerce MES College of Arts and Commerce Zuarinagar Goa at the Commerce Annual Day called Commerce Fiesta on the theme Sustainability in Commerce: A roadmap to New Normal on 14th May 2022. This year is very special to me as I am not only the Head Department of Commerce but also the Coordinators of Commerce Association and privileged to be the Convener to host Commerce Fiesta. I take this opportunity to congratulate the students’ and the faculty for contributing their articles, sketches and express my gratitude to my fellow colleagues from the Department of Commerce and Co-opted Members for inspiring and encouraging the students to contribute their articles to C IGNITE. I am extremely grateful to all our sponsors for their financial support in hosting this Mega Event “Commerce Fiesta 2022”.

Assoc. Prof. Dr. Champa Ramkrishna Parab Head, Department of Commerce & M.Com Programme Mentor (2018-2021) Coordinator Commerce Association & Convener of Commerce Fiesta 2022

MESSAGE FROM THE STUDENT PRESIDENT “Coming together was a beginning, keeping together is progress and working together will always be a success”. I am delighted and honoured for having being appointed as the Student President of the Commerce Association for the year 2021-2022. It’s a privilege to be part of enthusiastic team, excited to explore the inner self while helping our Institution to grow step by step! I sincerely want to thank all M.E.S family for giving me this wonderful opportunity and believing in me to do my best. Annually, our Association makes a diligent attempt to conduct the Mega Event “Commerce Fiesta” which provides a platform for the students of Commerce to maximize their potentials and enhance their skills. I encourage you all to set your career goals and work hard to achieve them. Study hard as academic excellence should not be compromised. Explore, learn, enjoy and fill your life with meaningful activities. So for all those who leave this campus this year, it was worth the journey. For all those who are still pursuing their dreams here, charge on. I have only one message for my juniors always remember to take our college to the greater heights of success. Walk through this path together and work in union to keep the banner of M.E.S College flying high up in the sky It has always been a collaborative process for turning a vision into a reality. Kudos to all! Gunaji Prakash Keluskar President Commerce Association 2021-22

MESSAGE FROM THE STUDENT VICE PRESIDENT It was exciting and delightful when I came to know that I was appointed as the student Vice-President of Commerce Association for the academic year 2021-2022. I am very grateful and honoured to be the part of this biggest Association of Commerce students of M.E.S College of Arts and Commerce Zuarinagar Goa. The Association aims at inclusive growth and development of the student’s community. The association has organized several workshops, webinars, lecture series and competitions both in online and offline mode to give platform for the commerce students to unleashed their hidden talent. Commerce Fiesta is one of the biggest theme-based events of this association having various on-stage and off-stage competition. This year we have a very unique theme “Sustainability in Commerce: The Roadmap to New Normal”. The innovative skills of the students are brought under lime light through Articles, Sketches, Poems etc. published in the annual C-ignite Magazine. I express my deep sensed of gratitude to entire Department of Commerce for giving me this opportunity and believing in me and encouraging me to take this important responsibility. Cheers to the faculty and students for the great success and a wonderful academic year 2021-2022.

Ms. Sneha Santosh Kekare Vice-President Commerce Association 2021-22

Co-opted Members of Commerce Association 2021-2022

Mr. Gunaji Prakash Keluskar President

Ms. Sneha Kekare Vice President

M.E.S. COLLEGE OF ARTS & COMMERCE, ZUARINAGAR- GOA DEPARTMENT OF COMMERCE ACADEMIC YEAR 2021-2022 LIST OF CO-OPTED MEMBERS OF COMMERCE ASSOCIATION Sr. Name of the student No 1 Mr. Gunaji Prakash Keluskar 2 Ms. Sneha Kekare 3 Mr. Satyam Singh 4 Ms.Renuka Bangargund 5 Mr. Rahul Nagavat 6 Ms. Nikita Singh 7 Ms. Soumya Pednekar 8 Ms.Tanuja Dhond 9 Ms. Meena Patel 10 Mr. Arjun choudhary 11 Ms. Sinin Mohammed Rafiq Sanadi 12 Ms. Asma Noorullah Angadi 13 Mr. Saqib Mohiddin Syed 14 Mr. Ayman Usman Meman 15 Ms. Nidhi Narayan Parsekar 16 Mr. Pratham Jain 17 Mr. Amaan Anwar Yaadusabnawar 18 Ms. Anushka Rao 19 Ms. Nisha Ramkailash Pal 20 Ms. Neelamma Devappa Madar 21 Mr. Ajay Yadav 22 Mr. Zishan Makandar 23 Mr. Mebin Varghese 24 Mr. Rishikesh Sanjay Adarkar 25 Ms. Simran Rajendra Narvekar 26 Ms. Anisha Anand Hodawadekar 27 Ms. Mihika K. Pai

Roll No.

Sem

Div.

C19122

C15125 C21064 C21034 C20002 C21026 C21156 C21157 C21128 C21106

V I I I I I I I I

B A A A A B B B B

C21238

C21211

C21232 C21260

I I

C C

C21327

C21332

C20304

C20306 C20025 C20023

I III

D A

III

C20057 C20353 C20016

III III III

A A B

C20233

III

C20044

III

C20303

III

C20017

III

Designation President Vice-President Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member

28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54

Ms. Chetna Chaudhary Mr. Bilal Yakub Mr. Rohan Umar Ms. Nelisha Valanca Rodrigues Ms. Aishwarya Shrishail Pattar Mr. Amit Kansi Mr. Soel Inamdar Ms. Prachi Anant Prabhu Gaonkar Mr. Sohan Pratap Dhargalker Ms. Radyni Nitin Faldesai Mr. Prajyot Prashant Naik Ms. Pratiksha Gawde Mr.Rohit R Bandekar Ms.Vedica Narayan Chari Mr. Rahul Santosh Jaiswar Ms.Christabel Annette Rodrigues Mr. Upesh Kashyap Mr. Barai Prashant Shankar Ms.Nasreen Banu Lalemashak Mukihal Ms.Ashwini Shetty Mr.Mohammed Zaid Sangreskop Mr.Govind Nitin Thakur Ms.Muskan Sayed Pirjade Mr. Jayesh Kishor Bhagat Ms. Reji Jomi AD Mr. Sinaan Saheb Ms.Nafisa Shaik

C20004 C20003 C20237

III III III

C C C

C20224

III

C20203

III

C20361 C20342

III III

D D

C19135

C19055

C19139 C19409 C19518 C19143 C19163

V V V V V

A A B B B

C19243

C19114

C19414

C19312

C19233

C19005

C19532

C212001 C19027 20P0310177 178

V V M.Com M.Com M.Com M.Com

D D Part -I Part -I Part -II Part -II

Dr. Champa R. Parab

Dr. Champa Ramkrishan Parab Head, Department of Commerce (2019-2022) M.Com Programme Co-ordinator (2019-2022) Coordinator of Commerce Association 2021-2022

Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member Member

M.E.S College of Arts & Commerce Zuarinagar Goa Department of Commerce Commerce Association 2021-2022 List of Teacher Facilitators Name of the Faculty

Class

Dr. Champa R. Parab Head, Department of Commerce Coordinator of Commerce Association Mrs. Rochana Kharangate

Division

Contact No. 9823162461

9823657878

8208335264

Shri. Sanjiv K. Shirodkar

9049571273

Dr. Ashish Joshi

7038544677

Dr. Savia Mendes

9823151530

Ms. Shveta Desai

9049920544

C D

9011000246 8975386321 9923604197

Ms. Thomasin D’Souza

9923673357

Mr. Seltan Gomes

8975032287

Ms. Jamina D’Souza

8551974823

Ms. Teja Temkar

F.Y.B.Com

Ms. Swati Shigaonkar Ms. Sheetal Mandrekar Dr. Atmaram Tarpe

S.Y.B.Com

Ms. Shubhada Parab

9673140039 T.Y.B.Com

Dr. Sancheliana Faria Ms. Sanjana Halarnkar

9850454270 D

8806764120

Mr. Vasant Pednekar

8805582974

Mr. Suraj Tuyekar

8007104492

Mr. Pranit Naik

M.Com

Ms. Madhumeta Dhar

Part I &II

9405368696 7875759919

Dr. Champa Ramkrishan Parab Head, Department of Commerce (2019-2022) M.Com Programme Co-ordinator (2019-2022) Coordinator of Commerce Association 2021-2022

EVENT INCHARGES FOR COMPETITIONS OF COMMERCE ASSOCIATION FOR F.Y.B.COM, S.Y.B.COM, T.Y.B.COM, AND M.COM

Class F.Y.B.Com

S.Y.B.Com

T.Y.B.Com

M.Com

Name of the Faculty

Contact No.

Ms. Thomasin D’Souza

Coordinator

9923673357

Ms. Sanjana Halarnkar

Member

8806764120

Ms. Shubhada Parab

Member

9673140039

Mr. Vasant Pednekar

Coordinator

8805582974

Ms. Sheetal Mandrekar

Member

8975386321

Ms. Jamina D’Souza

Member

8551974823

Ms.Swati Shigaonkar

Coordinator

9011000246

Dr. Atmaram Tarpe

Member

9923604197

Ms. Teja Temkar

Member

8208335264

Mr. Seltan Gomes

Member

8975032287

Ms. Aarti Popkar

Member

Mr. Suraj Tuyekar

Coordinator

8007104492

Mr. Pranit Naik

Member

9405368696

Ms. Madhumeta Dhar

Member

7875759919

Dr. Champa Ramkrishan Parab Head, Department of Commerce (2019-2022) M.Com Programme Co-ordinator (2019-2022) Coordinator of Commerce Association 2021-2022

FACULTY DEPARTMENT OF COMMERCE 2021-22

Assistant Professor (Contract Basis)

Faculty Department of UG and PG Commerce

1. Table Pe Charcha Theme: Way towards Sustainability Goals…….. No. of Participants

Two Participants from each Class

No. of Rounds

Round 1: 5 Days before Commerce Fiesta (13th May, 2022 at 11.30 am) Round 2: 3 Days before Commerce Fiesta (13th May, 2022 at 11.30 am) Round 3: On the Day of Commerce Fiesta (14th May 2022) Team (2 Participants in each team)

Type of Participation Type

Round 1 and Round 2- OFF STAGE Round 3- ON STAGE

About the competition: It is a competition in which the teams will be judged based on their informative arguments. Rules: ● 02 participants will represent their respective class. ● There will be three rounds of Debate. Round 1, Round 2 and Round 3. ● In Round 1 (Elimination Round), out of the 13 teams, only 8 teams will get selected and will go to the next round. ● In Round 2 (Elimination Round), out of the 8 teams, only 4 teams will get selected and will go to the next final round. ● In Round 3 (Final Round), out of the 4 teams, one team will get eliminated and remaining 3 teams will be awarded 1st, 2nd and 3rd place based on the points scored. ● Each team will be given 3 minutes to speak on the given topic. ● The topics for the debate shall be provided to the participants in advance but their role as in Pros or Cons will be informed on the spot through drawing of the chits. ● Participants need to stick to the topic. Any form of irregularities in forms of any means will lead to elimination of the team. Use of words or statement against any community, race, gender, personal comment, political statement, shouting or screaming will not be allowed. ● Teams will be evaluated based on the following criteria: 🗹 Creativity (10) 🗹 Fact Supporting Arguments (20) 🗹 Voice Modulation (10) 🗹 Content (10) ● Each round will be closely judged by the judges ● Use of English language is compulsory. 14

2. NEO QUIZZARD- (Quiz Competition) Theme: Sustainability and the New Normal Mode

Offline

No. of Participants

Two Participants from Each Class

Date of the event

13th May 2022- Round 1 :Elimination Round 14th May 2022- Final Round 1 and Round 2

Time

13th May 2022: 11.30 am to 11.45 am in Seminar Hall 14th May2022 : 9.30 am to 11 am in Seminar Hall

Type of Participation

Group

About the Competition: Neo Quizzard is a quiz competition which deals with questions regarding the company’s history, well known deals, people in news, acquisitions and future business developments. Rules: ● Each team have to answer the Quiz through the Google form comprising of 20 MCQ questions of 1 point each (total 20 points) based on Commerce background and General Knowledge in the seminar hall on 13th May 2022 from 11.30 am to 11.45 am. ● Only four teams with the highest score (In case of a tie- Time Priority Basis will be considered) will compete on the day of the Commerce Fiesta i.e. 14th May 2022. ● There will be two rounds on the day of the Commerce Fiesta i.e. 14th May 2022 in the Seminar Hall from 9.30 am to 11 am. ● Each round will be based upon various areas related with Commerce and Management. • Round 1 will be on the Basics of Accounting and Finance, ECommerce, Management and Banking. Each team will be asked 5 questions of 10 points each. • In case the team is unable to answer the question the question will be passed on to the other teams. The team who answers the passed-on question will be rewarded with additional 5 points. • Round 2: Buzzer Round • There will be 10 questions asked of 10 points each. • The questions will be open to all the teams. • The team who knows the answer will have to press the buzzer and answer the question. • Negative 5 points will be deducted for every wrong answer. 15

•

• • • • •

Round 2 will consist questions on Logo Identification, Identifying famous business personalities, Tagline of the brands, Brand identification etc. If there is a tie, there will be a Round 3 The teams having a tie will go to round 3. Round 3 : Rapid fire Question Round (Team having a tie) In the Rapid fire question round, 5 questions will be asked to each team. The team answering maximum questions correctly will be the winner of the tie.

3. Study Underway No. of Participants

One Participant from each Class

Date of the Event

13th May 2022

Time

11.30 am

Type of Participation

Individual

Type

Off Stage

About the competition: A Case Study is a Competition wherein, each participant will receive a case study and they need to solve the case study. On the day of the event, the participants need to explain the case study to the judges followed by a questionand-answer round. Rules: ● ● ● ●

01 participant will represent their respective class. Each participant will receive the case study 5 days in advance Participants need to understand and solve the case study On the day of the event, the participants need to explain the case study along with solutions to the judges. ● There will be a question answer round, wherein the judges will ask 2 questions to each participant to evaluate their knowledge. ● Each participant will be evaluated as per the following criteria: 🗹 Understanding & Interpretation (10 points) 🗹 Unique Solution & Innovation (10 points) 🗹 Question and Answer Session (10 points) 🗹 Presentation form and style (10 points) 🗹 Comprehensive Analysis (Relevance to the case study provided) (10 points)

4. Inkitt Competition (Handwritten Essay Competition) Date of Essay Writing Competition

30th April, 2022

Time

1.30 pm to 3.30 pm

Type of Participation

Individual

Duration

Max 2 Hours

Topic

New Normal Life

About the competition: To Motivate students in literature, Essay writing competition has been introduced. Here, students need to write an Essay on “New Normal Life”. Rules: ● ● ● ●

Only One participant per team is allowed. Students are required to write in legible handwriting. Full Scape Papers will be provided The Essay’s of the Top 3 winners will be published in the C-Ignite Magazine. ● Evaluation of the articles will be done as per the following criterias: Content (Relevance to the theme, Comprehensiveness, Originality, Insights) Organization (Clarity of Thoughts, Creativity, Unity and Consistency) Mechanics (Punctuation, Spelling, Capitalization, Grammar), 🗹 Relevance to the topic (10 points) 🗹 Overall writing skill (10 points) ● Essay needs to be written in English language.

5. LET’S MEME IT – Meme Making Competition Theme: College life in the New Normal Era Mode

Offline

No. of Participants

One Participant from each class (Individual Event)

Date of the event

13th May 2022

Time

Submission on 12th May 2022 before 1.00pm

Type of Participation

Individual

Type

Off-stage event 17

Rules: ● ● ● ● ● ● ● ● ●

●

Participant can submit only one MEME. All aspects of the meme should be created digitally i.e. using mobile phone, laptop etc. Submission should be in .jpeg or .jpg or .doc format only. The memes must promote healthy humour. Memes should not have content that is sexist, hom*ophobic, racist or abusive. If it is not safe to view or share, it should not feature in a meme. Memes must be strictly self-made. If any meme is found to be copied, his/her meme will not be considered and the participant will be disqualified. The meme submitted should not have been submitted for publication elsewhere. Any meme found to be offensive by the judges will be disqualified immediately. Interested students have to register for the competition by giving details viz., Full Name, Roll No., Class & Div., Team Name and WhatsApp Contact Number and Email address. On the day of the competition, the participants have to submit the memes to [emailprotected] giving details such as Full Name, Roll No., Class & Div., Team Name and WhatsApp Contact Number and Email address. The decision of the organizers in deciding the winner(s) shall be final and binding and no query, correspondence, etc. in this regard shall be entertained. ● Judging Criteria: 🗹 Humour (10) 🗹 Creativity (10) 🗹 Originality (10) 🗹 Relevance to theme (10) 🗹 Overall impact (10)

6. Break a Leg Theme: Adaption of Sustainability and the New Normal in our Lives Mode Offline No. of Participants

Max. 8 members

Date of the event

14th May 2022

Time

11.10 am to 12 pm in Block II Main Stage

Type of Participation

Group

About the Competition: Break a Leg is a dance completion. It’s a place for the best dancers in the College to showcase their dancing talent and entertain the audience to compete and be on the top. Rules: There will be one team participating from each Class. The team has to perform on songs relating to the theme mentioned. The team can use a single song or can merge various songs to perform. The teams will have to send their songs on or before 10th May 2022 on [emailprotected] for scrutiny. The Songs with vulgar lyrics would be advised to change the same. Vulgarity of any kind in the dance moves onstage will not be tolerated and the teams shall be disqualified. The team on the day of the event will be judged on the following criteria with a maximum score of 10 for each Unique moves and variety Synchronization of the team members Facial Expression and Body Language Quality of dance and execution Overall Clarity and Impact The dance should be limited to a maximum of 3 minutes. In the event of a tiebreaker, individual judges’ marks will be considered to break the tie, where the finalist teams with the highest individual judge score will be the winner. The decision of the judges will be final and binding.

7. Normal Click 22 Theme: New Normal @ 2022 No. of Participants

One Participant from Each Team

Type of Participation

Individual

Date of Submission of the

11th May, 2022 before 1.00 pm on (Email ID: 19

Pictures

pednekarvasant@mescollege .org)

Date of Presentation

13th May, 2022 at 11.30 am in the Seminar Hall

About the Competition: This event is specifically for participant to use their ideas and showcase them through Photos. Participants need to click a photo related to New Normal in Pandemic. eg. Transitioning from hard cash, use of Digital payment, usage of face mask etc. A brief explanation needs to be provided by the participants which shall include the introduction, ideas, suggestions, transitioning in life style of commerce etc. should be replicated through the visuals captured. Rules: ● Participants need to click two pictures, each showing transitioning scenario. Both the pictures need to be collage and put in one frame. ● The pictures need to be related to the theme and original work of the participant. ● Use of any type of camera is allowed ● The photos submitted must be saved as JPEG/PNG/ JPG. No borders, watermarks or signatures should be included. ● The pictures should be clear and visible. ● The size of the File should not be more than 20 MB. ● Participants need to submit the pictures to the event co-ordinator on the email ID: pednekarvasant@mescollege .org . ● Each participant will get 3 minutes to explain the photos taken by them. ● Decision of the judges shall be final and abiding. ● The Judging Criteria: ✔ Creativity (10 Points) ✔ Uniqueness of Concept (10 Points) ✔ Expression of Theme (10 Points) ✔ Wow! Factor (10 Points) (Does the photo tell a story? What is the overall impression? What is the effect? Does the photo stand on its own, as complete and outstanding?) ✔ Presentation (10 Points)

8. I-Cube Competition Mode No. of Participants Date of the event Time Type of Participation

Offline Two Participant from Each Class (Group Event)` 14th May 2022 11.15 am to 12.15 pm Group

About the Competition: I-Cube competition is where the participants are supposed to design and create one product using objects allotted to each team. Rules: ● Participants will be given objects with which they have to create a product. ● Participants have to carry their own stationary such as color, pen, pencil, glue, scissor etc…. ● Use of any other objects other than provided objects or ready-made stickers is strictly prohibited. ● The artwork must be original work of participant. ● Each group have to give a name to the product. ● Decision of the judges shall be final and abiding. ● The Judging Criteria: ✔ Creativity (10) ✔ Flow of Design (10) ✔ Use of product (10) ✔ Team work/ coordination (10) ✔ Overall presentation (10)

9.Reels Competition Mode

Offline

No. of Participants

Maximum Participants 5 from each class

Date and Time of the event

14th May 2022 from 10.00 am to 10.30 am

Submission

10th May 2022 before 1.00 pm

Type of Participation

Individual/Group

Type

Off Stage

About the competition: Competition will help the students to connect to the social media. Students need to prepare a reel for the local product and become the influencer for the same. Rules: • •

Reel video can feature an individual or a group of up to 5 people Time limit for the reel is 15 - 30 seconds. Any video longer than 30 seconds or shorter than 15 seconds will be disqualified 21

• • • •

The reels can be made in English, Konkani, Hindi & Marathi. Editing of the reel videos is allowed prior to submission. The content of the reel should adhere to the theme provided. The participants have to select one local product and have to act as an influencer for that product. The participants will have to reach out to the people in a new normal way.

Share your reels [emailprotected] with following details on or before 10th May 2022 before 1.00 pm 2022 • • • • • • •

• • •

Name of the participant, Class Division, Roll No. Email ID (used for registration) Phone number ( WhatsApp No.) Caption that will be posted with the reel. All the submitted videos will be uploaded on the college Instagram page “mescollegegoa” All the submitted videos will be scrutinized before uploading on college Instagram page. The videos shall not contain any content which showcases hatred towards any religion or community, gender, caste, or political oriented vibe in any form. Also, there shouldn’t be use of any abusive or explicit content in the reel video or any other objectionable matter. The event Co-ordinator hold complete authority to disqualify any such reels. Evaluation will be done as per the following criteria’s: 🗹 🗹 🗹 🗹 🗹

Content (10 points) Creativity (20 points) Understanding (10 points) No. of Likes (10 points) Effectiveness/overall impact (10)

9. DESIGNING NEW NORMAL (Logo Designing) Mode No. of Participants Date of the event Time Type of Participation

Offline One Participant from Each Class (Individual Event) 14th May 2022 9.30 am to 10.30 am Individual

About the Competition: 22

Designing New Normal is a logo designing competition. The participants are supposed to design the logo based on the “Team Name” Rules: ● Participants can use fabric or acrylic paints, glitters. ● The size of the cloth is 1mtr x 3/4th mtr (length 1 mtr and breadth 3/4th mtr) ● Logo Designing colour used by the participants should be strictly as per the colours allotted to their team/class. ● Use of any other materials or ready-made stickers is strictly prohibited. ● Any sort of tracing is not allowed. The artwork must be original work of participant and should be relevant to the theme. ● The logo should incorporate the TEAM name (abbreviated or spelled out) ● The participant can strictly submit only one Artwork per team specifying team name, name of the participant, participant email id and WhatsApp number. ● The competition will be held in room no. 32 at 9.30 am to 10.30am. ● The logo has to be designed strictly within the allotted time. ● Decision of the judges shall be final and abiding. ● The Judging Criteria: o Creativity (10) o Flow of Design (10) o Visual Impact (10) o Colour Scheme (10) o Relevance to Theme (10)

11.We Report, You Decide (News Reporting ) Theme: 1.Sustainable business practices 2. Sustainable Innovation Approach 3. Business Transition by adopting Sustainability in Business Mode

Offline /On Stage Event

No. of Participants

Five Participants from each Class (Team Event) 14th May 2022 9.20 am to 10.30 am Team

Date of the event Time Type of Participation

About the Competition: Under We Report, You Decide competition participants will have to present news by creating video covering any one theme. 23

Rules: • • • • •

Number of participants 5. The participants are supposed to present and act out their news report in the form of a skit on any one theme. News with narration is required to be created for a maximum of 5 minutes. No religious sentiments should be hurt and judge’s decision will be final and binding. The Judging criteria:  Creativity (10)  Originality (10)  Content & facts (10)  Relevance to theme (10)  Overall Impact (10)

12. MR & MS. NEO NORMALIS Theme: Business Transition over the period Offline

Mode

No. of Participants

Two Participants from Each Class (Team Event)

Date and time of the Round 1 – 12th May 2022 from 1.00 pm to 1.20 event pm Round 2 & 3- 14th May 2022 12.15 pm to 1.15 pm Type of Participation

Team (one male and one female)

Rules: • •

Participants shall consist of one male and one female from each class. The event will consist of 3 rounds: ❖ Round 1, will take place two days prior to Commerce Fiesta from 1.00 pm. To 1.20 pm. ❖ Round 2 and Round 3 will be combined for judging purpose which will take place on the Day of the Commerce Fiesta. ❖ Round 1-Question Answer round. ✓ Participants will be shared the link of quiz Google form consisting 20 MCQ questions of 1 point each (total 20 points). ✓ The participant will get 20 minutes to submit the Google form Quiz. ✓ The Quiz time will be from 1.00 pm. To 1.20 pm.. ✓ Top 5 male participants and top 5 female participants will qualify for the Round 2. 24

•

✓ In case of Tie between any teams submission of the Google Form on the first come first serve basis technique will be applied to choose the qualifying participants for round 2. ✓ The results of Round 1 will be declared to participants by 6.00 pm on their registered email id and whatsapp number. ❖ Round 2- Introduction (1 minute) + Talent round ( 2 minutes) ❖ Round 3- One general question by the judges (1 minute) (2 questions by any two judges per participant). ❖ The Judging criteria for the Round 2 and Round 3 : ✓ Originality and confidence (10) ✓ Attire (10) ✓ Talent impact (10) ✓ Answer to the Question of round 3 (10) ✓ Overall Impression (10) Winners shall be declared based on highest overall cumulative score of Round 2 and Round 3.

Mode

13. Pick and speak / click and speak Theme: Value of Sustainability Offline

No. of Participants

One participant per team

Date and time of the event

14th May 2022 from 12.20 pm to 1.00 pm

Type of Participation

Individual

About the Competition: Under Pick and speak/ Click and competition participants will have to speak on the topic which they have pick. Total 15 topics will be given in advance Rules: • One participant per team • Participant shall speak on the topic which he/she has picked. • The participant must speak as effectively as possible. • The participant must dress appropriately • While speaking the voice should be clear, so that words can be easily understood. • The speaker should speak with confidence and must show interest in his/her audience The Judging criteria: 25

1. 2. 3. 4. 5.

Content of speech (in line with the topic) (10) Relevance to the theme Accuracy of information (10) Originality (10) Overall impact (10)

Topics of the competition • • • • • • • • • • • • • • •

Covid19 and sustainability of businesses Views towards New Normal Business and sustainability for brighter future Sustainability through Innovation Upcycling of Business New Normal Entrepreneur Transition from the usual to the New Normal Perception of individuals towards life during the Pandemic Business Strategies to overcome difficulties during the Pandemic Green Business initiatives Corporate Social Responsibilities undertaken by the companies during the Pandemic Scope of VEGAN lifestyle in India Opportunity for Organic products Role of Mass media in transition towards the new normal Change in lifestyle to attain sustainability

14. Digital Story telling (DST) Theme: Sustainability of Business during pandemic

Mode

Offline

No. of Participants

Four participants from each team

Submission

12th May 2022 before 1.00 pm

Date and time of the event

13th May 2022 at 11.30 am

Type of Participation

Group

•

About the Competition:

•

Under Digital Story Telling competition participants will have to create video in which they have to portray a story covering Sustainability of Business 26

during pandemic. •

Rules:

•

Number of participants 4 including video editor.

•

An original script or a story (A script within the story is needed, a separate script file for submission is not required) Multimedia elements such as images and sounds, Video clips. Stories presented can be authentic, adapted or originally written. Stories must be related to the theme, “Sustainability of Business during Pandemic”. The Participants are required to upload their video on Google drive https://drive.google.com/drive/folders/1PpKgmV_pffb2kog2JfioaKuzD xGwIr4I?usp=sharing Strictly only one video per team will be considered for judging purpose. Video Criteria: Format: Digital (MP4) Resolution: 480p (must not be larger than 20 MB) Length: 3 minutes (maximum) The video given must be complete, accurate and the group must provide sufficient details. The video performance must be original and does not infringe on any copyright and the property of the participants .

• • • • • • • • • • • •

The Judging criteria: 1 Content of video (in line with the theme as stated above) (10) 2 Creativity of video (10) 3 Accuracy of information (10) 4 Originality (10) 5. Overall quality of video (10)

15. Glam it Up (Fashion Show) Walk up the ramp with your attitude, the best design outfit and on the best of the music Theme: Sustainability in Commerce – A road map to new normal Mode

Onstage

No. of Participants

Eight participants per team

Date of the event

14th May 2022

Time

2.00 pm to 4.00 pm

Type Participation

Group

•

About the Competition: ✓ 8 participants from each division ✓ Time limit – 08 minutes (including set up and performance) ✓ Team should carry their track in pendrive and submit on 13th May 2022 ✓ Vulgarity is strongly prohibited ✓ Decent dresses ✓ About the clothes – Relevant to the theme o Reducing carbon footprint o Long lasting/durable o Eco-friendly o Reusable

(Clothes include apparel, shoes, masks, hairstyle and other accessories) Judging Criteria Sr. No. 1. 2. 3. 4. 5

Judging Criteria Relevance to the theme Costumes Coordination Overall presentation Ramp Walk Total

Marks 10 10 10 10 10 50

M.E.S. COLLEGE OF ARTS & COMMERCE Zuarinagar Goa Department of Commerce Organizes

COMMERCE FIESTA 2021-2022 Date of Event: 13th & 14th May 2022

Theme: "Sustainability in Commerce: A Roadmap to New Normal" (Offline Mode) SCHEDULE OF EVENTS

Sr. No.

Names of the Events

Inkitt (Essay Writing Competition)

Date of Event

30th April 2022

Time of Venue Event

1.30 pm to 3.30 pm

Event Designers

Asst. Prof. Aarti Popkar Room No.30

Asst. Prof. Vasant Pednekar

Teacher Incharges

Class & Div. Student In-charges 1.Mr. Satyam Singh

2.Ms.Renuka Bangargund Asst. Prof. Aarti Popkar 3.Mr. Rahul Nagavat Asst. Prof. Vasant Pednekar

F.Y.B.Com A F.Y.B.Com A F.Y.B.Com A

4.Ms. Nikita Singh

F.Y.B.Com A

5.Mr. Jayesh K. Bhagat

M.Com Part I

6.Ms. Reji Jomi AD

M.Com Part I

On 13th May 2022, Off-stage events are scheduled as follows: Sr. No.

Names of the Events Normal Click 22 (Photography Competition)

Neo Quizzard (Quiz Competition) (Round 1 & Round 2)

Let’s MEME IT (Meme Making Competition)

Date of Event 13th May 2022

13th May 2022

Time of Venue Event 11:30 am. M. S. Kamat Semin ar Hall

11:30 am

Room No. 04

(Submis sion on 12/05/2 022 before 1 Not pm) Applica ble Judging will be held on 13/05/2 022 at 11:30

Event Designers Asst. Prof. Vasant Pednekar

Asst. Prof. Aarti Popkar Asst. Prof. Jamina D’Souza

Asst. Prof. Sheetal Mandrekar

Teacher Incharges Asst. Prof. Madhumeeta Dhar

Class & Div. Student In-charges 1.Mr. Gunaji Prakash Keluskar 2.Ms. Sneha Kekare

T.Y.B.Com B T.Y.B.Com B

Asst. Prof. Vasant Pednekar Asst. Prof. Aarti Popkar Asst. Prof. Jamina D’Souza Asst. Prof.Suraj Tuyekar Asst. Prof. Pranit Naik

Asst. Prof. Sheetal Mandrekar

1.Mr. Sinaan Saheb

M.Com Part II

2.Ms.Nafisa Shaik

M.Com Part II

3.Ms. Asma Noorullah Angadi 4.Mr. Saqib Mohiddin Syed 5. Mr. Govind Thakur 1.Ms. Mihika K. Pai 2. Ms. Chetna Chaudhary 3.Ms.Nelisha Valanca Rodrigues 4.Ms.Aishwary a Shrishail Pattar

F.Y.B.Com C F.Y.B.Com C T.Y.B.Com D S.Y.B.Com C S.Y.B.Com C S.Y.B.Com D S.Y.B.Com D

am Names of the Events

Table pe Charcha (Debate Competiton)

Study Underway (Case Study Analysis Competition)

Digital Story Telling

Date of Event 13th May 2022

13th May 2022

Time of Event

11:30 am.

11:30 AM.

(Submis sion on 12/05/2 022 before 1 pm) Judging will be held on 13/05/2 022 at

Venue

Event Designers

Room No. 11A

Asst. Prof. Sheetal Mandrekar Asst. Prof. Vasant Pednekar

Room No. 07

Asst. Prof. Jamina D’Souza Asst. Prof. Vasant Pednekar Asst. Prof. Jamina D’Souza Asst. Prof. Vasant Pednekar

Not Applica ble

Asst. Prof. Thomasin D’Souza Asst. Prof. Shubhada Parab

Teacher Incharges Asst. Prof. Sheetal Mandrekar Asst. Prof. Shubhada Parab Asst. Prof. Vasant Pednekar Asst. Prof. Sanjana Halarnkar Asst. Prof. Jamina D’Souza Asst. Prof. Vasant Pednekar Asst. Prof. Pranit Naik

Asst. Prof. Thomasin D’Souza Asst. Prof. Shubhada Parab

Class & Div. Student In-charges 1. Mr. Bilal Yakub

S.Y.B.Com C

S.Y.B.Com C S.Y.B.Co 3. Mr. Amit Kansi mD S.Y.B.Co 4.Mr. Soel Inamdar mD 1.Ms. Nidhi Narayan F.Y.B.Com Parsekar D 2.Mr. Pratham Jain F.Y.B.Com D 3.Mr. Amaan Anwar F.Y.B.Com D Yaadusabnawar 4.Ms. Anushka Rao F.Y.B.Com D 2. Mr. Rohan Umar

5. Ms. Meena Patel

F.Y.B.Com B

1.Ms. Prachi Anant Prabhu Gaonkar 2. Ms. Simran Narvekar 3. Ms. Pratiksha Gawde

S.Y.B.Com B

4. Mr.Rohit R Bandekar

T.Y.B.Com B

T.Y.B.Com A

T.Y.B.Com B

11:30 am

On 14th May 2022, Off-stage events are scheduled as follows: Sr. No.

Names of the Events

Date of Event

Designing New Normal (Logo Designing Competition)

14th

Reels Competition (Reels Making Competition – Instagram)

Neo Quizzard (Quiz Competition) (Final Round 3)

I-Cube

May 2022

14th May 2022

14th

Time of Venue Event

Event Designers

9:30 am Room to 10:30 No. 32 am

Asst. Prof Sanjana Halarnkar Asst. Prof. Sheetal Mandrekar

10:00 am to 10:30 am

09:30 am to 11:00 am

Asst. Prof Sanjana Room Halarnkar Asst. No. 33 Prof. Vasant Pednekar

M. S. Kamat Semin ar Hall

M. S.

Asst. Prof. Aarti Popkar Asst. Prof. Jamina D’Souza

Asst. Prof

Teacher Incharges

Asst. Prof. Aarti Popkar

Asst. Prof. Vasant Pednekar Asst. Prof. Aarti Popkar Asst. Prof.Suraj Tuyekar Asst. Prof. Pranit Naik Asst. Prof. Jamina D’Souza Asst. Prof

Class & Div. Student In-charges 1.Ms. Neelamma Devappa Madar 2.Mr. Zishan Makandar 3.Ms. Soumya Pednekar 4.Ms. Tanuja Dhond 1.Mr.Mohammed Zaid Sangreskop 2.Ms.Muskan Sayed Pirjade 3.Ms.Tanuja Dhond

S.Y.B.Com A S.Y.B.Com A F.Y.B.Com B F.Y.B.Com B T.Y.B.Com D T.Y.B.Com D F.Y.B.Com B

4.Mr. Arjun choudhary

F.Y.B.Com B

1.Mr. Sinaan Saheb

M.Com Part II

2.Ms.Nafisa Shaik 3.Ms. Asma Noorullah Angadi 4.Mr. Saqib Mohiddin Syed

M.Com Part II

5. Mr. Govind Thakur

T.Y.B.Com D

1.Ms.Ashwini Shetty

T.Y.B.Com D

F.Y.B.Com C F.Y.B.Com C

(Assembling or arranging different objects to form one Unique Object Competition)

Pick And Speak (Elocution Competition)

May 2022

14th May 2022

11:15 am to 12:15 am

Kamat Semin ar Hall

M. S. 12:20 Kamat pm to Semin 1:00 pm ar Hall

Sanjana Halarnkar

Asst. Prof. Aarti Popkar

Asst. Prof. Ms. Thomasin D’Souza

Asst. Prof. Shubhada Parab

Asst. Prof. Sheetal Mandrekar Asst. Prof. Shubhada Parab

2.Mr.Govind Nitin Thakur 3.Ms. Nisha Ramkailash Pal 4.Mr. Ajay Yadav 1.Mr. Barai Prashant Shankar 2.Ms.Nasreen Banu Lalemashak Mukihal

T.Y.B.Com D S.Y.B.Com A S.Y.B.Com A T.Y.B.Com C T.Y.B.Com C

3.Mr. Mebin Varghese

S.Y.B.Com B

4.Ms. Simran Rajendra Narvekar

S.Y.B.Com B

5.Mr. Sohan Dhargalker

T.Y.B.Com A

On 14th May 2022, On-stage events are scheduled as follows: Sr. No.

Names of the Events

Fillers /Spot Prizes

Date of Event

Time of Event Venue

Event Designers

Teacher Incharges

Asst. Prof. Shveta Desai Asst. Prof. Seltan Gomes

Class & Div. Student In-charges Mr. Gunaji Keluskar Mr. Paresh Keluskar Mr. Rohit Bandekar Mr. Jayesh Bhagat Ms. Sneha Kenkare Ms. Mihika Pai Mr. Yash Palienkar Mr. Frenzio Fernandes Mr. Anirudh Vengurlekar

We Report, You Decide ( News Reporting Competition)

14th May 2022

9.20 to 10.30 am

Main Stage Block II

Asst. Prof. Thomasin D’Souza Asst. Prof. Jamina D’Souza

Asst. Prof. Thomasin D’Souza Asst. Prof Jamina D’Souza

Fillers /Spot Prizes

Asst. Prof. Shveta Desai Asst. Prof. Seltan Gomes

Table pe Charcha (Debate Competiton)

Asst. Prof. Sheetal Mandrekar Asst. Prof. Vasant Pednekar

Fillers /Spot Prizes

14th May 2022

10.35 am to 11.00 am

Main Stage Block II

Asst. Prof. Shveta Desai 34

Asst. Prof. Shveta Desai

Mr. Pappu Yadav Ms. Renuka Naik Ms. Shannely Mergulhao 1.Mr. Upesh Kashyap 2.Ms.Christabel Annette Rodrigues 3.Ms.Vedica Narayan Chari 4.Mr. Rahul Santosh Jaiswar Mr. Gunaji Keluskar Mr. Paresh Keluskar Mr. Rohit Bandekar Mr. Jayesh Bhagat Ms. Sneha Kenkare Ms. Mihika Pai Mr. Yash Palienkar Mr. Frenzio Fernandes Mr. Anirudh Vengurlekar Mr. Pappu Yadav Ms. Renuka Naik Ms. Shannely Mergulhao

T.Y.B.Com C T.Y.B.Com C T.Y.B.Com B T.Y.B.Com B

1. Mr. Bilal Yakub

S.Y.B.Com C

2. Mr. Rohan Umar

S.Y.B.Com C

3. Mr. Amit Kansi

S.Y.B.Com D

4.Mr. Soel Inamdar

S.Y.B.Com D

Mr. Gunaji Keluskar Mr. Paresh Keluskar

Asst. Prof. Seltan Gomes

Break a Leg (Dance Competition)

Fillers /Spot Prizes

14th May 2022

11.10 am to 12.00 pm

Main Stage Block II

Asst. Prof. Thomasin D’Souza Asst. Prof. Jamina D’Souza

Asst. Prof. Shveta Desai Asst. Prof. Seltan Gomes

Asst. Prof. Seltan Gomes

Asst. Prof. Thomasin D’Souza Asst. Prof. Jamina D’Souza

Asst. Prof. Shveta Desai Asst. Prof. Seltan Gomes

Mr. Rohit Bandekar Mr. Jayesh Bhagat Ms. Sneha Kenkare Ms. Mihika Pai Mr. Yash Palienkar Mr. Frenzio Fernandes Mr. Anirudh Vengurlekar Mr. Pappu Yadav Ms. Renuka Naik Ms. Shannely Mergulhao 1.Ms. Radyni Nitin Faldesai

T.Y.B.Com A

2.Mr. Prajyot Prashant Naik 3.Ms. Sinin Mohammed Rafiq Sanadi 4.Mr. Ayman Usman Meman

F.Y.B.Com C

5. Mr. Paresh Keluskar

T.Y.B.Com B

Mr. Gunaji Keluskar Mr. Paresh Keluskar Mr. Rohit Bandekar Mr. Jayesh Bhagat Ms. Sneha Kenkare Ms. Mihika Pai Mr. Yash Palienkar Mr. Frenzio Fernandes Mr. Anirudh Vengurlekar Mr. Pappu Yadav Ms. Renuka Naik Ms. Shannely Mergulhao

T.Y.B.Com A

F.Y.B.Com C

1.Mr. Jayesh Bhagat

Mr. & Ms. Neo Normalis

14th May 2022

12.15 pm to 1.15 pm

Main Stage Block II

Asst. Prof. Thomasin D’Souza Asst. Prof. Jamina D’Souza

Asst. Prof. Swati Shigaonkar Asst. Prof. Madhumeeta Dhar

Fillers /Spot Prizes

Asst. Prof. Shveta Desai Asst. Prof. Seltan Gomes

Glam it Up (Fashion Show Competition)

Asst. Prof. Swati Shigaonkar Asst. Prof. Shveta Desai Asst. Prof. Teja Temkar

14th May 2022

2.00 pm to 4.00 pm

Main Stage Block II

Kishor

M.Com Part I

2.Ms. Reji Jomi AD

M.Com Part I

3.Mr.Rishikesh Adarkar

Sanjay

S.Y.B.Com B

4.Ms. Anisha Hodawadekar

Anand

S.Y.B.Com B

Ms. Mihika Pai

S.Y.B.Com C

Mr. Bilal Yakub

S.Y.B.Com C

T.Y.B.Com B

Ms. Chrisila D’Mello

S.Y.B.Com B

Ms. Ishika Rodrigues

S.Y.B.Com B

Ms. Imam

S.Y.B.Com C

Ms. Nitika

Asst. Prof. Shveta Desai Asst. Prof. Seltan Gomes

Fillers /Spot Prizes

Asst. Prof. Shveta Desai Asst. Prof. Seltan Gomes

S.Y.B.Com C T.Y.B.Com B T.Y.B.Com B T.Y.B.Com B M.Com Part I T.Y.B.Com B S.Y.B.Com B T.Y.B.Com C T.Y.B.Com C M.Com Part I T.Y.B.Com B T.Y.B.Com B

FOOD STALLS (NOT A COMPETITION)

14th May 2022

10:00 am to 05:00 pm

Asst. Prof. Seltan Gomes

Asst. Prof. Teja Temkar Asst. Prof. Seltan Gomes

Ms. Shannely Mergulhao Mr. Nabisab Bhagwan Ms. Samprada Naik Ms. Ashwini Shetty Mr. Ajay Shetty Ms. Jomi Regi Ms. Sayyed Rizwana

T.Y.B.Com B T.Y.B.Com A T.Y.B.Com C T.Y.B.Com D T.Y.B.Com C M.Com Part I M.Com Part I

Note: There will be Spot Prizes on 14/05/2022.

Dr. Champa Ramkrishan Parab Head, Department of Commerce (2019-2022) M.Com Programme Co-ordinator (2019-2022) Coordinator of Commerce Association 2021-2022 37

Dr. Manasvi M. Kamat (Principal)

COMMITTEES FOR COMMERCE FIESTA 2022(14th May 2022) SR. NO 1

COMMITTEE

NAME OF TEACHER MEMBERS

INAUGURAL FUNCTION

Asst. Prof. Swati Shigaonkar Asst. Prof. Ms. Madhumeeta Dhar

(Chairperson) (Member)

RESULT COMPILATION & SCORE BOARD WRITING

(Chairperson) (Member)

PRIZE DISTRIBUTION AND CERTIFICATE WRITING

Assoc. Prof. Dr. Savia Mendes Asst. Prof. Dr. Atmaram Tarpe Assoc. Prof. Dr. Sancheliana Faria Assoc. Prof. Sanjeev K. Shirodkar Asst. Prof. Shveta Desai Asst. Prof. Teja Temkar Asst. Prof. Seltan Gomes Asst. Prof. Vasant Pednekar Asst. Prof. Suraj Tuyekar Asst. Prof. Pranit Naik Asst. Prof. Madhumeeta Dhar

(Chairperson) (Member) (Member) (Member) (Member) (Member) (Member) (Member)

NAME OF STUDENT MEMBERS Mr. Gunaji Keluskar Ms. Sneha Kenkare Ms. Vedica Chari Ms. Pratiksha Gawade Ms. Shannelly Mergulhao Ms.Prachi Prabhugaonkar Ms. Radyni Faldessai Mr. Rohit Bandekar Mr. Prajyot Naik Mr. Yash Karpe Mr. Rahul Jaiswar Mr. Nabisab Bagwan Ms. Feba Issac Ms. Nimisha Chari Ms. Shreya Nikam Ms. Anisha Gawde Ms. Valusha Nirawdekar Ms. Ashwini Shetye Ms. Rahul Jaiswar Ms. Mihika Pai Ms. Imam Shaikh Mr. Govind Thakur

SR. COMMITTEE NO 4 VALEDICTORY FUNCTION

SR. NO

STUDENTS DISCIPLINE COMMITTEE

NAME OF TEACHER MEMBERS Assoc. Prof. Rochana Kharangate Asst. Prof. Sheetal Mandrekar Asst. Prof. Jamina D’Souza

(Chairperson) (Member) (Member)

Assoc. Prof. Dr. Ashish Joshi Assoc. Prof. Ms. Rochana Kharangate Assoc. Prof. Dr. Savia Mendes Assoc. Prof. Shri. Sanjiv K. Shirodkar Asst. Prof. Ms. Swati Shigaonkar Asst. Prof. Ms. Shveta Desai Asst. Prof. Dr. Atmaram Tarpe Asst. Prof. Ms. Teja Temkar Asst. Prof. Mr. Seltan Gomes

(Chairperson) (Member) (Member) (Member) (Member) (Member) (Member) (Member) (Member) (Member)

NAME OF STUDENT MEMBERS Mr. Upesh Khashyap Mr. Sohan Dhargalkar Mr. Bilal Yakub Ms. Mihika Pai Mr. Rahul Jaiswar Ms. Prachi Prabhugaonkar Ms. Pearl Rodrigues Ms. Radyni Faldessai Mr. Nabi Bagwan Mr. Gunaji Keluskar Ms. Sneha Kenkare Ms. Prachi Anant Prabhu Gaonkar Mr. Sohan Pratap Dhargalker Ms. Radyni Nitin Faldesai Mr. Prajyot Prashant Naik Ms. Pratiksha Gawde Mr.Rohit R Bandekar Ms.Vedica Narayan Chari Mr. Rahul Santosh Jaiswar Ms.Christabel Annette Rodrigues

COMMITTEE

NAME OF TEACHER MEMBERS

NAME OF STUDENT MEMBERS

FOOD STALLS COMMITTEE

Assoc. Prof. Shri. Sanjiv K. Shirodkar Asst. Prof. Teja Temkar Asst. Prof. Vasant Pednekar Asst. Prof. Suraj Tuyekar Asst. Prof. Pranit Naik

Mr. Govind Thakur Mr. Anirudh Vengurlekar Mr. Jayesh Bhagat Mr. Paresh Keluskar Mr. Rohit Bandekar

STAGE MANAGEMENT

Assoc. Prof. Rochana Kharangate Assoc. Prof. Dr. Ashish Joshi Assoc. Prof. Dr. Savia Mendes Asst. Prof. Swati Shigaonkar

Mr. Gunaji Keluskar Ms. Sneha Kenkare Ms. Prachi Anant Prabhu Gaonkar

Asst. Prof. Ms. Shveta Desai Asst. Prof. Dr. Atmaram Tarpe Asst. Prof. Ms. Teja Temkar Asst. Prof. Mr. Seltan Gomes Asst. Prof. Vasant Pednekar

SR. NO

COMMITTEE

REFRESHMENT S

NAME OF TEACHER MEMBERS

Asst. Prof. Ms. Shveta Desai Asst. Prof. Dr. Atmaram Tarpe Asst. Prof. Ms. Teja Temkar Asst. Prof. Mr. Seltan Gomes Asst. Prof. Ms. Aarti Popkar

Mr. Sohan Pratap Dhargalker Ms. Radyni Nitin Faldesai Mr. Prajyot Prashant Naik Ms. Pratiksha Gawde Mr.Rohit R Bandekar Ms.Vedica Narayan Chari Mr. Rahul Santosh Jaiswar Ms.Christabel Annette Rodrigues Mr. Upesh Kashyap Mr. Barai Prashant Shankar Ms.Nasreen Banu Lalemashak Mukihal Ms.Ashwini Shetty Mr.Mohammed Zaid Sangreskop Mr.Govind Nitin Thakur Ms.Muskan Sayed Pirjade NAME OF STUDENT MEMBERS Mr. Satyam Singh Ms. Soumya Pednekar Ms. Sinin Mohammed Rafiq Sanadi Mr. Pratham Jain Ms. Nisha Ramkailash Pal Ms. Anisha Anand Hodawadekar Mr. Bilal Yakub Ms. Aishwarya Shrishail Pattar Mr. Sohan Palkar Ms. Pratiksha Gawde Ms.Ashwini Shetty Ms.Christabel Annette Rodrigues Ms. Reji Jomi AD Ms.Nafisa Shaik

FLORAL WELCOME /BOUQUETS/TO KEN OF APPRECIATION & SPOT PRIZES

C-IGNITE EDITORIAL COMMITTEE

Assoc. Prof. Dr. Champa R. Parab Asst.Prof. Seltan Gomes Asst.Prof. Thomasin D’Souza Asst. Prof. Sanjana Halarnkar Asst. Prof. Sheetal Mandrekar Asst. Prof. Shubhada Parab Asst.Prof. Jamina D’Souza Asst. Prof. Vasant Pednekar Asst. Prof.Aarti Popkar Asst. Prof. Ms. Madhumeeta Dhar Asst. Prof. Ms. Priscilla David Mr. Gunaji Keluslar Ms. Shena Kenkare Cover Page Asst. Prof. Suraj Tuyekar

Asst. Prof. Mr. Seltan Gomes Asst. Prof. Ms. Thomasin D’Souza Asst. Prof. Ms. Sheetal Mandrekar

M.E.S. College of Arts & Commerce, Zuarinagar- Goa Department of Commerce (Academic Year 2021-2022) Activities conducted for the Odd Semester (Semester I, III & V) Sr.

Date

Activity

Resource

Co-ordinator

Person/ Chief Guest

3rd September 2021

Orientation to Third Year

15 Faculty from

B. Com Students.

Department of

Commerce 2

27th September 2021

Bridge Course

to 2nd October 2021

Mr. Vasant

Dr. Champa R.

Pednekar &

Parab

Ms. Thomasin D’Souza

8th October 2021

E-Quiz

Management

Business Major

International

–

Ms. Swati Shigaonkar

Marketing

Management DSE 1 4

8th October 2021

E-Quiz on Accounting Major

II- Auditing DSE 2 5

8th October 2021 22nd October 2021 26th October 2021

Ms. Swati Shigaonkar

E-Quiz on Fundamentals of

Ms. Swati

Cost of Accounting – CC10

Shigaonkar

Session on Orientation to Dr. Smita

Ms. Swati

T.Y.B.Com Project

Shrivastava

Shigaonkar

‘4 Day Workshop on SPSS’

Mr.Suraj

Ms. Shveta

Tuyekar

Desai

to 29th October 2021 8

29th October 2021

QUIZOPHILE

Financial

D’Souza

Reporting (E-Quiz) 9

29th November 2021

Workshop

Management

“Data Mr. Vasant and Pednekar

Presentation”

Ms. Thomasin

Ms. Thomasin D’Souza

29th November 2021 to

Two

Days

Workshop

on Dr. Kirti Tyagi

“Developing a Questionnaire

30th November 2021

for Survey Based Study”

4th December 2021

Chart work competition on the

Ms. Shubhada Parab

theme Financial Literacy for

Mr. Suraj Tuyekar

M.Com Part I &II 12

13th December 2021

Inaugural

Commerce Mr. Abijith MD

Association 2021-2022

15th December 2021

Parab

Photo Freak Competition for

B.Com Semester V 14

15th December 2021

Webinar

16th December 2021

“Career

and CA. Aanchal Jhunjhunwala

E-Quiz on Basics of Banking

System in India 16

17th December 2021

Green

Dr. Atmaram Tarpe Ms. Sheetal Mandrekar

Business

Competition

Ms. Swati Shigaonkar

Personal Development” 15

Dr. Champa R.

Product

for

B.Com

Mr. Vasant Pednekar

Semester III 17

17th December 2021

Make,

Tell

Competition

and for

Ms. Thomasin D’Souza

B.Com

Semester I 18

20th December 2021

Workshop on “Orientation on Adv. Rama Rao

Dr. Ashish Joshi

Company Secretary” 19

19th January 2022

Accounting

for

21 January 2022

Government

Local

19th January 2022

Pednekar

to 21st January 2022 21

Starting New Ventures NA Legal Challenges in Setting

21st January 2022

up Businesses

19th January 2022

The

to 21st January 2022

Mr. Vasant Pednekar

19th January 2022 to

Mr. Vasant

for

Entrepreneurial Capital and the Marketing Aspects 43

Mr. Vasant Pednekar

19th January 2022

Tourism

21st January 2022

Services

and

Hospitality

Mr. Vasant Pednekar

19th January 2022

to 21st January 2022 25

Mr. Vasant Banking Services

Pednekar

19th January 2022

to 21st January 2022 26

Mr. Vasant Insurance Services

Pednekar

19th January 2022

to 21st January 2022 27

Mr. Vasant Emerging Trends in Services

19th January 2022

Pednekar NA

to 21st January 2022 28

21st January 2022

Pednekar NA

International

Transfer

1st January 2022

Mr. Vasant

Funds

Pednekar

19th January 2022 to

Foreign Exchange Market

19th January 2022 to

Mr. Vasant

NA Financing

International

Mr. Vasant

Trade

Pednekar

19th January 2022

to 21st January 2022 31

Mr. Vasant Exchange Rate Arithmetic

19th January 2022

Pednekar NA

to 21st January 2022 32

Mr. Vasant Labour Cost & Control

19th January 2022

Pednekar NA

to 21st January 2022 33

Labour Remuneration

21st January 2022 to

Mr. Vasant Pednekar NA Accounting and Audit of Work

24th January 2022

Expenditure

22nd January 2022

Banking in India

Pednekar

Mr. Vasant

Ms. Sanjana S. Halarnkar

24th January 2022 35

22nd January 2022

IPO (Initial Public Offering)

Ms. Sanjana S. Halarnkar

24th January 2022 36

22nd January 2022

Retail Management strategies

Ms. Shubhada D. Parab

24th January 2022 37

22nd January 2022 to

Overhead

classification,

Ms. Aarti Popkar

Allocation and Apportionment

24th January 2022 38

23rd January 2022 to 25th January 2022

NA Indian

Government

Dr. Champa R.

Accounting

Parab

25th January 2022

Dr. Sancheliana Faria

28th January 2022

Marginal Costing

01st February 2022

Webinar

“Impact

neuroticism and Adjustment

Dr. Champa R. Parab

on Family Environment during Pandemic Time” 41

28th January 2022 to

E-Quiz

Depreciation

Ms. Thomasin D’Souza

Accounting

2nd February 2022 42

1st February 2022

Webinar

“Impact

of Dr. Freda Cotta

Neuroticism and Adjustment e Pereira

Dr. Champa R. Parab

on Family Environment during Pandemic Time”

Dr. Champa Ramkrishan Parab Head, Department of Commerce (2019-2022) M.Com Programme Co-ordinator (2019-2022) Coordinator of Commerce Association 2021-2022 45

M.E.S. College of Arts & Commerce, Zuarinagar- Goa Department of Commerce (Academic Year 2021-2022) Activities Conducted for the Even Semester (Semester II, IV & VI) Sr.

Tentative

Date

Activity

Resource Person/

Co-ordinator

Chief Guest/ I. Webinar / Workshop/ Seminar

10th

Webinar on Investment Avenues:

Mr. Vasant

Dr. Champa R.

February

Basket for Smart Investment as a

Pednekar

Parab

2022

part of Azadi Ka Amrith Mohatsav Mrs. Sonia

Dr. Champa R.

Kuncalienkar

Parab

8th March

Session on Career for women

2022 3

10th March

State Level Webinar as a part of

Ms. Parvathy S.

Dr. Champa R.

2022

Azadi Ka Amrith Mohatsav on

Asst. Controller of

Parab and

“Intellectual Property Rights” (IPS)

Patents and

Ms. Thomasin

in collaboration with Intellectual

Designs, Mumbai

D’Souza

Mr. Kishore BS

Ms. Thomasin

Property India, Mumbai

( For

Faculty and UG & PG Students) 4

17th March

Webinar on as a part of Azadi Ka

2022

Amrith Mohatsav “Basics of Stock Markets

Opportunities

D’Souza

Finance Segment” 5

21st March

Extensive

Academia

2022 to

Interaction

Programme

28th March

Days

2022

forUG

Industry Nirmesh Tyagi Seven (Alumni)

Seven Resource Person Rinal Carvalho (B.Com/B.A./BBA/BCA) (Alumni- BBA)

and M.com Students as a part of Yashu Sharma Azadi Ka Amrith Mohatsav

(Alumni- BBA) Milosha Vaz (Alumni- BCom) Sourabj Gurav (Alumni- BCA) Mallikarjun Kuknur (Alumni- BCom)

Dr. Champa R. Parab

Arvind Sharma (Alumni- BA Economics) Dr. Manoj S. Kamat (AlumniBCom) Atul Jadhav (Alumni)

5th April 2022

Seminar on Supply Chain and Bruno Gomes

Ms. Shubhada

Quality

Parab

4th to 8th

State Level Webinar as a part of

April 2022

Azadi Ka Amrith Mohatsav on “

Dr. Aditya Srinivas

Ms. Shubhada Parab

The Overview of the Indian Capital Markets and Indian Economy” (UG and PG Students) ( 5 Days) 8

11th April

Webinar on “CVs, Resumes and

2022

Cover Letter for Freshers” (UG

Ms. Priscilla David

Dr. Champa R. Parab

and PG Students) as a part of Azadi Ka Amrith Mohatsav 9

28th April

“Awareness drive for New Age

Asst. Prof. Ms.

Dr. Champa R.

2022

Careers” under the Students

Radha Mahatme

Parab

Exchange Program IV. Competitions for B.Com/BA/BCA/BBA/M.Com Students 1

7th

Online Poster Making Competition

February

on theme Budget 2022 (UG& PG

2022

Ms. Sanjana Halarnkar

MES College) as a part of Azadi Ka Amrith Mohatsav

7th February 2022

State Level Inter collegiate Online Poster Making Competition

theme “Budget 2022” for the UG and PG students of all streams from all colleges in Goa as a part of Azadi Ka Amrith Mohatsav 47

Ms. Sanjana Halarnkar

8th February 2022

12th February 2022

Online Competition on “Highlights

Ms. Aarti Popkar

Mr. Vasant

of Union Budget Presentation 2022” as a part of Azadi Ka Amrith Mohatsav State Level Inter collegiate Online Competition

“Highlights

Union Budget Presentation 2022” for the UG and PG students of all streams from all colleges in Goa as a part of Azadi Ka Amrith Mohatsav

18th March Mock Interview Competition – 2022

Offline as a part of Azadi Ka

Pednekar

Amrith Mohatsav III. Short Term Certificate Courses (30 Hours) 1

4th March

Short Term Certificate Course as

Department of

Dr. Champa R.

2022 to

a part of Azadi Ka Amrith

Commerce

Parab

22nd April

Mohatsav in “Tally ERP 9 with

1. Ms. Thomasin

2022

GST” for UG and PG students

D’Souza

(8 Batches) (Each Batch 30 students)

2. Ms. Sanjana Halarnkar 3. Ms. Sheetal Mandrekar 4. Ms. Aarti Popkar

25th April

Short Term Certificate Course as

Department of

Dr. Champa R.

2022 to

a part of Azadi Ka Amrith

Commerce

Parab

30th May

Mohatsav in “Income Tax

2022

Returns Filing” for UG and PG students (50 students)

1.Dr. Sancheliana Faria 2.Dr. Ashish Joshi 3.Shri. Sanjiv K. Shirodkar 4.Ms. Swati Shigaonker

5.Ms. Shveta Desai UG- Department of Commerce

Dr. Champa R. Parab

1.Ms. Thomasin D’Souza 2.Ms. Sanjana Halarnkar 3.Ms. Shubhada Parab Short Term Certificate Course as

25th April

a part of Azadi Ka Amrith

2022 to

Mohatsav in “Digital Road Map

30th May

from Beginner to Industry

2022

Level” for UG and PG students

4.Shri. Vasant Pednekar

PG- Department

(50 students)

of Commerce 5.Shri. Suraj Tuyekar 6. Ms. Madhumita Dhar

BCA 7. Shri. Satish Gangavati 8. Johann Rodrigues 13th and 14th May 2022

V. Commerce Fiesta and Releasing of

Dr. Champa R.

C-IGNITE

Parab

magazine as a part of Azadi Ka Amrith Mohatsav

Dr. Champa Ramkrishan Parab Head, Department of Commerce (2019-2022) M.Com Programme Co-ordinator (2019-2022) Coordinator of Commerce Association 2021-2022 49

M.E.S. College of Arts & Commerce, Zuarinagar- Goa Post Graduate Department of Commerce (Academic Year 2021-2022) Activities Conducted for the Academic Year 2021-2022

Sr.

Date

Resource Person/ Chief Guest/

Activity

No 1

Coordinator

“Orientation Programme” for

Dr. Champa R.

M.Com Part I and Part II

Parab

Students

Mr. Suraj P

1st October

Tuyekar

2021 Mr. Pranit S Naik Ms. Madhumeeta Dhar 2

14th October

Debate Competition for

2021

M.Com Part I and Part II

Ms.Madhumeeta Dhar

students (For “Money can buy happiness” and against was “Money can’t buy happiness”) 3

23rd October

Participation in National

CMA Ms.

Ms.Madhumeeta

2021

level online webinar on

Shameem Memon

Dhar

“Career Counseling in Cost and Management Accounting (CMA)” by M.Com Part I Students through virtual mode in M.Com classroom

29th October

Diwali Celebrations

2021

Dr. Champa R.

Parab

Mr.Suraj P Tuyekar Mr.Pranit S Naik Ms. Madhumeeta Dhar 5

13th and 15th

Workshop on Gretl

Ms. Madhumeeta

Dr. Champa R.

November

Econometrics software

Dhar

Parab

2021

organized for M.Com part II

CA Bimal Jain

Dr. Champa R.

students 6

23rd November Advanced GST course 2021

online webinar to M.Com

Parab

part I and part II students. 7

25th to 27th

Workshop on SPSS

Mr. Suraj P

Dr. Champa R.

November

Econometrics software

Tuyekar

Parab

2021

organized for M.Com part II

Dr. Champa R.

students 8

10th

Extension Activity:-Students

December

of M.Com of M.E.S. College Parab

2021

Of Arts And Commerce Zuarinagar Goa Organised a Financial Literacy Programme At Asha Sadan Social Centre Baina Vasco

Parab

Mr.Suraj P Tuyekar Mr.Pranit S Naik Ms. Madhumeeta Dhar

23rd December

Christmas Celebration

2021

Dr. Champa R.

Parab

Mr.Suraj P Tuyekar

Mr.Pranit S Naik Ms. Madhumeeta Dhar 10 20th January 2022

Online Webinar on

Ms. Sibel Almeida

“Communication skills for

Dr. Champa R. Parab

workplace success” for UG (T.Y.) & PG commerce students 11

Online webinar on theme 22nd January

“The essentials of Business

2022

Etiquette for UG (T.Y.) & PG

Ms. Sibel Almeida

Dr. Champa R. Parab

commerce students 12 23rd January 2022to 31st

E-Quiz on Advance

Financial Management

Mr.Suraj P Tuyekar

January 2022 13 23rd January 2022to 31st

E-Quiz on Research

Mr.Pranit S Naik

Ms.

Methodology

January 2022 14 24th January

E- Quiz on “Capital Market

2022to 31st

and Stock Exchange

Madhumeeta

January 2022

Operations”

Dhar

15 27th January 2022

Online webinar “IT IS YOU”

Dr Cidalia Bodade

for UG & PG commerce

Dr. Champa R. Parab

students 16 8th and 9th February 2022 17 27th November

Data Analysis using E-

Mr. Suraj P

Views Software

Tuyekar

A Short Term Certificate

Mr. Pranit S Naik

Dr. Champa R.

Course in Aptitude and Reasoning

Parab

2021 to 10th

30 Hours / 2 credit

February 2022 18 2nd March 2022

Webinar on Financial

Mr. Pranit Naik

Ms. Swiszel

Ms.

Fernandes and

Madhumeeta

Ms. Ankita

Dhar

Education and Ethics in Personal Finance (Values)

19 3rd March 2022 Webinar on Social Values (Values)

Vengurlekar 20 4th March 2022

One Week Workshop on

Mr. Suraj Tuyekar,

Dr. Champa R.

to 11th March

Data Analysis and

Mr. Pranit Naik &

Parab

2022

Management (Skills)

Ms. Madhmeeta Dhar

21 15 March 2022

Webinar on NET Paper I

Mr. Suraj Tuyekar

Mr. Suraj

and Online Resources for

and

Tuyekar and Ms.

Quantitative and Qualitative Data (Employability) 22 17th March 2022

Workshop on Literature

Ms. Madhmeeta Dhar Dr. Gopakumar V

Review and Referencing

Madhmeeta Dhar

Dr. Champa R. Parab

Writing 23 19th March

Orientation to M.Com

2022

Programme of M.E.S

Parab, Mr. Suraj

College and GU-ART

Tuyekar, Mr.

Dr. Champa R.

Pranit Naik and Ms. Madhumeeta Dhar 24 25th and 26th March 2022

Workshop on filing of

Ms. Komal

Dr. Champa R.

Income Tax Returns

Bandekar

Parab

CA / Tax Consultant 53

25 5th April 2022

Grow to Glow

JC Nirmesh Tyagi

Mr. Pranit Naik

26 6th April 2022

Time Management

Ms. Yashu

Mr. Suraj

Techniques for Stress Free

Sharma

Tuyekar

Productivity 27 9th May 2022

Sanshodhan 4.0 as a part of

Dr. Champa R.

Azadi Ka Amrith Mohatsav

Parab, Mr. Suraj

and 50 Years of Murgaon

Tuyekar, Mr.

Education Society

Pranit Naik and Ms. Madhumeeta Dhar

Dr. Champa Ramkrishan Parab Head, Department of Commerce (2019-2022) M.Com Programme Co-ordinator (2019-2022) Coordinator of Commerce Association 2021-2022

UG FACUTY ACHIEVMENTS FOR THE ACADEMIC YEAR 2021-22 Assoc Prof. Dr. Champa .R. Parab •

Head Dept. of Commerce, M.Com Program Mentor, Co-ordinator of Commerce Association, Convenor of Commerce Fiesta 2022 and Sanshodhan 4.O.

•

Sub – Committee in Commerce (UG) Course as recommended by the chairperson, BOS in Commerce (UG) appointed as chairperson for F.Y.B.com to prepare the course outline for B.com curriculum.

•

President of NDLI , M.E.S. College.

•

Convenor and Co-ordinator of Certificate Course in Tools and Techniques to work smart, Tally EPR 9 with GST, Filling of Income Tax Returns and Aptitude and Reasoning.

•

Convenor of workshops/seminar/webinar/lecture series/student exchange program and industry academia extension program.

•

Participated in the offline Faculty Development Programme on ‘Holistic Approach to Work Ethics’ organised by the Internal Quality Assurance Cell (IQAC) for the teaching and non-teaching staff of M.E.S College of Arts and Commerce held on Saturday, 7th August, 2021.

•

Participated in the online Seven days Faculty Development Programme (FDP) on “Effective Management of Digital Tools” organized by the Department of Computer Application (BCA) of M.E.S College of Arts & Commerce, Zuarinagar, Goa, Accredited by NAAC with B+ Grade: CGPA 2.68 (4th Cycle) from 31st January 2022 – 07th February 2022.

Assoc Prof. Dr. Sancheliana Faria Faculty Development Programme

•

Accredited by NAAC with B+ Grade: CGPA 2.68 (4th Cycle) from 31st January 2022 – 07th February 2022. International Level/ National Level Seminar/Webinar/ Lecture Series International level

•

Attended and Participated in the Online International Multidisciplinary Webinar on the title “Peace and Development” organised on 21st September, 2021 by the Department of Political Science and Department of English and Postgraduate Centre, Poona College of Arts, Science & Commerce, Camp, Pune. National Level

•

Participated in the online National Level Webinar on "Strategy for Managing Personal Finance” organized by Department of Commerce & Management Studies, Government Degree College Anantnag, Affiliated with University of Kashmir, Srinagar J&K in collaboration with Association of Mutual Funds in India (AMFI) on 18th August 2021.

•

Participated in the online National Webinar on “Innovation and Intellectual Property Rights” organised by IPR Cell, Start-up and Innovation Cell & NDLI Club of AISSMS Institute of Management, Pune on 21st August 2021.

•

Participated in the online National Webinar dated 28th August, 2021 organized under Shri Venkatesh Mahavidyalaya, Ichalkaranji, Department of Lifelong Learning and Extension and Centre for Skill and Entrepreneurship Development, Shivaji University, Kolhapur organized Jointly under Interdisciplinary National Webinar On “Employment, Entrepreneurship and Extension”.

•

Participated in the online National Level Lecture Series on “Basics of Research” organised by the Research and Consultancy Cell in collaboration with IQAC from 10th January 2022 to 13th January 2022 organised by S.V.’s Sridora Caculo College of Commerce & Management Studies, Re-accredited by NAAC with Grade ‘B’ Khorlim, Mapusa, Goa.

•

Participated in the online National Level Webinar on “IPR for teachers” on 22nd January 2022 organised by IQAC of Padmashri Dr. G.C. Jadhav Mahavidyala, Dist, Gaganbavada District, Kolhapur, Maharashtra, India.

•

Participated in the online Training/Awareness Programme under National Intellectual Property Awareness Mission on 10th March, 2022, Organised by Department of 56

Commerce, M.E.S College of Arts & Commerce, Zuarinagar, Goa in collaboration with Intellectual Property Office, Ministry of Commerce and Industry, Department for Promotion of Industry and Internal Trade, Office of the Controller, General of Patent, Design and Trade Marks, Government of India. •

Participated in the online National Webinar on “Artificial Intelligence in Finance: Exploring the Paradigms” organised by the Department of BBA(FS) Programme Vidya Vikas Mandal’s Shree Damodar College of Commerce & Economics Affiliated to Goa University Accredited by NAAC with ‘A’ Grade in association with Goa Management Association (GMA), on 15th March 2022.

State Level Seminars/ Webinars

•

Participated in the two-day offline State Level Webinar titled, ‘Demystifying the NAAC Assessment and Accreditation process’ held on 11/8/2021 and 12/8/2021 organised by Vidhya Prabodhini College and Directorate of higher Education, Government of Goa in Collaboration with Centre for Educational Development Administration, CEDA, Pune, at Sanskruti Bhavan, Panaji-Goa.

•

Participated in the One day state level Webinar Organised by VVM’s Shree Damodar College of Commerce & Economics on the topic “Career as a Chartered Accountant” on 13th August , 2021.

Workshops

State Level •

Attended and Participated in the offline State Level workshop of ‘Major VII, B.Com Discipline Specific Electives in Cost and Management Accounting’ DSE-7, Advanced Cost Accounting organised by Sant Sohirobanath Ambiye Government College of Arts & Commerce, Virnoda -Pernem, Goa, held on 11th April 2022 on behalf of the Board of Studies, Commerce (UG) Goa University.

National Level •

Attended the Online National Level Inter-Collegiate Workshop on "Marketing for Start-up Founders" held on Wednesday, 16th March 2022. This Workshop was organised by Start-up and Innovation Cell, NESS WADIA College of Commerce, Pune sponsored by the Board of Students Development, Savitribai Phule Pune University, Pune. 57

E-Quiz •

Organised E-Quiz on “Marginal Costing” for DSC-3, Major III, Cost Accounting, B.Com Semester V, Div D Students Of M.E.S College From 25th January To 28th January 2022.

Resource Person for Talks •

Resource person for the talk on “ Financial Literacy” for the women at the “Alcohol Anonymous” centre, Margao, Goa on 27th March, 2022 as a part of Community service.

•

Resource person for four sessions for the Certificate course on Filing of Income Tax Returns for the B.Com students of M.E.S College of Arts & Commerce, Zuarinagar, Goa.

Assoc Prof. Mrs. Rochana Kharangate •

Sub – Committee in Commerce (UG) Course as recommended by the chairperson, BOS in Commerce (UG) appointed as chairperson for F.Y.B.com to prepare the course outline for B.com curriculum.

•

Co- authored a book namely DSE – 5, Advanced Cost Accounting – I, for T.Y.B.com Semester VI by Sheth Publishers Pvt Ltd, ISBN: 978-93-91066-61-1, Authors: Prof R. Sathish, Prof Santosh B. Patkar, Mrs Rochana V. Kharangate.

Assoc Prof. Dr. Ashish M. Joshi •

Appointed as Vice-principal of M.E.S. College from January 2022.

•

Special invitee of BOS Commerce at Goa University.

•

Co-ordinator of seminar on the theme “orientation of Company Secretary in Collaboration with ICSI Goa Chapter”.

•

Co-ordinator of National Webinar on "Art of writing Research Papers in Social Sciences" organised by IQAC in collaboration with the Research Cell of M.E.S. College of Arts and Commerce, Zuarinagar-Goa on 12th January 2022.

•

Assoc Prof. Dr. Savia Mendes •

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Assoc Prof. Shri. Sanjeev K. Shirodkar •

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Assistant Prof. Ms. Swati Shigaonkar •

Attended the National Level Webinar on “Sexual Harassment At Work Place Understand Prevent Respond” organised by Internal Complaints Committee (ICC) of MES College of Arts & Commerce Zuarinagar, Goa - 403726 on 12th February, 2022.

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Participated in the ‘Faculty Enrichment Programme: NAAC Assessment’ organised by the IQAC on 06 April, 2022.

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Online quiz on ‘World Pulses Day’ organised by the Consumer Welfare Cell of the College, 10th February 2022.

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Attended the National Webinar on 'Art of Writing Research Papers in Social Science' organised by the IQAC in collaboration with the Research Cell on 12th January, 2022.

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Participated in the online seven days Faculty Improvement Programme on “Effective Management of Digital Tools” organized by the Department of Computer Application (BCA) of M.E.S College of Arts & Commerce, Zuarinagar, Goa from 31st January 2022 to 7th February 2022.

Assistant Prof. Ms. Shevta Desai •

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Assistant Prof. Dr. Atmaram Tarpe •

Attended the training programme for capacity building of officers under ‘C’ component of National Cyclone Risk Mitigation Project (NCRMP) – Phase II held from 12th to 14th October 2021 organised by Goa Institute of public Administration & Rural Development in collaboration with Revenue Department, Goa. Of Goa & Goa & Water Resource Department, Govt. Of Goa at Ella, Old Goa.

Assistant Prof. Ms. Teja Temkar •

Participated in the offline Faculty Development Programme on ‘Holistic Approach to Work Ethics’ organised by the Internal Quality Assurance Cell (IQAC) for the

teaching and non-teaching staff of M.E.S College of Arts and Commerce held on Saturday, 7th August, 2021. •

Asst. Prof. Mr. Narendra B. Gaonkar •

Successfully completed Online FDP on Advanced Multivariate Data Analytics: Moderation and Mediation Analysis using AMOS & Process Macro conducted by IIM Vishakhapatnam, from 18 to 22 October 2021.

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Participated in Two Week Online National Faculty Development Program on “Research Methodology – Contemporary Issues” jointly organized by Guru Angad Dev Teaching Learning Centre, a centre under PMMMNMTT, Ministry of Education, Government of India and Indian Academic Researchers’ Association (IARA) held from 08th December to 22nd December 2021.

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Presented a paper titled, ‘Ensuring Food Security through Public Distribution System’ at XIII International Conference on Industry 4.0 and Key Drivers of Sustainable Global Business Practices, from 8th to 10th January 2022 organised by Prestige Institute of Management and Research, Gwalior, co-hosted by Association of International Business and Professional Management, Indonesia.

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Life Member of Indian Commerce Association

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Life Member of Indian Accounting Association

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Life Member of Inspira Research Association

Assistant Prof. Mr. Seltan Gomes •

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Participated in the online Seven days Faculty Development Programme (FDP) on “Effective Management of Digital Tools” organized by the Department of Computer 61

Application (BCA) of M.E.S College of Arts & Commerce, Zuarinagar, Goa, Accredited by NAAC with B+ Grade: CGPA 2.68 (4th Cycle) from 31st January 2022 – 07th February 2022. •

Received an Appreciation Award for “Academic Excellence” From Lions Club of Avedem on 09th April 2022

Assistant Prof. Ms. Thomasin J. D’Souza •

Participated in the Faculty Development Programme on ‘Holistic Approach to Work Ethics’ organised by the Internal Quality Assurance Cell (IQAC) for the teaching and non-teaching staff of M.E.S College of Arts and Commerce held on Saturday, 7th August, 2021.

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Coordinated Make Tell and Tweet competition for the students of FY BCOM on 17th December 2021.

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Attended International online workshop on "Academic writing –Ethical issues" from 22nd to 24th April 2022, organised by Global Institute of Statistical Solutions (GISS).

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Attended National Webinar on "Art of writing Research Papers in Social Sciences" organised by IQAC in collaboration with the Research Cell of M.E.S. College of Arts and Commerce, Zuarinagar-Goa on 12th January 2022.

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Registered for P.hD at Goa Business School

Assistant Prof. Ms. Sanjana S. Halarnkar •

Conducted E-Quiz on Basics of Banking System in India for TY BCOM D (Banking) for the subject DSE 5 – Law & Practice of Banking – I on 16th December 2021.

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Coordinated Green Business Products competition for the students of SY BCOM on 17th December 2021.

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Participated in the online seven days Faculty Improvement Programme on “Effective Management of Digital Tools” organized by the Department of 62

Computer Application (BCA) of M.E.S College of Arts & Commerce, Zuarinagar, Goa from 31st January 2022 to 7th February 2022. •

Participated in 5 Day State Level Webinar on “The Overview of the Indian Capital Markets and Indian Economy” from 4th April 2022 to 8th April 2022.

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Participated in a Webinar on “CVs, Resumes and Cover Letter for Freshers” on 11th April 2022.

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Resource Person for Short Term Certificate Course in Tally ERP.9 with GST for the students of B.COM Sem IV, VI and M. Com from 18th April 2022 to 27th May 2022.

Assistant Prof. Ms. Shubhada Parab •

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Coordinated Make Tell and Tweet competition for the students of FY BCOM on 17th December 2021.

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Co-ordinator for 5 Day State Level Webinar on “The Overview of the Indian Capital Markets and Indian Economy” from 4th April 2022 to 8th April 2022.

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Participated in a Webinar on “CVs, Resumes and Cover Letter for Freshers” on 11th April 2022.

Assistant Prof. Ms. Sheetal Mandrekar •

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Conducted E-Quiz on Basics of Banking System in India for TY BCOM D (Banking) for the subject DSE 5 – Law & Practice of Banking – I on 16th December 2021. 63

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Coordinated Green Business Products competition for the students of SY BCOM on 17th December 2021.

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Participated in 5 Day State Level Webinar on “The Overview of the Indian Capital Markets and Indian Economy” from 4th April 2022 to 8th April 2022.

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Participated in a Webinar on “CVs, Resumes and Cover Letter for Freshers” on 11th April 2022.

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Resource Person for Short Term Certificate Course in Tally ERP.9 with GST for the students of B.COM Sem IV, VI and M. Com from 18th April 2022 to 27th May 2022.

Assistant Prof. Ms. Aarti Popkar •

Organized Online Budget Presentation Competition on the topic “Highlights of Union Budget Presentation 2022” on 12th February from 11:00 to 12:00 pm for the students of MES College of Arts and Commerce, Goa.

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Organized Intercollegiate Online Budget Presentation Competition on the topic “Highlights of Union Budget Presentation 2022” on 12th February from 4:00 to 6:00 pm for the UG and PG Students all over Goa.

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Resource Person for Short Term Certificate Course in “Tally ERP 9 with GST” for the Students of B.Com Semester VI , VII and M.com from 18th April to 27th May 2022.

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Participated in Seven lecture series on “Extensive Academia – Industry Interaction Programme” from 21st March 2022 to 28th March 2022.

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Participated in Online 7 days Faculty Improvement Program on “Effective Management of Digital Tools” organized by the Department of Computer Application (B.C.A) of MES College of Arts and Commerce from 31st January 2022 to 7th February 2022.

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Participated in “Awareness Drive for New Age Careers” on 28th April 2022 under the student Exchange Program organised by MES College in collaboration with ASM’s IBMR, Pune College. 64

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Organised Online Quize for Third Year B. Com. Division -D, on the topic " Overhead Classification, Allocation and Apportionment" from 22nd January to 24th January 2022 from 9:00 am to 5:00 pm

Assistant Prof. Mr. Vasant Pednekar •

Selected for PhD in Commerce, Goa Business School, Goa University

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Life Member of Indian Commerce Association

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Life Member of National Human Rights and Crime Control Bureau

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Executive Member of Anti-Corruption Foundation of India and Crime Control Bureau

E-Quiz Co-ordinator: E-Quizzes were conducted on the following topics for the students of the Department of Commerce, of M.E.S. College of Arts & Commerce, Zuarinagar- Goa. Total 598 students answered the E-quizzes. The Quizzes began from 19th January, 2022 through Google Forms. i.

Starting New Ventures

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Legal Challenges in Setting up Businesses

iii.

The Search for Entrepreneurial Capital

iv.

Accounting for Local Government

Accounting & Audit of Works Expenditure

vi.

Tourism & Hospitality Services

vii.

Banking Services

viii.

Insurance Services

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Emerging Trends in Services

Foreign Exchange Market

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International Transfer of Funds

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Financing of International Trade

xiii.

Exchange Rate Arithmetic

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Labour Cost and Control

xv.

Labour Remuneration 65

Resource Person: i.

Six Days virtual Bridge Course for First Years B.Com students in Book-Keeping and Accountancy from 27th September, 2021 to 2nd October, 2021.

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Four Hours Workshop in an offline mode for TY. BCom Project students on the Topic “Data Management and Presentation” on 29th November, 2021 Webinar on “Investment Avenues- A Basket for Smart Investors” for B.Com

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Students of M.E.S College of Arts & Commerce, Zuarinagar- Goa on 10th February, 2022. Event Co-Ordinator: Co-orindated “Green Business Product Competition” for Second Year B.Com

Students on 17th December, 2021. Co-ordinated “Mock Interview Competition” for B.Com students of M.E.S.

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College of Arts & Commerce, Zuarinagar- Goa on 16th March, 2022 Faculty Development Programme/ Workshops: i.

Participated in 15 Days International Online Workshop on “Open Source Computing, Multimedia and Open Access Publishing Tools” conducted from 6th September- 23rd September, 2021; by Archbishop Kavukattu Central Library, Kerala.

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Participated in 30 Days International Online Workshop on “Academic Writing and Communication Skills, Research Methodology, Reference Management and Academic Publishing” by Archbishop Kavukattu Central Library, Kerala.

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Participated in One Week Faculty Development Programme on “Methodology for Advanced Research and Quality Publication” organized by Birla School of Commerce, Birla Global University, Bhubaneswar from 21st March, 2022 to 25th March, 2022.

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Participated in the Workshop on B.Com Discipline Specific Electives in Accounting on 29th March, 2022, organized by Department of Commerce, DCT’s S.S. Dempo College of Commerce & Economics, Cujira, Bambolim- Goa on behalf of the Board of Studies, Commerce (Under Graduate) Goa University.

PG FACUTY ACHIEVMENTS FOR THE ACADEMIC YEAR 2021-22 Assistant Prof. Mr. Suraj Tuyekar •

Presented Research Paper titled "Empirical Evidence on Calendar Anomalies in Indian Spot Market" *Won the Best Paper Award.*For the One Day National Level Conference

(Hybrid)

“DIGITAL

TRANSFORMATION

TRENDS

COMMERCE: IT’S IMPACT ON INDIAN ECONOMY” on 19th February 2022. Organized by Sant Sohirobanath Ambiye, Government College of Arts and Commerce, Virnoda, Pernem, Goa Assistant Prof. Mr. Pranit Naik •

Participated in 5 days e-workshop titled “Basic of Research, Parametric, Nonparametric and Regression using SPSS” from 10th -14th November, 2021 Organized by Lal Bahadur Shastri Research Centre for Public Policy and Social Change (LBSRC) – A research wing of LBSIM, Delhi.

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Resource Person for the A Short-Term Certificate Course in Aptitude and Reasoning of Thirty Hours duration (2 Credit) conducted by the PG Department of Commerce of M.E.S. College of Arts & Commerce, Zuarinagar – Goa as a part of Azadi ka Amrit Mahotsav and 50 years of Murgaon Education Society for the students of M.Com part I conducted from 27/11/2021 to 10/02/2022.

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Participated in Seven days Faculty Development Programme (FDP) on “Effective Management of Digital Tools” organized by the Department of Computer Application (BCA) of M.E.S College of Arts & Commerce, Zuarinagar, Goa from 31st January 2022 – 07th February 2022.

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Published paper titled “IMPACT OF CELEBRITY ENDORsem*nT ON CONSUMER BUYING BEHAVIOUR: A STUDY WITH SPECIAL REFERENCE TO SANGUEM TALUKA FROM THE STATE OF GOA” Published in Volume 12 No. 01 Issue January-March, 2022 of INSPIRA - JOURNAL OF MODERN MANAGEMENT AND ENTREPRENEURSHIP (JMME), Peer Reviewed Refereed Journal, ISSN : 2231 - 167X, Impact Factor 6.280. UGC Valid Journal (The Gazette of India, Extraordinary Part III, Section 4, Dated July 18, 2018).

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Resource Person for the seminar on “Financial Education and Ethics In Personal Finance” on 2nd March 2022 between 11.30 am and 1.00 pm as a part of Azadi ka 67

Amrith Mohatsav and 50 years of Murgaon Education Society for PG Commerce Students Assistant Prof. Ms. Madhumeeta Dhar i.

Published Research Paper in UGC CARE LIST JOURNAL, Title- DIGITAL DISBURsem*nTS: A KEY TO SUCCESS E-COMMERCE IN INDIA, Journal:ANVESAK, ISSN: 0378 – 4568, UGC Care Group 1 Journal, Vol. 51, No.2 (X) JulyDecember 2021.

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Scopus Publication- Research Paper Title: Airline Crisis: The effect of communication on customer engagement during Covid- 19 Pandemic. Journal name:International Journal of Mechanical Engineering, ISSN: 0974-5823, Vol. 7 No. 1 January, 2022, Copyrights @Kalahari Journals

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Research Paper publication in one day national level Conference, ISBN Book DIGITAL TRANSFORMATION IN GOLD: A STUDY ON THE IMPACT OF GOLD ETF ON NIFTY50.

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Resource person for Short Term Certificate Course on “Tools and Techniques to Work Smart” as a part of Azadi Ka Amrith Mohatsav and 50 years of Murgaon Education society for B.Com semester VI and M.Com students of M.E.S College of arts and commerce Zuarinagar Goa on 15th March 2022 from 1.00 am to 4.00 pm.

Organised on 14th October 2021 between 12.00 p.m. to 1.00 p.m. debate Competition for M.Com Part I and Part II students on the topic (For “Money can buy happiness” and against was “Money can’t buy happiness”)

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Organised National level online webinar on “Career Counseling in Cost and Management Accounting (CMA)” for M.Com Part I Students through virtual mode in M.Com classroom on 23rd October 2021 between 11.00 a.m. to 1.00 p.m.

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Resource person for Workshop on Gretl Econometrics software organized for M.Com part II students on 13th and 15th November 2021.

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Extension Activity -Students of M.Com of M.E.S. College Of Arts And Commerce Zuarinagar Goa Organised a Financial Literacy Programme At Asha Sadan Social Centre Baina Vasco co-coordinated the extension activity.

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Organised E- Quiz on “Capital Market and Stock Exchange Operations” for M.Com part II students on 24th January 2022.

Organised webinar on Social Values on 3rd March 2022 for M.Com students.

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Resource person for One Week Workshop on Data Analysis and Management (Skills) on 4th March 2022 to 6th March 2022 between 11:00 a.m. to 12:30 p.m.

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Resource person for Webinar on NET Paper I and Online Resources for Quantitative and Qualitative Data (Employability) on 15 March 2022.

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Jointly Co-ordinated One Day Intercollegiate Event , Sanshodhan 4.0 as a part of Azadi Ka Amrith Mohatsav and 50 Years of Murgaon Education Society

xiv.

Participated in Online Webinar on “Communication skills for workplace success” for UG (T.Y.) & PG commerce students, Online webinar on theme “The essentials of Business Etiquette for UG (T.Y.) & PG commerce students and Online webinar “IT IS YOU” for UG & PG commerce students.

xv.

Participated in Online Seven Days Faculty Development Programme on effective management in digital tools organised by department of computer applications (B.C.A) of M.E.S College of arts and commerce from 31st January 2022 to 7th February 2022.

xvi.

Participated in State Level Webinar as a part of Azadi Ka Amrith Mohatsav on “Intellectual Property Rights” (IPS) in collaboration with Intellectual Property India, Mumbai ( For Faculty and UG & PG Students) on 10th March 2022.

xvii.

Participated in State Level Webinar as a part of Azadi Ka Amrith Mohatsav on “ The Overview of the Indian Capital Markets and Indian Economy” on 4th to 8th April 2022.

INAUGURAL FUNCTION OF COMMERCE ASSOCIATION 2021-2022

LECTURE SERIES ON CRYPTO CURRENCY AS A PART OF 7 DAYS EXTENSIVE ACADEMIAINDUSTRY INTERACTION

PROJECT ORIENTATION 2021-22

Union Budget Presentation Competition

Student Exchange Programme

Extensive AcademiaIndustry Interaction Programme

Webinar on “Impact of Neuroticism and Adjustment on Family Environment during Pandemic Time”

Webinar on “Awareness on Intellectual Property Rights(IPR)” (Responses)

Session on Career for Women

“Orientation Programme”

for M. Com. Part I and Part II Students

2 days Workshop on Filing of Income Tax returns. Resource person komal Bandekar Taxation Manager, P P Mahatme

Debate Competition for M. Com Part I and Part II students (For “Money can buy happiness” and against was “Money can’t buy happiness”)

Participation in National level online webinar on “Career Counseling in Cost and Management Accounting (CMA)” by M.Com Part I Students through virtual mode in M.Com classroom

DIWALI CELEBRATIONS

PAPER PRESENTATION AT ONE DAY NATIONAL LEVEL CONFERENCE ON DIGITAL TRANSFORMATION TRENDS IN COMNERCE: ITS IMPACT ON INDIAN ECONOMY AT SANT SOHIROBANATH AMBIYE GOVT COLLEGE VIRNODA PERNEM ON 19TH EB 2022

WORKSHOP ON GRETL ECONOMETRICS SOFTWARE ORGANIZED FOR M.COM PART II STUDENTS

BIND POOJA AND ASHMA YALAGAR

Seminar on “Grow to Glow”. Resource Person: JC Nirmesh Tyagi

TIME MANAGEMENT TECHNIQUES FOR STRESS FREE PRODUCTIVITY

EXTENSION ACTIVITY:- STUDENTS OF M.COM OF M.E.S. COLLEGE OF ARTS AND COMMERCE ZUARINAGAR GOA ORGANISED A FINANCIAL LITERACY PROGRAMME AT ASHA SADAN SOCIAL CENTRE BAINA VASCO

CHRISTMAS CELEBRATION

ONLINE WEBINAR ON “COMMUNICATION SKILLS FOR WORKPLACE SUCCESS” FOR UG (T.Y.) & PG COMMERCE STUDENTS

ONLINE WEBINAR ON THEME “THE ESSENTIALS OF BUSINESS ETIQUETTE FOR UG (T.Y.) & PG COMMERCE STUDENTS

ONLINE WEBINAR “IT IS YOU” FOR UG & PG COMMERCE STUDENTS

Mr. Upesh Kashyap T.Y. B.Com. – C Team Ecstatic Awarded 1st Place for Inkitt (Essay Writing) Competition

“SUSTAINABILITY IN COMMERCE – A ROADMAP TO NEW

NORMAL” To Begin with, we must understand that our world is full of various kinds of resources, be it natural or human, which shows their presence to accessibility around the world by all the humans. To be specific enough in today’s world scenario, one should to be able recognize the short fall in terms of development of the economy as a whole. However, it is observed that the portion of water that is actually available to be consumed by the entire world is comparatively much lower than that from other sources. Because of this, as a precaution to tackle the anticipated problems and to keep the sustainable at all levels, several projects have been coming up to cope up the needs of the present world and that too by not causing any Harm towards the upcoming generation. These steps were really helpful on the part of the government to capture those places

where concept of sustainability would be applied. But,

before moving ahead let us understand the concept of what actually is the sustainability. The very first thing it must be understood that sustainability is something that tells you to conserve and go ahead with reservation of the same. Sustainability comes only when there is proper anticipation of needs or demand fulfillment and thereby satisfying the same in such a manner, so that it is automatically being preserved for the future needs or demands and yes that is surely going to be an uncertain task with a weightage of risk to be arised at present. Now, to be sustainable in the field of Commerce is just as similar when we were referring to the world. One should understand the necessity of conservation in the present in terms of money, products/various services related to commerce or the 89

business world. This will inturn help in coping with the future uncertainties which may be caused by natural, man-made or any other sources that will be a challenging mode to the economy as a whole. When I say a sustainable commerce, that will automatically open a new roadmap towards a new normal life. To be normal is okay, but to be normal that too the new one is something that will definitely foster the development in the world as a whole. If we see around the world that what has he happened before 2 to 3 years, would no one attempt to recollect the bad time that the entire world went through a severe lockdown and thereby conquering the unknown pandemic that caused havoc. But yet I find these situations to be a gateway towards learning several lessons on the basis of equality, health, time, money, life and every sector, wherever it was I needed to be entered and make people realize that during that pandemic every person was equal enough to be fallen an in the trap of covid. This in turn, gave ideas to some, to shift towards a normal life which would be as new as the outbreak that was sudden. Moreover, the pandemic provided the people with diversified minds which happen to be more sustainable and protective in terms of each individual’s life and everyone. Let us now explore the areas which proved that the world is on the track of reaching a new normal one. To quote simply "A healthy person is always a normal person, but a healthy recovered person from his/her unhealthy position or a disability is the actually one whom we can consider as a new normal person.” The rise of pandemic and the situations getting worst, there was a need to shift towards a new system of managing each of every work online which make people to perform more than like a normal person. This in turn changed it the minds and the attitudes among the people and the way of thinking and other capacities. The Governments through various sustainable approach to survive in the pandemic world when there were no activities being performed has made it possible for the economy to conserve in the terms of monetary benefits and other advantages wherever, they found a suitable roadmap towards a new normal. The shift of education system into online mode has been recognized by the government as an initiative towards satisfying the needs of the students not in normal way but in an updated version of way where the future of the all the students during the pandemic wouldn't be compromised. This system leads to a new path of 90

successfully stabilizing the crises and thereby overcoming the same with a new mode. It further leads to shifting of various works systematically related to industrial sector and thereby utilizing the effective time towards the progress of achieving industrial harmony through online conduct of or works and duties or to be more specific, shifting to theme-based activities. However, to cope up with the deficits in various sectors economy during pandemic, the 2 important sectors, namely, the service and the telecommunication have largely contributed towards stabilizing these deficits and thereby providing a favourable balanced economy in the field commerce. All these forces, compelled the several economies to go in for adapting the concept of sustainability and then enter in the commerce field. During the situation when shortfall of oxygen supply was being faced by the government, there was sustainable in practice, where the oxygen cylinders were utilized effectively to combat the crises of pandemic which caused several health related issues that created a necessity of oxygen supplies for all the patients suffering from covid. It should be clear that to emerge towards new normal life, one has to face problems which will be acting as a route the same. Moreover, the concept of sustainable is something which needs to be made aware to each and every person. The very basic reason is that way of individual perception of things is highly volatile then the rest and of such the capacity of bringing new change will differ from individual to individual. Thus, we can conclude that, by initiating with our own self, we can surely transform ourselves into a better and newer life even after the pandemic and thus lead the economy in sustaining for the future. Lastly, it is we all human beings and responsibility to conserve and provide a new channel towards improvement of the economy as a whole.

Ms. Roshni Subramani Pillai S.Y. B. Com. A Team Faith Awarded 2nd Place for Inkitt (Essay Writing) Competition

“NEW NORMAL LIFE” It has been almost two years now, when Covid-19 hit the world in 2019 ending and has carried on with us in 2022 also. This deadly virus known as coronavirus impacted the world immensely and nobody knows when it will end. Till 2019, it was all normal. Everyone was going to their respective places i.e. students to school, employees to office, etc. But the very unexpected year 2020 changed everybody's life forever. With the occurrence of coronavirus, vast number of population started vanishing everyday. The things like sanitizers and masks that were rarely a part of our lives, but yes, used mostly during our hospital visits, got permanently attached to our day-to-day day life. Wearing of masks became compulsory, while using of sanitizers became a necessity. It was very difficult during pandemic to buy groceries also, as curfew had started. Before the announcement of curfew, just before two days, the rush could be felt. Online food delivery became very essential as people could not step out of their houses in emergency and the only option left was ordering online food parcels. Along with online food giants like Swiggy, Zomato, etc many other online services such as online classes, work from home, ordering of medicines online and a lot of new ventures emerged and enjoyed huge profits. Students in new normal life know how it works with online classes as kids from primary class itself are seen using phones these days for the online class purpose. Students or children adopting to this new normal were not the only category of people to be affected but the parents were affected as well. As parents had to also be at home, due to work from home and getting work done along with handling children was a big headache too.

Work from home made life of employees easier as they were not physically present in front of their boss so they could be in whatever position they wanted or did whatever they wanted, in case of network issues. Same goes to the students who bunked classes, making it a point of giving excuses of network issues or poor connectivity. As it is said, disadvantages or misfortunes always comes with perks. Covid-19 had a very bad impact on the Indians as well as world economy but also came up with perks in digital world. Apps like Zoom, Google Meet, which people never thought existed were given greater importance for online activities, meets, classes, conferences etc.” Information Technology sector or IT sector had a boom period too as everyone started relying on online information for assignments, notes, projects, work, etc. As everything was made online, people from home not only did their study or work from home but also they started binge-watching i.e. Watching online movies, shows, series. As theatres were all shut, it did effect the cinema around the world badly. Movies than were started to enter on OTT platforms, which people got habitual of in few months. Games around the world like kabaddi, kho-kho, volleyball, cricket, etc were forgotten and online games were leading the pandemic scenario. Games like PUBG, Free Fire, Minecraft, GTA 5, Fortnight, were amongst people’s favourites. Whether it is a five year old kid or 82 year old man, everybody passed their time either bingewatching on online apps on phone, TV, laptops or playing online games. PUBG was one of the games that made specially children cross their limits, like playing the whole night and fighting with parents to play the game. Many of them who were not into online games or binge-watching tried new hobbies Like cooking, dancing, or making new accessories, learning new language, or any other new learning on online platform. Many creators had a good full-time job of making videos related to the hobbies people liked and did earn a lot with it. Another thing which got widely used by everyone was social media apps. Almost 75% of the population joined either WhatsApp or Snapchat or Instagram, Twitter, Facebook and a lot more. While WhatsApp was mostly used by students to interact

in online groups, even old people who never knew what online chatting was, started learning how to chat online. The most famous thing among all was, Reels. Most of the tiktokers and other youtubers got their job over here. Making reels and getting famous was very wellknown in new normal and was adopted by all age group people. People either to keep themselves busy made reels during pandemic or to earn money. As there were no offline trading and offline transactions happening, the next thing which got very famous during pandemic was cashless or digital payments. Most of the wages were given to the employees through online payments, school or college fees were paid online along with online exams, where most of the students got full marks for obvious reasons i. e. copying. Whenever the curfew was down mostly Paytm, Google Pay, etc were in the picture for payment of groceries, food, other materials required, etc.” Cashless payments became a part of our lives now. Though many people don’t use online mode for payments but with new norms of cryptocurrency, cardless ATM withdrawals, etc, soon everyone will forget the paper form of transactions. The new normal life of people has changed the entire scenario of living, partially. As it is somewhat getting back to normal, some part of new normal will carry on with us, maybe till we die or will carry on with our next generations. Social-distancing will specially be a part of our lives till this Covid-19 or other variants , such as omicron goes away. Sanitizers and masks selling units which were in rise and made great profits will exist for a longer period of time and will be a part of our lives for long. Festivals were largely celebrated indoors during this pandemic time, as spreading of the virus was the main concern. Some did follow the norms of the pandemic and celebrated festivals indoors, while many who were not following the norms were infected with the virus. People cannot obviously predict, when the pandemic will end but till that happens, can ofcourse follow the basic rules of pandemic and keep social- distancing, masks and sanitizers on.

Ms. Divya Kadam S.Y.B.Com. B Team Loyalty Awarded 3rd Place for Inkitt (Essay Writing) Competition

“NEW NORMAL LIFE” As they say the only constant in life is change. The World has been changing from the very beginning. We changed from black and white TVs to OTT platforms. From fashion to lifestyle, we have always adapted to the changes. Our surroundings from little, to small, to large things have been changing in the name of wars, development, human right and many other thing. The world has again gone through a change. A pandemic hit us and a new way of living or new lifestyle was created. The new normal life. The world had never experienced such a drastic change. The Pandemic hit in December 2019 and spread across the world by March 2020. The introduction of a new virus introduced a new lifestyle with it. Prior to the pandemic, wearing a mask would be considered weird but now it’s normal. Times even made one face to wear two masks. People were expected to stay in their houses. Curfews and Lockdowns were imposed and going out of the house would be certainly considered as huge risk. Due to the lockdown, business houses were shut, business activities were not carried out, there was a huge drop in World Economy. The markets were empty, people lost their jobs, inflation rose up to extreme levels and it was difficult to survive. Since Informal Labour jobs were not being carried out, the labour felt the urge to migrate themselves. They wanted to go back to their natives. They wanted to go due to the lack of availability of resources which created a lot of difficulties for them. In the Pandemic, the general public also experienced a lot of difficulties. Resources were limited, there was no job security, there was a fear of losing their lives and so on. One of the major setbacks was loss of lives. As the virus hit, there was no cure and the medical infrastructure collapsed. The viruses are highly infectious and transferred from individuals or mass communities at a very high speed. A lot of the 95

world’s population was infected by the virus. People were in need of oxygen support and ventilator. The advanced medical science seemed to be a failure at a particular time, when a lot of lives were taken by this deadly virus. “The new normal life needed to be carried on and life must go on” they said and it did. People stayed at home and worked, that is what we call Work from Home. People working in production or other service sectors did go out, with their masks and kept distance from each other. Businesses did start, shops and malls did open with less capacity of people while social distancing was maintained. People started to focus more on their health, people started to check the medicines prescribed to them, the culture of Yoga was more prevalent, exercise and healthy eating came into fashion. Awareness about foods also increased. People started to live a healthy lifestyle. The fact that at a particular point of time the virus-infected patients were cured at home was a milestone, indicating people's look out on their health. As work started people worked more efficiently, to recovers the losses, better strategies well implemented. A new era of use of technology was set, everything was created to ensure that things were completed with convenience and to give better results. People started to use more technology, not just in their workplace, but for their personal benefits too. Payments were done through apps like Google Pay, and Paytm. Instead of going out and meeting people, we used online platform to reach out to our friends and relatives. We filled our taxes online, met our friends online and paid for our miscellaneous expenses online too. The term ‘online’ was so much in use that the education system also became online. Lectures which were taken physically were taken online. Coaching for different exams were also online, right from the kindergarden level to university teaching. Students had to maintain their phones and laptops like their books. This whole concept of online education created new ideas such as teaching coding for schoolgoing children and international lectures, whereby students were gaining more skills through online classes. A variety of classes were introduced in the new normal era. A lot of options were added to the educational infrastructure of countries. Talking about infrastructure, we believed that there was a collapse. Since labourers were migrating, there wasn’t enough labour supply to do infrastructural activities, but 96

these believes are false. As people needed employment, a lot of labour option was available. Developmental projects were taking place in record-breaking time. New roads, bridges and buildings were built up. Talking about economic infrastructure, more entrepreneurs were encouraged. MSME development was considered a priority and people were encouraged to create their own sources of income so that there would be an increase in employment opportunities and overall economic growth. Exponential growth of economy has been recorded in this new normal life. As the Health sector was deteriorating with the arrival of the virus, we have experienced a benchmark in its growth too, different vaccines for the virus has been discovered. More that ten vaccines were found and were verified as safe. The speed of vaccination was record breaking high. People were in a wait list for their turn to get vaccinated. New vaccination centres were set up. More testing facilities were built up. Medicine-manufacturing and storage was exponentially increased. Health equipments were built in a short period of time and numerous factories were set up to produce them . Playing grounds and community halls were being converted into hospitals. The development process was so advanced in some areas that new hospitals were built up overnight. Testing kits were introduced and was used by the general public at a large scale too. Devices such as oxymeters were being provided and also being used by the people in their regular life. So we can say that definitely, this is a true achievement in the field of medical technology. We have seen the different changes that the new normal life had in our lives but what’s to be appreciated is how the new normal life changed the environment too. The Earth got cleaner, the pollution levels decreased, endangered species flourished, the largest hole in the ozone layers above the artic circle had almost closed. Prior pandemic, this milestone seemed to be impossible. Fishes could been seen again in waters of Venice. Cities like Delhi and Beijing had clear skies. Matter of fact that we all could see new stars in the night sky and not that it didn't exist earlier, just that the skies were never so clear for them to be visible. We are still finding ways of living the new normal life. Some of us are hoping for the previous life, some of us are in denial of the culture of the new normal, some of us 97

are accepting and living and some are innovating their own new normal . Everybody has got their own new life and new change at some or the other level.We are all doing what we use to do from the olden times, adapting and innovating our life according to the current times.

Mr. Suraj Prakash Tuyekar (Faculty) Assistant Professor, PG Department of Commerce M.E.S. College of Arts and Commerce

“INDIA AS AN EMERGING MARKET FOR THE ELECTRIC VEHICLE” India is a developing country and therefore infrastructural development and increase use of non-renewal resources also raising the concerns over the environment sustainability. Recognizing the formidable challenges of meeting the energy needs and providing adequate and varied energy of desired quality in a sustainable manner and at reasonable costs, improving efficiency have become important components of energy policy. In addition, the environmental and health burdens arising out of the use of hydrocarbons may also force mankind towards energy efficiency and clean energy systems. Energy Conservation has also assumed enhanced importance with a view to conserve depleting energy resources. The Energy Conservation Act (EC Act) was enacted in 2001 with the goal of reducing energy intensity of Indian economy. Bureau of Energy Efficiency (BEE) was set up as the statutory body on 1st March 2002 under Ministry of Power is responsible for spearheading the improvement of energy efficiency in the economy through various regulatory and promotional instruments. The World is in a transition phase and energy is central to it. India has been responsible for almost 10% of the increase in global energy demand since 2000. India’s energy demand in this period has almost doubled, pushing the country’s share in global demand up to 5.7% in 2013 from 4.4% at the beginning of the century. Government of India has undertaken a two-way approach to cater to the energy demand of its citizens while ensuring minimum growth in CO2 emissions, so that the global emissions do not lead to an irreversible damage to the earth system. India’s energy consumption has almost doubled since 2000 and the potential for further rapid growth is enormous. Yet the increase in domestic energy production is far below than India’s consumption needs. By 2040 more than 40% of primary energy supply will be imported, up from 32% in 2013. Improving the energy 99

efficiency meets the dual objectives of promoting sustainable development and of making the economy competitive. India is one of the many countries, which committed to achieve to the Zero Emission Vehicle pledge by 2040. So in order to achieve this target EV’s is the great solution. India offers the world’s largest untapped EV market as well. The Faster Adoption and Manufacturing of Hybrid and Electric Vehicles (FAME II) subsidy was introduced by the Centre in 2019. It is valid pan-India till March 21, 2024. Electric two-wheelers should meet certain criteria to be eligible for FAME II. Electric two-wheelers should meet certain criteria to be eligible for FAME II. They include a certain degree of government-specified localization, a minimum top-speed of 40km/h, and delivering at least 80km of range per charge. If the criteria is met, EVs can get an incentive of Rs. 15,000 per kWh of the battery. So yes, EV is the way forward for India by looking at the current scenario of the rising petrol prices in India. Due to which new start-ups are also emerging in this field thereby creating employment opportunities, contribution towards economy and environment sustainability.

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Ms. Chetna Choudhary S.Y. B.Com. C Team Lambent One of the Best articles for Inkitt (Essay Writing) Competition

“NEW NORMAL” ‘New normal’ the term itself makes us think about where we stand today after surviving a deadly Pandemic that made a drastic change in our lives as well as the country's economy. Today we stand on a platform where everything has changed in such a manner that there is no going back. Our new normal lives today consists of technology, learning, sustainability, and much more. We will have built the habit of looking forward to new things and learning them. For example, our teachers adapted to online teaching and so did the students. Online schooling has been one of the major changes we came across. The concept of work from home came into existence but this is the happy side of the new normal. The other side has been pretty difficult for survival for the ones who lost their jobs and now don't have one or work on a much lesser pay scale for the survival. The matter of fact is, today, we all are having a hard time to connect back to the offline mode of schooling. Students had a hard time giving examinations and so did the teacher as they learned the online techniques which made the work easier but the understanding part was harder. Not only as an individual but having a bird eye point of view we see countries shifting to sustainability. Today if we see countries like Germany came out with plant utensils but the fact which we all are very well aware is that India was using them ever since I guess we existed. *Sign*. Countries had a hard time controlling the health sector smoothly but this has got us to a day today wherein we are health conscious. Our country India is in the lead to become the "Yog Guru" of the world. The new normal life consists of sanitizers, mask and restarting our life where we left them two years ago. It was hard for some to adapt to a Locked Up situation and now hard for some to come out of a lockdown because the matter of staying at home 101

sounds much better. There was a time when children were sent out with water bottles and snacks and today sanitizers, mask and a handful of instructions to not touch anything dirty is what is told to them. A sense of cleanliness was instilled in the human brain which still remains. The fear of losing the loved ones stays as a memory today whether it is a friend, family or any other human being. The new normal is a place which tells us that new adaptations are sometimes beautiful. For example, when we humans were inside our houses, the pollution levels decreased, the birds were seen more often, the greenery had got peace into our lives, the knowledge of the importance to keep our mother earth clean has taken the first hand in our lives. Seeing the stats of the better growth of our earth has been to the fullest. Personally and emotionally we all had a breakdown but today we are much stronger. As self love was a Priority, we all explore and are still exploring the unexplored sides of us. Some are good at cooking, some at baking, some of us even started reading and can't leave the habit till date. The new normal life is nothing but a strong emotional bond which was built within the family during lockdown which makes it more awe-inspiring. The term new normal is nothing new to us. The first time, it was used during 2008 economic crisis when people shifted to a new living, a new survival algorithm and today is the second time we are using it after covid. You all know the increased need for new learning, self-dependency and exploration. The new normal has led to more candidates to pursue technology on a higher basis. How we all shifted to plastic money and online transaction! The need of personnels in the tech sector has increased. New programming languages are given priority. (the existing one but now newly used) For example, Python Programming which was discovered but now has been given more priority today. Students want to earn at a young age, wherein, it is earning experience or earning money. You know there's nothing but us living with the new technology for survival but in a healthy manner, where in today all the sectors are given equal attention, every talent is appreciated, we help others and accept others to help us find the new 102

you with exploration. The new normal is a breath of fresh air and takes care of the surrounding to not to pollute them, nor allow others to pollute. The new normal is an adaptation to new learning as this has helped the rural as well as urban areas to digitalize and connect easily. The new normal is to make a country faster on a pathway of development. The new normal promotes a healthy life, a better life with tons of opportunity to grow yourself. In conclusion, all that matters is that we are alive today so let us be thankful.

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Ms. Priyanka Totad TYBCOM B Team Cheerful One of the Best articles for Inkitt (Essay Writing) Competition

“SUSTAINABILITY IN COMMERCE : A ROADMAP TO NEW NORMAL” A roadmap to new normal describes the situation and the lifestyle after Covid-19. Coronavirus 2019 is a novel disease which is caused by SARS-Cov-19. It started in Wuhan, China on 1st December 2019 and was recognized as pandemic by the World Health Organization on 22nd March, 2020. Covid-19 is known as the most dangerous and the largest virus in the history of the world. It has affected every sector of the economy. Sustainability refers to the ability to maintain a certain process over a period of time. Coronavirus has left a major impact on each and every individual on this planet. In the beginning when the people living in different countries of the world saw the effect of the virus in China, no one had any idea that it would spread overnight on the entire planet. Slowly the virus took over. It is a disease which gets transmitted through talking, shaking hands, close contacts between persons. The symptoms were fever, headache, loss of taste, body pain and so on. As soon as the person could feel any symptoms in his/her body it was known that the person is suffering from coronavirus. People were greatly afraid and were suggested to stay home without any physical contact with each other. All the businesses got shut down and economy faced a huge loss. Students, men, women working abroad were stuck. Airports, railways, buses and almost all types of vehicles were completely stopped and due to this, people who were residing temporarily were stuck. People faced a lot of pain. They were emotionally disturbed as distance from their families was the matter of case. Even the matter of food was the major cause for the people to fall ill due to weakness. Covid impacted the commerce industry in such a way that there was a complete shutdown of business owned by the small sector enterprises. Only few companies 104

were operating through online viz. work from home. People working in airports were sitting at home with no jobs. No jobs means no revenue. Education sector was also affected as schools, colleges and other academic courses were stopped. There was a great chaos all over the world. A great pressure was on the political leaders as in such situations a major role and lead was taken by them. Food is the basic need which an individual requires to survive. As there was no proper income also people were not allowed to move out their houses and there was a great pressure on the concerned state government. The first phase of pandemic had a great impact in the world. As the cases were rising in millions the need for the hospitals and medicines increased rapidly. Patients were lying on the floors due to lack of beds. Due to delay in treatment, many patients died. It was this virus which took the lives of the major portion of the planet. No scientists could come up with the right antidote against this virus. There was a continuous research. The doctors and nurses played the most important role throughout the pandemic. They had to leave behind their families specially their small kids at the risk of their lives. Some never returned back as they themselves got infected with the virus. The picture of mask and sanitizers came across. People were strictly informed to wear mask, use sanitizers and maintain distance. Finally the scientists came up with the vaccine known as Covin. It was first found in the US and later was imported by other countries. Even though covid-19 was seen from negative point of view, it also had a positive impact. The use of telecommunication for the purpose of studies, payment, connecting to each other increased. Circulars were issued to conduct online classes for the students. Many industries permitted their employees to work from home. The things which have been lost in the past can never be recovered back. “Christian Largarde” said” we were standing on one side of the river of uncertainity and hardships and now we are seeing the other side of the river”. After the second phase things started coming back to normal. We can see the smile and the happiness which was lost three years back is actually coming back. We realized that the only way to live life post pandemic is without fear and anxiety instead believing in God and taking home remedies to take care of one self.

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By now the government has given the permission to all the sectors of the economy. Schools, colleges, casinos, hotels, restaurants etc. have started operating back again. Even though the pandemic hit very hard, it has also taught morale values to each and every individual. ‘’Hellen Keller” said “in the midst of the midst of the difficulties lie opportunities”. Everything has started coming back to normal. It is like we got a new life to live with peace, harmony, love, respect and integrity. No matter how difficult the situation in the future is, if in case such things take place in the future, one should know how to tackle it smartly without any fear and confusion like before. Government will very soon declare Goa as a mask-free state as there are many countries which have already declared the same. We are back to normal.

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Mr. S.M. Zaid T.Y.Com. D Team Intellectual One of the Best articles for Inkitt (Essay Writing) Competition

“NEW NORMAL LIFE” Entering the year 2020 has been has been “Crossing the Rubicon” movement for the world. With the outbreak of COVID-19 Pandemic the world would never be what it was ever again. The changing cultural, social and work life of people from online education, work from home to mandatory wearing face marks and face shields in public, people are suddenly forced to adopt new normal. No Global citizen of 21st century could have ever imagined that they would be put under home isolation and that the strict lockdown would be imposed on them. With multiple guidelines and strict lockdown imposed by different regimes on their respective citizens across the globe all the citizens as whole were compelled to accept and act to the saying “change is the only constant”. The term New Normal came into prominence during the 2008 world financial crisis its literal meaning is actually understood by everyone during 2020 covid 19 crisis, with people left with no choice then to adopt infamous new normal. Historically crisis had made people take bold decisions and such decisions taken during crisis have shaped the world for decades to come. The outbreak of covid 19 made us shift our focus on larger issues which went nearly unnoticed in the already established world order. The capitalist model which the world anonymously adopted since the fall of Soviet Union in December 1991 is based on principles of modern economics. With its spreading ability covid 19 forced people not to step out of their house and by such people were forced to adopt work from home culture. One larger section of society which was adversely affected was of daily wage workers, suffering of whom made us realise existing flaws in our already established system. The exodus of migrant workers who were forced to march back to their home state with 107

no employment left for them and thus no bread for family made us realise the importance of governing regime and their role in the lives of larger masses. Now with the aid of multiple schemes formulated by government such workers are trying to adopt to the change. The need for collective action to build economies that deliver inclusive growth, prosperity, and safety for all remained critical. The world after covid 19 is unlikely to return to the world that it was. There is no section of society which was not affected by the covid 19 outbreak. Many trends already underway in global economy are being accelerated by the impact of pandemic this is especially true with respect to the economies of developing countries. A quoted by Karl Marx “whatever happens around the world, economics has role to play”. With collapsing economies citizens were compelled to search for employment, with less job opportunities many of such were to settle for less than they desired. The drastic change in economic activities is true in the sphere of digital economy. Unlike the traditional methods of exchanging cash for goods and services, people now have adopted use of online mode of payment which is more safe and secure. With growing online activities rise is online mode of shopping was evident and inevitable. With changing scenario from shifting of people from traditional mode of payment to online transection’s and availing online facilities for buying essential goods and commodities it has given rise to huge regionalism and curbed the cross trade to some extent. The pandemic is a portal. All crisis teaches us to shift from one thing to another, this one is no different. It is portal from past world to future world. With difficulties brought by pandemic along with it, it is wise to think whether such difficulties were brought by pandemic or it existed in our established world order, what pandemic did is that it exposed all the difficulties and made us adopt changing environment, scenario and opt for new normal. The healthcare and medical facilities it exposed helped us work in that direction. Pandemic prompted fraternity among us as we were all in it together. Global cooperation in discovering the cure and vaccine of covid 19 is an example. It also helped destroyed regimes across the globe which were unworthy and unhealthy. People with understanding dared to raise voice and the same was adopted by different sections. On one hand it taught people to question, on the other it made people believe fake news propaganda the spreading of which is inevitable in today’s technical world. The happy embrace of misinformation and disinformation 108

about the virus was to be expected, given the decade of rising populism and declining faith in experts. Countering fake news is even harder with people choose to believe everything they see on social media and with sudden rise of yellow journalism it has become normal with people believing everything they see on television and the absence of properly coordinated international response ought to have come as no surprise given the celebration of my country first global politics in recent years. The crisis then is a revelation in far more literal sense of our collective failure on many injustices and weaknesses that exists in how we live together. If people were blind to these faults before it is hard not to see them now. The world is no doubt changing continuously and that change is only constant. Pandemic helped us realise “Those who do not learn from History are doomed to repeat it”. We all were in it together no one is left behind. One day when covid 19 crisis is really over, all the mask, face shield mandate, online education and work from home culture will be gone, what will remain is how we adopted to change the best of our new normal will survive to enrich our lives and our work in future.

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Ms. Anisha Silva S.Y.B.Com. D Team Luminous One of the Best articles for Inkitt (Essay Writing) Competition

“NEW NORMAL LIFE” Life has given us such an incredible experience during the phase of pandemic. Sometimes sudden changes in our daily routines can bring a change in our attitudes, behaviours and emotions. After the pandemic, adapting to the new norm in our lives was not easy. Life comes with a wide range of experiences and emotions but this pandemic brought drastic changes not only in our lives but also in our environment. One thing that is certain, is that challenges are unpredictable. Be it planned or unplanned, gradual or sudden, it just changes our lives. The past few months, we've experienced during the pandemic, we were forced to adapt to the new technology and precautions. Adjusting to the new norm is not easy. For some, it was gathering information about the pandemic and getting used to it in the schools, workplace and in our relationships. For some, it was spending time with their family, friends, life partners or roommates. Some were in survival mode and were avoiding crowds and social gatherings. Others may be struggling with fatigue, frustration, anxiety, fear, of settling into their new phase of life. Adjustments are not so easy, one has to look and think about others behind them, specially their families and jobs. For many, it was very comfortable to adapt to the new technologies, Infact work from home has made lives easy during the lockdown where people were forced to shift and shape to adapt the new ways. On the other hand no industry was spared from the disruptions caused due to covid-19. There was a heavy fall in our Economy. Most of the businesses were shut as they could not enforce the new ideas and techniques of work. Many companies went through the learning curve as the managers had to train their employees to the new skills and re-invent working conditions. 110

Some of the truck drivers learned and became excavator operators. Banking sector had to digitalise their employees and share the new ways of operating apps through mobiles. In the medical sector the health consultations were given online. Almost everything was digitally done from purchasing medicines to contactless food deliveries to buying grocery items. Slowly people started adjusting with the new norm but the rural people are still suffering to settle after this pandemic. Other sectors were forced to follow the new technologies to continue in the business industry. Things have changed due to covid-19 as people have changed their tastes and preferences over the time. Most of them prefer to stay at home and do their work even after everything is back to normal. The pandemic is good in a way as it has made us more responsible and health conscious. It has made us hygienic over time. People still prefer to wear masks to be on a safer side. We now look at things differently and are still not fully adjusted post pandemic. Before doing or going anywhere we think twice as our safety is more important. Due to pandemic, the schools were made online. Now as everything is normalising and schools have reopened, children are facing issues to adopt the habits of writing and learning. The pandemic has made them so lazy and everything available at the tip of the fingers that they are hesitating to be back to the normal life as they find online was better for them because they did not have to study. As of now, their exams are offline and they are finding the concepts difficult and hardly take interest in the daily tasks. They have lost the habit of writing and learning. The young ones and also kids prefer to stay home rather than playing outside. On the other hand, the adults and the Senior citizens are still finding it difficult as they are not so digitalized. The pandemic has forced us to adapt to zoom calls and business meetings to catch up with our businessmen and family. The young generation were the only people who were happy post pandemic as the restrictions were removed. They were able go to their favourite places such as gyms, theatres malls, parks, restaurants, resorts etc but with safety precautions. The new norm brought a new mind set to the people. For myself, it takes me twice more efforts, energy and time to do a simple task, which completely drains me at times. But this new norm has changed my daily routines. I find it more difficult as safety is more important for me. Also in a good way it has made me more 111

responsible in this time. I could spend more time with my family and understand them a little better. It has also brought a change in my attitude towards others. I have become more patient, and kind and have also learnt to enjoy the little things in life. Moreover, the pandemic has made us extra responsible towards our nature and resources.

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Ms. Sayed Rizwana M. Com Team Jovial One of the Best articles for Inkitt (Essay Writing) Competition

“NEW NORMAL LIFE” One thing that is certain we know that adjusting to change can be challenging but whether it is planned or unplanned or gradual, certain sudden change is inevitable and very much part of being human. “Who would have thought that the toilet paper could become as precious as gold. And now a trip to do a weekly weekly grocery shop seems to be an adventure of its own.” Due to covid 19 pendemic outbreak, the educational system started utilizing other modes of teaching. Online modes of teaching and learning is more utilized by teachers to impart the curriculum from primary level to teaching level. The effect of the covid 19 panic has caused a massive change to our daily lives changes that adjustments have often happened rapidly and abrupty. Some life experiences and some emotions. Sometimes that transition can feel smooth and other times that journey to the new normal is beyond happiness. Some people may find themselves in survival mode after Covid-19 pandemic, and some have failed to survive this battle. Many were starving without food. The workers whose families were surviving through their daily wages had to go through a tough time and many childrens have left schools because of the pandemic. That changed everything. in our lives. However “Even in the darkest cloud there is a shine of lightning”. In this case, the opportunity. to bring the future of work close, triggering the remote working experiment in homes, many firms and companies have survived in this battle, like Pharmaceuticals, FMCG's, Telecommunication and so on. But on the other side malls, gaming centres, clubs, bars, small factories, large industries etc had shut down due to covid lock down in the city.While the experiment 113

is not over yet, company after company has shutdown due to which most of the employees have lost their jobs. The workers who were working for the weekly wages have suffered a lot because of Covid -19 One thing is certain, we know that adjusting to these changes till now can be challenging for us. The impact of covid has done great harm to those who neglect their loved ones and their precious health because of their overworking habits, just to live a lavish life. Life has changed now. We got the to know the importance and value of a person who we may have neglected in the past by our rude behaviour. Oven the past two years we have experienced an unexpected shift in our way due to covid pandemic. Even when the society will regain its normalcy, there will still be restrictions due to the safety measures which they have to follow no matter what they’re going through in their lives. It has been around two years & many people have lost their loved ones, jobs, firms etc along with the loss of the country’s economy. It is very human to miss the old ways and as with any change it’s easy to feel a sense of loss. Though in this pandemic situation lots of changes have taken place, we are still waiting to begin a new life again. Yes, there will be denial, anger, may be even depression and acceptance as we pivot and adjust to our new normal life. But it’s important to give yourself time to adjust in this new life, and it's hard to forget, for the amount of loss incurred in our lives is great. Create New Routine: Having a new routine can help in adjusting to the new normal life. Taking care of yourself, most importantly your health and then you can save your loved ones. If you are not able to go to the gym, you can get the YouTube videos for your physical fitness. Meditation is the best and effective way to clean your mind off negativity, depression or any anxiety disease you have. Once a week do your favourite work which you feel happily doing. Spend some time with yourself to know a better side of you so that you can start a new life with fresh mind and energy. Stay connected in new ways: Social distancing means not distancing yourself. It is a way of starting a new life normally as you want. In the new normal life, you can still connect with family and friends, just in different ways.

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Create and find pockets of joys in Life: The new normal life can be challenging at times but as the saying goes,"celebrate anything that puts a smile on your face" large or small. Make a nice a cup of tea in the morning and take your pets on a walk. You should give yourself a break. You are allowed to take things one moment at a time. We may not know what the next minute or even the next hour will bring. Remind yourself that we're currently living in extraordinary times, so give yourself some grace and cheer up. As we adjust to our new normal, it will be great to keep an eye on the news due to the mutating nature of Covid-19 virus and the ongoing updates regarding what you are allowed to do and not allowed. In the end I would like to quote, "Verity in the end, with every hardship will come ease". This hard time has thought us so many lessons that I will not forget them till my last breath. This change was an uncertainty and I guess we should prepare ourselves to fight back and do hard work and no must matter how difficult it is, the show must go on.............

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Mr. Pranit Satyavan Naik (Faculty) Assistant Professor, PG Department of Commerce M.E.S. College of Arts and Commerce

“RISE OF ASIAN PAINTS LTD.” Today, Asian Paints name is familiar to each and every house. But do you know how the Asian Paints Company was started? Do you know how the business empire of Asian Paints was built? Do you know the journey of Asian Paints to becoming a market leader? No? So, let's understand the interesting history of Asian Paints. In 1940s Paint industry was one of the most difficult industries in India to enter and survive Since it was dominated by foreign players. In 1942 Britishers imposed a temporary ban on paint imports in India due to World War II and Quit-India Movement. As it is said by Albert Einstein “In the middle of every difficulty lies opportunity”. Here as well a twenty-six-year-old entrepreneur Champaklal H. Choksey and three of his friends – Chimanlal N. Choksi, Suryakant Dani, and Arvind Vakil found an opportunity for domestic production of paints and founded Asian paints Ltd. on February 1, 1942. But it was not an easy drive as paint industry was dominated by a few foreign players. But it is the courage and vision of Mr. Champaklal H. Choksey and his friends compelled him to start a paint company. Today Asian Paints ltd is the topmost company in India with a 53 percent market share and Asia’s third-largest paint company and operates in 16 countries, across the world. But how organization became market leader in India? The Major contribution to the success of Asian Paints ltd goes to its long-sighted, visionary founder Shri Champaklal Choksi. Due to his courageous decisions today Asian paints ltd is dominating the market.

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Choksi's major masterstroke was his decision to focus on the decorative segment rather than industrial paints. When most companies were battling for market share in the industrial segment in the 1940s, Choksi found the opportunity in the decorative retail segment. He noticed that there was a difference between the business of industrial paints and decorative retail paints. The industrial paint business was price-driven, and the company with the lowest price wins the business for that year. But whereas the decorative retail paint segment is not like that, he observed that by having a good relationship with dealers or distributors, one can prosper in this segment. And since there is a presence of brand recall in the decorative retail paints segment, the organization can spend a good amount on an advertisem*nt that will help the organization build goodwill in the market. But along with the opportunity, there were two main challenges in decorative retail paints segment •

In the 1940s and 1950s only decorative paint were used by people was dry distemper i.e. “Chuna”( Name in local language)

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This segment was completely dominated by the distributors. And these distributors were not allowing Mr. Choksi to enter the big cities like Mumbai and Pune.

There is a famous saying “where there is a will, there is a way”. Even Mr. Choksi made the way through these challenges by using his intelligence. He took some revolutionary steps like which distinguish him from the other entrepreneurs : •

To Break the chain of these distributors. He directly took his paint to the small shopkeepers in villages.

•

He opened his first dealership in a small town called Sangli near Satara in Maharastra.

•

He developed a good relationship with shopkeepers from rural areas and gave them heavy price discounts.

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•

Launched innovative product called “The Washable Distemper” (“Washable Chuna” in the local language) placed between dry distemper (Chuna) and plastic emulsions.

Through this strategy Asian Paints could able to position its brand in the market and soon by the year 1967, Asian Paints became the leading paints manufacturer in India. Promotional Strategies of Asian Paints Asian Paints is one of the few companies in India which spends huge amount on its advertisem*nt since inception. It helped the organisation to have recall value among the customers. ❖ Brand Mascot

In 1954 Asian Paints launched most notable being the brand mascot Gattu created by R.K Laxman. It went on to become a popular and recognized figure for more than four decades. ❖ “Don’t lose your temper, use Tractor Distemper.” This slogan belonged to the very first campaign launched by Asian Paints. The campaign showed the popular mascot 'Gattu' with a paint bucket in his hand. ❖ "Har Ghar Kuch Kehta Hai." This campaign established Asian Paints as a premium brand with an emotional touch. The idea behind the campaign was that each colour had a story to tell. Asian Paints tried to encourage the initiative of painting one's home for festive occasions like Diwali, marriage, childbirth, etc. ❖ “Where The Heart Is.” This campaign proved to be a masterstroke strategy for Asian Paints. It featured celebrities such as Sushant Singh Rajput, Saurav 118

Ganguly, Radhika Apte, Mandira Bedi, and others who described the significant role Asian Paints played in their lifestyle through color and home décor. ❖ #People Add Colour. The recent campaign created a heart-warming depiction of paying guests not being inferior to one's family. It showed how rooms refurbished with Asian Paints decals brought paying guests closer to their landlords. ❖ ‘Budget wala paint’. This Ad campaign ‘Budget wala paint’ promotes Tractor Sparc Emulsion. By highlighting the budget issues faced by consumers, Asian Paints launched a pocket-friendly paint that offers a richlooking finish at an affordable price Conclusion: It’s been 80 years since Asian Paints ltd was founded, but still Asian Paints is dominating the market. It was the vision of Mr. Champaklal Choksi which took the organisation to the heights of success. From the journey of Asian Paints we can understand that a courageous and visionary leader is required if the organisation wants to become a market leader.

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Ms. Nikitha Kumari J. TY B.Com – A

“ELECTRIC VEHICLES: A WAY TOWARDS GREENER ENVIRONMENT” People day by day are becoming conscious about their surroundings and working out ways to conserve and protect the environment. The uncertain events occurring in the environment teach many things to the people about the need to conserve and protect the environment and every component of it. Also, the rise in the prices of various goods and services are forcing people to work out ways to reduce cost and save money. At present almost in every house there is vehicle, all vehicles rely on fossil fuel-based transportation. These vehicle leads to atmospheric pollution by it's emitting greenhouse gases & in turn causing global warming. Indian transportation sector is growing very fast widening the gap between domestic crude oil production and consumption. Today when the world is thriving to use day by day new technology everywhere, Electric Vehicles must be the future means of transport. Pollution, growing demand for fuel, Global Warming, promoting eco-friendly means of transport are some of the reasons for promoting electric vehicles. Looking into the growth, the current level of pollution and depletion of fossil fuel, there is strong need to shift from conventional IC engine vehicle towards the electrified vehicle. At the moment demand for EV in India is quite small. Currently, the cars sold in India are electric vehicles (EV), Hybrid Electric Vehicle (HEV) and Plug-in Hybrid Electric Vehicle (PHEV). However electric vehicles sale is not very promising irrespective of EV/HEV/PHEV can be more beneficial for Indian road. Considering all above aspects Indian government has taken an initiative & declare the National Mission for Electric Mobility (NMEM2020). The National Mission for Electric Mobility (NMEM) has its two interrelated key objectives that is first National

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energy security and secondly growth of domestic manufacturing capabilities in full range of electric vehicle technologies. Using an Electric Vehicle helps to reduce cost as charging can be done with the help of renewable energy sources installed at home, such as solar panels. The servicing requirements for electric vehicles are lesser than the conventional petrol or diesel vehicles. Driving an electric vehicle can help you reduce your carbon footprint because there will be zero tailpipe emissions. The availability of fossil fuels is limited, and their use is destroying our planet. Toxic emissions from petrol and diesel vehicles lead to long-term, adverse effects on public health. The emissions impact of electric vehicles is much lower than petrol or diesel vehicles. Electric vehicles have the silent functioning capability as there is no engine under the hood. No engine means no noise. Benefits of Electric Vehicles The benefit of using electric vehicles is the environmental benefit. More than ever before, we are trying to find solutions to cut polluting emissions that contribute to climate change. The adoption of electric vehicles makes it possible to make our cities cleaner. Another benefit is certainly health. Pollution is known to cause numerous illnesses that could be partly solved by breathing clean air. Conclusion Though it’s still a relatively new technology, EVs will only continue to grow more advanced and sustainable. As the air pollution caused by driving ICE vehicles becomes a more pressing concern, EVs offer both consumers and businesses an intelligent alternative for a cleaner future.

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Ms. Neha. N. Yadav TY B. Com – A

“VEGANISM A LIFESTYLE TOWARDS SUSTAINABILITY” The vegan diet is a sustainable, eco-friendly and healthy diet option. The word “vegan” has been used so often recently, that it has become a commonuse word. Vegans eat foods such as fruits and vegetables, nuts, grains and legumes and do not consume any animal-based food products such as meats (including fish, shellfish and insects), dairy products, eggs, honey etc. Veganism: The key to a sustainable lifestyle? It must, first of all, be explained exactly why starting out with a vegan diet is considered to be the key to live a sustainable lifestyle. A 2019 study titled “Vegetarian Diets: Planetary Health and Its Alignment with Human Health”, published in the journal Advances in Nutrition, explains that, maintaining planetary health would require humans to limit the exploitation of natural resources. There is a direct link between our food systems and environmental issues like climate change, degradation, loss of biodiversity, and other impacts which are bound to threaten our food security in the long run. Also, current dietary patterns of the majority people in the world is rich in animal products and use excessive calories; they are therefore a major health risk. The best way to resolve the diet-environment-health trilemma is to shift in the direction of a plant-based diet. Most plant resources are less aid intense, aren’t taxing on the environment, and furnish an abundance of diet to humans if desirable deliberate and executed. But a plant-based food regimen is now not synonymous with veganism alone. “Vegetarians and flexitarians can also follow a sustainable diet if safely planned, with splendid meals objects in sufficient quantities,” Dr Canday says. The highlight has to be on being conscious of your consumption and tailor it to advantage each yourself and Mother Nature best. 122

Pros and cons of switching to veganism If you do want to commit to a vegan eating regimen and lifestyle, then you should be aware of what you’re getting into and layout accordingly. Dr Canday believes that although the transition may additionally seem challenging at first, it can be easily made with the aid of all Indians. “Veganism is quite sustainable with Indians considering the fact that a giant populace of the United States follows vegetarianism,” she says, adding that “many vegan food choices are broadly available in the country.” This is certainly true, as even if you reduce off Indian vegetarian staples like paneer, ghee, milk and even honey, you nonetheless have a large vary of relatively nutritious fruits, vegetables, whole grains, lentils, and greater to choose from. Equally considerable are vegan recipes from throughout the nation, which have been historically organized for centuries. However, many specialists are essential of veganism due to the fact it can be quite an excessive transition. Dr. Canday suggests focus of what a wholesome and healthy vegan weight loss program consists of can help a lengthy way in getting it right. “Vegan diets can be nutritionally sustainable and balanced when planned with terrific meals items, fortified meals and sufficient quantities,” she says. “People following a poorly planned vegan food regimen are typically poor in protein, however protein requirements can be met by using consisting of protein-rich vegan picks like pulses, soy, and soy merchandise like tofu, nuts, and seeds.” Many whole grains like bajra and quinoa are additionally rich sources of protein, and so are veggies like spinach and mushrooms. What makes a person choose veganism? There are many reasons why people choose to stop consuming meat products, including a general dislike of taste and texture, and geographical reasons such as: There are many reasons to choose a vegetarian or vegan diet, but it is said that there are three main reasons for becoming vegan. They help (1) reduce environmental pollution, (2) health reasons, and (3) animal welfare. 1. To reduce the impact on the environment many humans are opting for an environmentally friendly and sustainable vegan eating regimen due to the opportunity that animal- based totally foods can affect 123

world warming and make a contribution to deforestation. It can be stated that vegetarians have a smaller environmental burden than the conventional meat diet. However, a massive relationship with livestock nonetheless stays due to the fact vegetarians can consume dairy products. On the different hand, due to the fact the vegan does now not eat meals derived from livestock, it can be argued that it is an extra sustainable and eco-friendly consuming fashion than the vegetarian. By comparison, the average annual carbon dioxide emissions from a typical meat weight loss program are 2,055kg (5.63kg CO2e) per day, compared to 1,391kg for vegetarians (3.81kg CO2e per day) and 1,055 kg for vegans (2.89kg CO2e per day), which is much less than half of the quantity of vegan emissions in contrast to meat. 2. For health One can also assume that not consuming meat is rather horrific for your fitness due to a mentioned lack in protein consumption. However, protein can be supplemented in plant-based diets with the nutrients wanted which can be sourced from legumes, and greens such as broccoli or spinach. For a quick guide, the British Dietetic Association will help vegans at any age to devour a well-balanced diet. According to this 2002 study, vegans have a tendency to have fewer situations of excessive blood pressure. Being vegan could be a desirable possibility to assessment your dietary balance and enhance health concerns with diet. Finding a right dietary balance is important. 3. For animal welfare Some humans emerge as vegan due to the fact of a wish to no longer damage animals, as properly as to shop the environment. What this potential in sensible terms is that those who have an excessive concern for the common welfare of animals, have a tendency to make particular purchasing decisions based totally on this concern. Said purchasing selections are based totally on the selection to no longer buy any gadgets which have been examined on animals or incorporate within any animal product. A purchaser is in a position to find products labelled as now not containing within – any animal by way of products, plant-based and not tested on animals.

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Ms. Pooja Bind M.Com Part II

“ONLINE PAYMENT – THE FUTURE” The growth of information technology has resulted in the need for people to educate themselves with the change in the technology in order to be competitive in this world. The online payment in India has changed from traditional mode of payment to modern way of making the payment transaction with the help of required expertise knowledge and technology. The online payment has transformed the way of payments from offline to online mode. Online payment apps help to make payment easily from anywhere in the world and at any time. Online payment application, provide an ease to make payments, as it saves times and payments are made efficiently and effectively. Online payment has become the need of the hour as all the people want everything done just by sitting at home. People are attracted towards online payment apps as they are convenient, easy to use, safe and payment can be done just by a single click of a button. Online payments are done with the help of online payment apps or e-wallets. Ewallet are the apps which helps to make payment in online mode or electronically. There are various online payment apps in the market like Google Pay, Paytm, Phonepe, Paypal, Amazon Pay and so on. Online payment apps are very useful as the payment can be made by sitting at home and it is convenient to do the payment from anywhere and even at odd times. With the help of online payment app we can book tickets online, buy grocery, pay electricity bill, recharge phone etc. Online payment has made our work very easy and helps us to be techsavy and do smart work instead of doing hard work. Online payment apps came long back in the market but it gained a lot of importance during the time of pandemic. As during pandemic situation no people were allowed to move out of the houses and people were afraid to come in contact with each other during that period, so the online payment apps

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make our work very easy as people can do the payment anytime and from anywhere and that to without coming in contact with each other. Online payments save time as well as the resource of the individuals. Looking at the importance of the online payment apps now banks are also coming up with their own apps though which the bank holders can make their payment electronically. India is the fastest growing market for the online payment application which will soon transform the way the payments are made with the help of required resources and knowledge and lead the path towards digital payment. Online payment apps will soon transform the way the payments are made. If we look at our current world, it is moving in the direction of All-Online Economy. Whenever it is possible, physical is converted to digital. This is the case for our Transaction System. It is moving towards Cashless Transactions. Digital Transaction is the future and we ought to Jump on Board.

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Mr. Aman Pandey Class: S.Y.B.COM. D

ENTERTAINMENT INDUSTRY OVER THE TOP (OTT) PLATFORM: OTT simply refers to any video streaming service delivering content to the users over the internet. Originally, this happened alongside (or usually on top of) a traditional platform like cable TV, hence ‘over the top’. An example here is HBO Go, which in many countries was only offered as a bonus for HBO cable subscribers. This restriction no longer exists today. - IMPACT OF PANDEMIC ON THE OTTs: With enhanced networks, stronger internet connectivity and multimedia servicecapable mobiles, the presence of Indian subscribers on over-the-top (OTT) platforms is increasing day by day. With the rising demand, many media and entertainment channels have launched their own platforms or are trying to collaborate with other platforms to stream their content. In the next five years, the OTT industry is expected to escalate in India. In India, at present the OTT user-base is dominated by Disney+ Hotstar, Amazon Prime Video and Netflix. However, there are several production house-backed local OTT players, such as SonyLIV, Voot, Zee5, ErosNow and ALTBalaji, which are competing with these global players and trying to make a mark in the market. The COVID-19 pandemic and the resulting lockdown has caused people to stay at home, which has led to this rise in subscribers for these OTT platforms. In addition, as the coronavirus-led lockdown impeded the theatrical experience, filmmakers are taking new releases to OTT platforms. - The Big OTT Market:

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The OTT sector in India witnessed a 30% rise in the number of paid subscribers, from 22.2 million to 29.0 million between March and July 2020. As per a recent study, most Indian viewers prefer watching regional language content, especially in Hindi, on the OTT platforms. Hindi language content accounted for >50% of the overall streaming in April–July 2020. Overall, the top five metro cities accounted for 46% of the total OTT video platform users, while Tier I cities accounted for another 35% users in July 2020. Another study revealed that ~90% consumers prefer watching video content in regional languages, and that only 7% of the total time spent on OTT platforms in India is on English content. As the coronavirus-led lockdown affected the consumer theatre experience, movie makers are adding new releases to the OTT platforms. According to a report, the Indian OTT market is set to reach Rs 237.86 billion by Financial Year 25, from Rs 42.50 billion in Financial Year 19. India will have 500+ million online video subscribers by Financial Year 23 and this number is likely to grow with increased smartphone and internet penetration. Going by the current trends, a diversified content portfolio and various pricing plans would help OTT players gain more paid subscribers. In April 2020, Indian OTT platforms witnessed a surge in the number of viewership as follows: •

ZEE5 recorded a viewership of 437.4 million starting from March 2020 to April 2020.

•

ALTBalaji witnessed an addition of 17,000+ subscribers per day post announcement of lockdown in the country.

•

Daily active users on Amazon Prime Video in India increased by 83% since the country went under lockdown.

- Growth and Facts: In the coming years, as the internet penetration and digital maturity will rise, a major proportion of the OTT subscribers will be from Tier II+ cities.

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The OTT landscape is expected to get hyper competitive in next 4–5 years and the OTT service providers will strive to emerge as the preferred platform among consumers. It will be interesting to observe the different business strategies that will be adopted by the OTT service providers to attract more customers. These platforms will also need to ensure diversity in the content as consumers in Tier II+ markets prefer TV soaps, reality shows, local language movies and mainstream Bollywood movies. Conclusion: OTT seems to be the new alternative to watching films in theatres and many filmmakers are rethinking their distribution strategies for releasing films and reaching out to a wider audience in a hassle-free manner. During the pandemic, due to the health scare, OTT gained popularity. Filmmakers seem to be quite happy with the deal they are getting from video-streaming platforms. One membership is all that is needed for the entire family to watch several films, and that too within the confines of their homes, saving them a lot of time and money.

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Ms. Madhumeeta Dhar (Faculty) Assistant

Professor,

Department

Commerce M.E.S. College of Arts and Commerce

“YOUR FIRST MUTUAL FUND INVESTMENT - MUTUAL FUNDS FOR BEGINNERS!” One of the first investments that everyone wants to make is in Mutual Funds. The reasons are simple: they are extremely easy to invest in and are basically everywhere. Your uncle is promoting it, a buddy has invested in it, and even financial influencers are recommending it. Many new investors are perplexed about which mutual funds to invest in. There are over 2500 plans available throughout 44 AMCs, same to how there are over 4000 flavors available across 50 ice cream shops, and one can only consume so much. When it comes to ice cream, we all know that chocolate or caramel is the safest options to begin with. Similarly, there are various categories in Mutual Funds that you might look at as a beginner. Check out the three stages below before you begin the process of investing in mutual funds. Step 1: Understand concepts concerning Mutual Fund schemes. Step 2 - Mutual Fund Types and What They Mean Step 3 - Understand the fundamentals of investing your money, such as the fact that High risk equals High returns and Low risk equals Low returns. Invest your initial capital into a Debt Mutual Fund. I would propose a liquid mutual fund or an extreme short term fund to a first-time Mutual Fund investor. These Mutual Funds primarily invest in T-bills, or short-term 130

debt instruments with maturities ranging from 90 days to six months. This assures liquidity and reduces the risk of interest rate fluctuations. To reduce your credit default risk, verify that the debt funds' underlying investments are all AAA rated. I recommend starting with these funds since the risk is modest and it will help you get more comfortable with the investing process. If you are skeptical about Equity, consider investing in Hybrid mutual funds. Hybrid mutual funds, such as Balanced Advantage Funds or Dynamic Asset Allocation Funds, are another option. These Mutual Funds generally invest in a debtequity mix, providing a balance of debt with some growing exposure to equities. As a newbie, If you preferred equity mutual funds. If you are comfortable investing in equity, you can choose large cap mutual funds or index mutual funds. Index fund is a mutual fund which invests in stocks which are a part of the indices that they track. The index can be the benchmark Nifty 50 index or it can be a small cap index or a sectoral Pharma Index. Index Funds that track the Nifty 50 Index are a good starting point as they give you exposure to the top 50 companies listed on the Indian Stock exchanges i.e. the large-cap companies. There is little to nil interference from the fund manager as they track the underlying index. Also, the expense ratio is lower compared to other actively managed funds. Hence, as a beginner a Nifty50 based index fund can be a good bet to begin with. Large Cap Fund - These mutual funds select at least 80% stocks for investment from the largest 100 stocks listed in the Indian markets (highest market capitalization). Because they are actively managed by the fund management, these funds may have higher cost ratios than index funds. An actively managed fund seeks to exceed an index fund's returns by choosing stocks that the manager believes will outperform. When you are a beginner, do not expect to get rapid profits by investing in mid or small cap mutual funds. Begin with large cap mutual funds or hybrid mutual funds. You might begin by investing in 2-3 Mutual Fund Schemes and gradually increase your portfolio. However, keep track of the overall number of Mutual Funds you hold. Useful, Simple to understand and Easy to execute. These should be the qualities of your first Mutual Fund.

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Ms. Ashma Yalagar M.Com Part II

“INVESTMENT OPPORTUNITY: GOLD ETF” ETFs are a type of financial asset that combines mutual funds and stocks. Investors gain from ETFs as Mutual Funds since risk can be decreased by investing in a diverse portfolio. It is an investment fund that replicates the NSE NIFTY and BSE SENSEX Stock Indices in order to generate returns that are closely linked to the total returns of the stocks that make up the index. ETFs are a collection of equities that represent the framework of an index, such as the NSE NIFTY. The Net Asset Value of the underlying stocks that an ETF represents determines its trading value. Due to its stock-like characteristics, such as intraday trading, transparency, diversification, tax efficiency, and low cost, it is a particularly appealing investment choice for investors. The first ETF was launched in Canada in 1961 with the "Central Fund of Canada," a closed-end fund that was listed on the "Toronto Stock Exchange" in 1966. It was eventually transformed into an exchange traded product with gold and silver as the underlying asset in 1983. Investors can invest in the entire market with just one security by purchasing an ETF. As a result, it provides both flexibility and diversification. In today's financial markets, an ETF is regarded as a very useful investment product that has grown rapidly over the last decade. The ETF industry in India received a boost in 2014, when the government decided to use ETFs to divest Central Public Sector Enterprises (CPSEs). The CPSE ETF, and unique mutual fund, was created to assist the government in its disinvestment from public firms. Equity Index ETFs, Gold ETFs, Liquid ETFs, and International Index ETFs are all examples of ETFs that are traded on stock exchanges. A Gold ETF is an exchangetraded fund (ETF) that tracks the domestic physical gold price. They are gold-based passive investment vehicles that are based on gold prices and invest in gold bullion. 132

ETFs that invest in gold combine the freedom of stock investing with the simplicity of gold investing. Gold ETFs are listed and traded on the NSE (National Stock Exchange of India) and the BSE (Bombay Stock Exchange) just like any other stock (Bombay Stock Exchange Ltd.). Gold ETFs are mutual funds that are listed and traded on the stock exchange in the same way as stocks are. Gold ETFs are broken down into components that reflect actual gold. They are calculated using the Net Asset Value (NAV) of gold as the underlying asset. One gram of gold equals one Gold ETF unit, which is backed by highly pure actual gold. These, like any other shares on an exchange, can be purchased and sold at any time during the trading day. It is a recursive investment whose price is determined by the gold market, and the holdings are completely transparent. A single ETF can be purchased like any other share by investors. Gold ETFs are less expensive than physical gold investments due to their unique structure and creation mechanism. As a result, the gold ETF allows investors to participate in the gold bullion market without having to take physical delivery of gold. Because of the entrance of the gold ETF into the market, statistics reveal that it has improved market popularity swiftly and effectively, as more consumers are flocking to the gold ETF, turning the market into a good environment.

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Ms. Asma Angadi FY B.COM – C

“HOSPITALITY AND TOURISM SECTOR” Tourism, one of the prime industries in Goa, contributes over 16 per cent to the state GDP and supports over 40 per cent jobs and livelihood opportunities. The hospitality industry is comprised of 5 sectors that provide wide range of services and accommodation. It is crucial for Goa’s economy to bring back tourists as soon as possible. Due to its limited population and small size, Goa cannot survive on local tourism by promoting intrastate tourism like several other Indian states. The fear of spread of virus has led to customer preference for travel and staying at less crowded places. Moreover, there is higher consciousness among people regarding health and wellness. Hence, we believe that any product and services that relates to eco, Nature and wellness will thrive in near future. BOOST IN THE TOURISM SECTOR OF GOA Domestic tourism has been a strong driver of tourism in the state. In 2019, Goa attracted approximately eight million tourists, of which 88.4 per cent were domestic tourists. Since Goa opened its borders for tourism in September 2020, Goa attracted 3.5 million domestic tourists, thereby driving several tourism businesses towards the path of recovery. In line with the changing tourist preferences and our strategy towards diversification and promotion of Nature, eco, and wellness tourism products, we are aligning our service offerings as follows. We believe the same not only attracts tourists, it will help in effective crowd management too. Apart from famous beaches, tourists can explore hinterlands and lesser-known places through experiential tours. Guided tours through experts to help tourists explore Goan heritage, culture, music and culinary in a new way. Themed Village tours – out of options like heritage/ culture, spiritual, Nature and backwaters, wellness and agro. Exploring Goa through e-bikes 134

In addition, Goa Tourism is shortly launching tours through alternate modes of transport such as Hop-On Hop-Off buses, amphibious vessels and personal transportation devices. Goa Tourism will soon introduce eco-labels for wellness centres to facilitate tourists in selecting the best Ayurveda or wellness centre. Promotion of registered home stays and villas as a means of staycation and nomadic workspaces to the tourists. Tourists can enjoy adventure activities such as bungee jumping, houseboats and heritage cruises, while exploring hinterlands or backwaters. Nautical tours that encompass boat tours, kayaking, and game fishing provides much-needed edutainment to the tourists in a responsible manner. Promoting lesser-known activities, places and attractions to the tourists on social media handles. The fear of spread of virus has led to customer preference for travel and staying at less crowded places. Moreover, there is higher consciousness among people regarding health and wellness. Hence, we believe that any product and services that relates to eco, Nature and wellness will thrive in near future. Due to increased adoption of IT and technology among people, it is highly likely that technology oriented products and services in tourism and hospitality industry will strongly emerge. In line with its vision, Goa Tourism plans to align all its products and services to ever-changing customer expectations while simplifying its processes thereby offering a hassle-free experience to all the tourists visiting the state. The Impact Of Pandemic Covid-19 on Hospitality And Tourism Industry COVID-19 outbreak has presented unprecedented circ*mstances before the fragile tourism and hospitality industry. The highly infectious novel coronavirus continues to thwart the sector and raises serious questions about the present and future survival of the sector. The research addresses two important concerns, first, pertains to the major challenges that hospitality and tourism industry faces amid current conditions; and second relates to the vital learnings for the industry. The study draws on the interviews with 15 participants in senior positions in hospitality industry, and tourism

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and hospitality education services. Responses to the interviews were content analysed, which resulted in 27 sub-themes that were further condensed into 4 major themes. The dominant sub-themes that emerged out of the qualitative enquiry included need of multiskilling and professional development of the employees, increased sense of hygiene, sanitation and related SOPs, optimism toward revival of the industry, media roles, and need of better crisis preparedness. Subsequent overarching themes included “Human Resource Management”, “Health and Hygiene”, “Continuity” and “Concerns”. The study critically discusses prominent themes in the light of the existing arguments from the literature and reflects on implications for the decision makers. The major implications of the study are in the form of determined themes adding to the evolving theory on COVID-19 pandemic and tourism & hospitality industry; and managerial recommendations to address host of issues while taking essential learnings stemming from the current circ*mstances. Limitations and scope of future research are also discussed. Conclusion As the conclusion, the hospitality industry provides the good service for their client with their variety service. But still this industry needs to improve their service to archive the target of their industry. If they improve all this the customers will get happy and will enjoy with service. We can say that tourism is a very productive activity both for the tourist and the government. As they support each other simultaneously. Also, the government should consider improving the conditions of the country as more and more number of tourist visit their country.

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Ms. Preetam Pandurang Khorjuvekar M.Com. Part II

“DR. BHIMRAO AMBEDKAR” “Cultivation of mind should be the ultimate aim of human existence” as well said by the famous personality Dr. B. R Ambedkar popularly known as “Babasaheb Ambedkar” was an Indian Jurist, Political leader, Philosopher, Anthropologist, Historian, Orator, Economist, Teacher, Editor, Prolific writer, Revolutionary and a Revivalist for Buddhism in India. B.R Ambedkar is looked up as a symbol of equality. Bhimrao Ramji Ambedkar played an important role in framing the Indian constitution. He always wanted to establish equality among the people. Also he always believed in society where friendship, equality, and brotherhood exist. He was the man who always believed in himself even in the toughest time in his life. The man who did so much for our country had suffered the most of the ups and downs in his life but he never gave up. Dr. B.R. Ambedkar was born on 14 April 1891 as the day is now celebrated as Ambedkar Jayanti all over India. He was born in Mhow, Madhya Pradesh. This is now known as Dr Ambedkar Nagar. He was one of the first person from his caste to get a complete education in India, as his father always encouraged him to study and always supported him in his education, His father Ramji Sakpal was himself in the Indian Army held a post of subedar. His father always believed in Bhimrao and also motivated him as he always knew that Bhimrao has that one thing in him that could change in the country. Bhimrao was born in a family which was called untouchable and faced lot of discrimination everywhere he goes. Although he went to school he was given less attention, he was not allowed to sit in class he always attended lessons sitting outside the class just watching the teacher teach from the window, and also he was not allowed to drink water from school. He was the first person who cleared his fourth Standard English examination as the people of his community 137

rejoiced in his achievement saying he was the first person to make it possible to reach at that level in their community. Later In he went for the higher studies as his teacher krishnaji keshav Ambedkar supported him and changed his name from sakpal to his surname Ambedkar then he was known as Bhimrao Ramji Ambedkar in his educational institution. Bhimrao then at age of 22 was awarded a Baroda state scholarship and also was provided the opportunities for post graduation at Columbia University in New York City. On the India’s independence on 15 August 1947, the new Prime Minister Jawaharlal Nehru invited Bhimrao Ambedkar to serve as the Dominion of India’s Law Minister, and then he was appointed chairman of drafting committee of the constitution for the future republic of India. Dr. Bhimrao Ambedkar is one of the greatest personalities in the history of India and is always remembered.

Even after so much struggle,

injustice and discrimination he never gave up, infact even after being at the higher position he always thought of the people and respected them and always been kind to them. Having a leader like him is most motivating.

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Ms. Sneha Santosh Kekare T.Y B.com – B

Ms. Priyanka Totad T.Y B.com – B

“IMPACT OF COVID-19 ON TOURISM AND HOSPITALITY INDUSTRY IN THE STATE OF GOA” Goa is a beautiful state with rich heritage and culture. It is blessed with different ecosystem which includes lush green mountains, rivers, coastal belt etc. Goa is a tourist destination not only for Indian people but also international and domestic tourist visit Goa to enjoy their vacations. The tourists are more attracted towards beaches, waterfalls, water sports, temples and churches. Goa is a smallest state in India having highest revenue due to travel and tourism industry. There are number of resorts, 5star hotel doing great business in Goa. Everything was normal until the outbreak of Covid-19 came in India. The entire country had to go for lockdown because of this deadly virus. Everybody’s life was paused due to covid-19. All industries and businesses suffered heavy losses during this time. The world-wide lockdown imposed due to Covid-19 pandemic has severely impacted the travel and tourism industry not only in Goa but also in entire world. Businesses like taxi rentals, shacks, independent guide, freelancers, guest houses and hotels are purely dependent on travel and tourism industry. All these businesses run by Goan people were highly affected in terms of revenue because of Covid-19 pandemic. Business owner started facing problem to pay their EMI’s, house rent etc. 139

Majority of the people living in coastal areas were directly dependent on tourism and hospitality industry as source of income and livelihood. To estimate the impact of ongoing crisis due to Covid-19, GTDC’s research and analysis unit under look a quantitative survey among all the stake holder of tourism and hospitality industry from 10th April 2020 to 25th May 2020 the study was made to understand the challenges and concern of the stake holder involved in this industry. According to this survey it is estimated that the loss of the industry was expected to be Rs. 2000 crores to 7200 crores and potential job losses of 35 to 58%. These statistics and data have helped significantly to frame strategies and plans towards mitigating the challenges posed by Covid-19 and for the transforming Goa as “sustainable tourism capital of India”. To help and revive this industry GTDC launched the report “coping with Covid-19 – Survival and revival of Goa tourism industry”. On the basis of this report the Government was able to streamline the unregulated hotels/ accommodation in the state of Goa. The Covid-19 specific SOPs were developed and implemented by Goa Tourism department, enabling tourism industry stake holders to recommence their respective business in safe manner after a long break. Protocols for tourists travelling in the state were also developed and circulated for the safety of the people. This protocol was strictly implemented which enable the state to do away with mandatory testing and quarantine. This enables Goa to become 1 st state to apply and receive “safe travel stamp” from world travel and tourism council. The safe travel stamp has boosted confidence among the traveler’s worldwide to visit Goa. With the pressing need to save jobs, businesses and industry. The tourism was open in July 2020 making Goa 1st state to restart the tourism industry. These efforts were well appreciated by national and international organization.

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Ms. Divya Kadam SYBCOM B

“OPPORTUNITY OF E-LEARNING” Learning in India has always been a physical process. It was always assumed that teaching should be held in an environment where the students gather together and learn from their teachers. A fixed period of time slot was made for particular classes, a fixed spot where learning was done. In 2020, covid hit India during the mid March, the academic year was ending but the upcoming challenge of how will be next academic years will be held. This situation introduced a new option of learning in India that is the E-learning or online learning method. The introduction of online learning changed the whole structure of the education system.

Students had more access to the teaching materials; more realistic

examples were put up. Expansion of training was helpful due to the online mode. People could learn different courses sitting at their home people could learn from different people outside their state or country. This helped a lot of people gain new knowledge new skills another good opportunity the e-learning gave us is that we could develop a basic digital skill such as typing word excel or sending an email. We also learn how to attend a webinar or how an online meet is held. The online platform also give an opportunity to the teachers or the professors to create or to find very effective testing skills or certification providing skills easy service or test could be conducted for the students to check their knowledge weekly or month wise. Of the peoples was easier than the manual reviewing of papers. Financial school reviewing system also eradicated the possibilities of jealousy a harmful competitive environment. Another benefit of e-learning is that it lowered the cost of learning all you needed was an electronic device that was a mobile phone or a laptop to join a class physical need such as classrooms when not needed so it lowered the cost of 141

education thus more people could join in classes and educate themselves. People from remote areas could access to schools or to different classes and learn new things. This period of time also gave the authorities to provide better infrastructure for the schools or the universities to provide better schooling facilities this whole new concept of e-learning or an online education. Also built up the network infrastructure of the country to provide students with online classes efforts were taken to reach network at even remote parts of the country the network and activities in cities, villages and even remote areas have been better then pre pandemic era. The e-learning process also ensured comfortable learning environment because some of the educational institutions were having a poor in infrastructure that wasn't comfortable to sit there and learn. Due to e-learning people can sit in their comfort of their home and learn. Due to e-learning the attendance of the students has also been increased as student had to first travel a lot to reach their schools now schools were a click away in their hands so they could just attend their schools while doing their work. People could also pursue different variety of choices of courses. Schools were prior full time so people couldn't choose and had to stick to one course but now do to e-learning the schools would finish up half day and the other half of the day could be utilised to learn some new course or to do some other work e-learning provided people flexible learning people could learn as and when they wanted. Number of courses offered online has also been increased tremendously during this pandemic. Practical courses such as learning music dance or coding were also taking place online this encouraged a number of people to enrol themselves in these courses many of these courses were also provided for free and this encourage the weaker section of the something new. Three courses also provided people with a choose option where people could choose whether they want to continue the courses or not. The pandemic had brought lot of change in the country but one of the major changes was brought in the education system of the country. It totally changed the way things were, changed the academic years, changed the syllabus, mode of teaching was changed. The e-learning could have been a disaster if the people did not take up the opportunities and utilized it well.

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Ms. Dipti Digambar Bhongle MCOM Part II

“PRAISE THE LIFE” We are so engrossed every hour, every minute, and every second in all other things happening in life. But everyday we fail to do one most important thing. With all the busy schedules, social activity, and achieving the personal target in life we all forget to praise what we have. It can be seen everyone is running behind the next path but no one takes a moment and praise the beautiful present. Life will never run on the happy track always, there will be sharp cuts but believe me, those few turns will be the most beautiful ones and will leave a beautiful imprint in our memory. Learn to accept that problems are a part of life. Be strong enough to take those problems as a challenge. Life is a movie, with the entire climax. There will be happiness followed by sadness; there will be the worst days and also the good ones. We always tend to compare our life with others. Always remember what you have is being asked to God by someone. In a world with a whole busy schedule don’t forget that you have a beautiful life. Whenever you face any problems, remember God has chosen you to bear the problem. No matter how disturbed you are, sometimes it’s okay not to be okay. I believe that it’s one life, and I am not going to go down at any cost. Life has given us so much to appreciate. So now it’s a time to appreciate what we have rather than complain about it , to enjoy rather than compare, to face a problem as a challenge, and not to lose courage. It will just take a second to say thank you. So, learn to say thank you to your own self. Every day, at least, once say that “Oh life! Thank you so much for being so beautiful.” It is a daily dose to make your everyday beautiful. If it’s a good day say thank you for giving a happy moment to bring charm to my day. And if it’s a bad day 143

with all pride say thank you for choosing me to face this challenge, thank you to make me stronger. Nothing in life comes without reason. Each and everything that happens in life has its own reason and plans. It ultimately means that whatever happens in life will add a sweet or sour taste to life. And we all know without rain there is no rainbow, without pain, there is no gain similarly to have a beautiful life everything is important. In the end, the only thing I want to say is to praise what you have instead of complaining or comparing it with others. Have positive eyesight to look at the things happening in life. Learn to look out for the best in the worst and learn to be happy in what you have.

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Ms. Nafisa Shaik M.Com Part II

“ELON MUSK - A 21ST CENTURY GENIUS” Elon Musk has become the CEO of both Tesla and SpaceX, founder of The Boring Company, and cofounder of OpenAI and Neuralink, all while focused on his longterm goal: escaping Earth and colonizing Mars. Between space rockets, electric cars, solar batteries, and the billions he's made along the way, Musk is basically a real-life Tony Stark, which is why he served as an inspiration for Marvel's 2008 "Iron Man" film. But it hasn't always been a smooth road for Musk. He almost went broke more than once and incited lawsuits and government scrutiny. "I could either pick SpaceX or Tesla or split the money I had left between them," says Musk, founder of both companies. "That was a tough decision. If I split the money, maybe both of them would die. If I gave the money to just one company, the probability of it surviving was greater, but then it would mean certain death for the other company. I debated that over and over." Musk began knocking on every door he could, trying to chase down extra money for his two companies. Having faced such bankruptcy, let us see his journey to become the world’s richest man. The funding really came down to the wire, with SpaceX landing a NASA contract, Musk selling off some investments, and Tesla investors agreeing to give the company enough to keep moving. A $1.6 billion contract from NASA put SpaceX in the clear, while a new round of $40 million in funding is said to have saved Tesla on Christmas Eve, hours from burning through its last few hundred thousand dollars. Elon Musk (born June 28, 1971 in Pretoria, South Africa) is a South African-born American entrepreneur who co-founded PayPal and established SpaceX, a launch vehicle and spaceship manufacturer. He was also one of the company's early investors and CEO. He enrolled in physics graduate school at Stanford University in California, but dropped out after only two days, believing that the Internet had far more potential to revolutionise society than physics. Zip2, a startup that provides 145

maps and business directories to online newspapers, was started by him in 1995. After Zip2 was purchased by computer manufacturer Compaq for $307 million in 1999, Musk launched X.com, which later became PayPal, an online financial services company that specialised in online money transfers. PayPal was purchased for $1.5 billion in 2002 by the online auction site eBay. Musk has long believed that mankind must evolve into a multiplanet species in order to survive. He was, however, concerned with the high cost of rocket launchers. He founded Space Exploration Technologies (SpaceX) in 2002 with the goal of making more economical rockets. Also, Musk had long been fascinated by the potential of electric vehicles, and in 2004 he became one of the primary investors in Tesla Motors (later renamed Tesla), an electric vehicle company founded by entrepreneurs Martin Eberhard and Marc Tarpenning. Tesla's first automobile, the Roadster, was released in 2006 and could go 245 miles (394 kilometres) on a single charge. The company raised $226 million in its initial public offering in 2010. Tesla released the Model S sedan two years later, which received critical acclaim for its performance and design. Later, Musk joined the social media service Twitter in 2009, and he became one of the most popular accounts on the site, with more than 85 million followers as of 2022. He was condemnatory of Twitter’s commitment to principles of free speech, considering the company’s content-moderation policies. Early in April 2022, Twitter’s filings with the SEC disclosed that Musk had bought more than 9 percent of the company. Shortly thereafter Twitter announced that he would join the company’s board, but he decided against that and made a bid for the entire company, at a value of $54.20 a share, for $44 billion. Twitter’s board accepted the deal, which would make him sole owner of the company. He stated that his plans for the company included “enhancing the product with new features, making the algorithms open source to increase trust, defeating the spam bots, and authenticating all humans.” Musk’s early interests in philosophy, science fiction, and fantasy novels are reflected in his idealism and concern with human progress and in his business career. He works in fields he has identified as crucial to humanity's future, notably the transition to renewable energy sources, space exploration, and the Internet. He has defied critics, disrupted industries, and made the most money anyone ever has from

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PayPal, Tesla Motors, SolarCity, and SpaceX that led him to become the world’s richest man, despite the inevitable missteps.

147

Mr. Sinaan Saheb M.Com Part II

“EMERGENCE OF SMALLCASE: INVESTING IN IDEAS” “Don’t put all your eggs in one Basket”, every experienced investor recognizes this quote and every trainee investor’s first lesson on their journey to becoming an expert in the stock market. But not all investors have the patience to become an expert. There are many methods of overcoming such a conundrum, one of them is Smallcase. Smallcase is a Basket of Stocks that reflects an Idea. What it does is, an expert manages a portfolio of Stocks which follows a certain theme, strategy or an objective. , In a nutshell, follows an Idea. When an investors believes in an Idea but does not have the patience to follow through with it and research all the determinants to pick the best stocks in-relation to the Idea. Smallcase comes into the picture. Now, this seems similar to Mutual Funds, doesn’t it? Yes. There are indeed similarities between the two. And the biggest advantage of Smallcase over Mutual Funds is Transparency and Control. Unlike Mutual Funds where stocks in their portfolio are disclosed at a fixed period of time and even have lock-in period in some schemes, in Smallcase, the retail investor can check their portfolio whenever and wherever they wish to, and to top it all off, there are no lock-in periods. Another advantage of Smallcase is the lower expense ratio. In Smallcase, the investors hold onto the stocks picked by the experts rather than units of the portfolio which is the case in Mutual Funds. There are different kinds of Smallcase, if the investor is a student with limited funds to spare, they can go for a Smallcase with as low as a minimum investment of 500 rupees. If an investor wants to bet on a sector which he/she is sure to boom in the next 5-10 years, there are tracker Smallcases which tracks sectors. If an investor is risk-averse, there are low volatility which gives lower but stable returns. Smallcase is a new investment avenue for the layperson who isn’t well-versed with the stock market but wishes to join in on the game. The transparency, which is the main attraction of Smallcase, goes a long way for investors who like to be in the loop of things and know where their money is being invested. 148

Ms. Deepti Talkatkar S.Y.B.Com – C

HOSPITALITY AND THE TOURISM SECTOR Goa is India’s smallest state by its geographical area and the fourth smallest by population. The state has been a very important historical and cultural centre since ancient times. In a Hindu scripture Mahabharata it is referred as Gopakpattan or Gomant and in Sutra- Samhita it was mentioned as Govapuri. Located on India’s West coast, Goa is a former Portuguese colony with prolific history. The state has unique blend of Indian and Portuguese culture, art and architecture that pulls approx. 2.5 million tourists every year. And hence Goa is visibly different from the rest of India.

The magical land of Goa is a land of celebrations and festivities. Snuggled in the Konkan Coast Belt. It has a long coastline of approx. 100 kilometres. Goa is primarily known for its beautiful beaches which are engrossed with oscillating palm trees and an astonishing nightlife. It is a wonderful place embraced by joy & happiness only. However, apart from beaches there is much more in Goa. It is such a destination that combines the charm of the old world fashion with exoticism of the new age. And this is the reason why Goa has always been visited by a huge number of national and international tourists each year. Goa is one such captivating tourist destination in India which has something to offer to every enthusiast traveller coming here, nevertheless of budget and varying travel habits. It is also a popular honeymoon destination. The real beauty of Goa lies in its beautiful beaches, places of worship and world heritage architecture. It also has bountiful flora and fauna, owing to its location on the Western Ghat Range and it is classified as a biodiversity hotspot. Due to the pandemic, most tourists visiting Goa from the neighbouring states prefer to spend only a day and return home by evening instead of staying at hotels. Besides, the tourists prefer to carry home-cooked food instead of eating out in 149

restaurants as the coronavirus fear still looms large. Several beaches in the state, including Calangute, Candolim, Baga in North Goa district and Colva and Palolem in South Goa are popular among tourists. They have been witnessing a huge influx of tourists since Diwali vacations. However, the industry stakeholders say that the rise in footfalls has not benefited the sector so far, even as the months of November and December are normally considered the peak season of Goa’s tourism. Goa is regarded as one of the top beach and nightlife tourism destinations in the country and attracted nearly eight million tourists last year. The Covid-19 pandemic has however severely impacted tourist footfalls to Goa this year.

150

Ms. Rizwana Sayed MCOM Part I

“HOW TO STAY MOTIVATED?” I recently finished Steve Martin’s wonderful autobiography, Born Standing Up. Martin’s story offers a fascinating perspective on what it takes to stick with habits for the long run. Comedy is not for the timid. It is hard to imagine a situation that would strike fear into the hearts of more people than performing alone on stage and failing to get a single laugh. And yet Steve Martin faced this fear every week for eighteen years. In his words, “10 years spent learning, 4 years spent refining, and 4 years as a wild success.” Why is it that some people, like Martin, stick with their habits—whether practicing jokes or drawing cartoons or playing guitar or any kind of musical instruments while most of us struggle to stay motivated? How do we design habits that pull us in rather than ones that fade away? Scientists have been studying this question for many years. While there is still much to learn, one of the most consistent findings is that the way to maintain motivation and achieve peak levels of desire is to work on tasks of “just manageable difficulty.” The Goldilocks Rule The human brain loves a challenge, but only if it is within an optimal zone of difficulty. If you love badminton and try to play a serious match against a four-yearold, you will quickly become bored. It’s too easy. You’ll win every point. In contrast, if you play a professional badminton player like PV Sindhu or Prakash padukone , you will quickly lose motivation because the match is too difficult. Now consider playing badminton against someone who is your equal. As the game progresses, you win a few points and you lose a few. You have a good chance of winning, but only if you really try. Your focus narrows, distractions fade away, and

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you find yourself fully invested in the task at hand. This is a challenge of just manageable difficulty and it is a prime example of the Goldilocks Rule. The Goldilocks Rule states that humans experience peak motivation when working on tasks that are right on the edge of their current abilities. Not too hard. Not too easy. Just right. Martin’s comedy career is an excellent example of the Goldilocks Rule in practice. Each year, he expanded his comedy routine—but only by a minute or two. He was always adding new material, but he also kept a few jokes that were guaranteed to get laughs. There were just enough victories to keep him motivated and just enough mistakes to keep him working hard. The Goldilocks Rule (How to Stay Motivated in Life and Work Measures) If you want to learn how to stay motivated to reach your goals, then there is a second piece of the motivation puzzle that is crucial to understand. It has to do with achieving that perfect blend of hard work and happiness. Working on challenges of an optimal level of difficulty has been found to not only be motivating, but also to be a major source of happiness. As psychologist Gilbert Brim put it, “One of the important sources of human happiness is working on tasks at a suitable level of difficulty, neither too hard nor too easy.” This blend of happiness and peak performance is sometimes referred to as flow, which is what athletes and performers experience when they are “in the zone.” Flow is the mental state you experience when you are so focused on the task at hand that the rest of the world fades away.

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Ms. Simran Sayad Bardol T.Y.B.Com – A

“IMPACT OF COVID-19 ON TOURISM INDUSTRY IN GOA” Goa stands 6th among the top ten Nightlife cities in the world in National Geographic Travel. A water sport is the prime attraction of the state. Goa is an ideal place for water sports and fun lovers. It offers ample opportunities to adventure enthusiasts to enjoy in water in various ways. It is not like, only Indian tourists try these activities, but the foreign tourists in Goa also enjoy this water fun at their best. Popular beaches like Calangute, Candolim, Anjuna, Sinqurim, Vagator Baga, and Bambolim offer different water sports like Jet skiing, Flyboarding, Kayaking, windsurfing, Banana riding, Bumper riding, Speed Boating, Parasailing

and much more. Goa

economy is largely dependent on the revenue earned through tourism sector. As it diversified portfolio of Tourism products, Goa is among the popular Destination for domestic and international Travellers. Ahead the pandemic hit India, the Travel and tourism industry in Goa has been booming over the years till early 2020, when suddenly the Pandemic began and everything was at a halt. The rapid blowout of the coronavirus pandemic, froze domestic as well as international activities. Countries around the world continued to impose Restrictions on travel as part to hold the spread of the virus. The tourism industry around the world is getting jammed. Goa is one of them. The travel and tourism companies in Goa were dealing with the miserable journey of cancelled bookings from travellers which led to a “complete paralysis” in the market. The situation was worse between the periods February 2020 to late March 2020. With the impose on travel bans internationally, the airlines and railways came to a standstill as the crisis has hit its nerve centres. Tourism contributes to about 30 per cent of Goa’s total GDP. About 40 per cent of its population depends on this sector for its income. There are about 3,538 hotels and category hotels in Goa. The state’s capital, Panaji, is well-known for its casinos, night 153

clubs and pubs. There are shacks that provide a range of food and drinks as well offer beach beds on hire for tourists. The state also has ancillary services such as taxi business which has about 32,000 listed drivers apart from private taxi drivers. COVID-19 has affected all of these businesses. According to estimates by the Travel and Tourism Association of Goa, COVID-19 is likely lead to a loss of ₹1,000 crore (S$70.67 billion) in the state’s tourism sector in March 2020. This would also lead to a loss of about 60,000 to 70,000 jobs. Due to the pandemic, most tourists visiting Goa from the neighbouring states prefer to spend only a day and return home by evening instead of staying at hotels. This largely affected the revenue and business of the hotels who were dependent on the tourist and earned their revenue. The number of tourists visiting Goa is witnessed a steady decrease, the tourism industry of the state was hit hard by the COVID-19 outbreak. Besides, the tourists preferred to carry home-cooked food instead of eating out in restaurants as the coronavirus fear was still looming large. Several beaches in the state, including Calangute, Candolim, Baga in North Goa district and Colva and Palolem in South Goa which were popular among tourists have witnessed a huge influx of tourists. However, the industry the rise in footfalls has not benefited the sector so far, even as the months of November and December are normally considered the peak season of Goa’s tourism. “Majority of the tables at the shacks that are operating now are empty. Hardly a few people are found entering the shacks for meal or drink,”. Now, the rush of tourists is being witnessed only at the prime beaches. “But little away from the main areas, other beach belts are mostly deserted. Travel and tourism companies will have to recuperate the trust and confidence of people in the recovery period to travel again after the pandemic. Unlike the other sectors, the tourism sector relies heavily on trust and thus will take a longer time to return to routine in the recovery period because tourists need to ensure that the situation is safe and secure before they step out to travel again. Even after that happens, it will take months for Goa’s tourism industry to revive and return to normalcy.

154

Ms. Misbah Nasir Shaikh M.Com Part II

“IMPACT OF E- LEARNING ON STUDENTS” We never imagined that Covid-19 would come and turn our world upside down and would bring major changes to our lifestyle. The virus had spread everywhere, the lockdown was imposed everywhere because of that people could not move out of their houses and people had to accept numerous changes one change in our lifestyle was shifting from offline education to e-learning. Online learning is rapidly becoming one of the most effective ways to spread education. Due to the increasing danger of the virus, online classes were started schools were shut and teachers used to teach through online learning platforms. Technology emerged as a superhero during the lockdown days. Students were stuck in their houses and couldn’t attend their physical classes but then students could attend their lectures through the online platform. Online classes also saved students time, their travelling cost and the added advantage was that the students learned and got adapted to the digital learning platform. The training was given to teachers for teaching online. Teachers used the best of their knowledge and skills to make students understand an detach the subject through online mode. Digital learning provided an easy access to files and folders. It became very convenient for the students to attend classes from anywhere in the world as both classes and learning content were easily accessible at home. Online learning has helped students to become independent learners as they got to learn about various digital technologies using different devices like laptops, tablets, cell phones, etc. submission & presentation of assignments was also online. Because of online learning students also learn how to use different ways to make a presentation and submit it online. Online classes also helped students to study according to their convenience. Students also got the advantage of recording the lecture and listening to it later. E-learning proved beneficial to the students, as it saved their time, and travel costs, and due to e-learning students got adapted to the digital world. 155

Ms. Neha Uday Divkar Class: F.Y.BCOM – B

“NEW NORMAL LIFE DURING COVID-19” One thing that is certain, we know that adjusting to change can be challenging. Be it planned or unplanned, gradual or sudden, change is inevitable and very much part of being human. Over the past few months, we’ve experienced an unprecedented shift in our way of life due to COVID-19. Pre-pandemic, who would’ve thought that toilet paper could become as precious as gold! And now, a trip to do a weekly grocery shop seems like an adventure of its own! Before we know it, we’ve (reluctantly) let go of our old normal and now settling into what seems to be our new normal. Even when the society starts up again, there will still be restrictions and we are facing fundamental shifts to our way of life. So, what does a New Normal look like? The Way we live is Different •

Mask and gloves may be commonplace, depending on where in the world you live.

•

Queuing is now the norm, be it when visiting health professionals, going to the shops, or even getting in a lift.

•

Public transport looks very different, with social distancing in place and commuters wearing masks and gloves.

Last but not least be gentle and be kind to yourself. Give yourself the space and time to grieve, to celebrate, and to feel every emotion in between, during this challenging time. We are living in a situation that never happened before (at least in our lifetime), and it is impacting each and every one of us in a unique way.

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Ms. Jyoti Lamani FY BCOM – B

“NEW NORMAL” The term New Normal first appeared during the 2008 financial crises to refer to the dramatic economic, cultural and social transformations that caused precariousness and social unrest, impacting collective perceptions and individual lifestyles. This term has been used again during the covid-19 pandemic to point out how it has transformed. The effect of the covid-19 panic has caused a massive changes to our daily lives, changes that often happened rapidly and abruptly.Covid-19 has fundamentally changed how we live, work and learn. It affects each aspects of our daily life and this new normal seemed to have changed almost overnight. The New Normal has forced most people to move into digital from zoom calls for family catch-ups and business meetings to contactless food deliveries, the whole system of education were changed. Nonetheless it is up to us to adapt to the changes and whether to respond; positively or negatively to it can greatly affect our personal and social lives. Sometimes that transformation can feel smooth and other times that journey to the new normal is choppy or downright bumpy! Indeed there are many lessons we learned from covid-19. It has made India to live and grow independently and self-reliant. Humans always learn to adapt to the changes and born for that, New Normal life is of adoption where humans learn more about virtuality, become meaning full and about closeness on families and social distancing in public. At the end people should accept the fact that life will not be as easy as before and going to be same again.

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Ms. Prajakta Sadanand Desai M.Com Part II

“OTT PLATFORM: NOW A DAYS TRENDING ONLINE MEDIA SERVICE” OTT (over-the-top) is a means of providing television and film content over the internet at the request and to suit the requirements of the individual consumer. The term itself stands for “over-the-top” which implies that a content provider is going over the top of existing internet services. The Covid 19 pandemic did not make online media services popular instantly or within a year. OTT platforms, on the other hand, have had a decade-long impact on the Indian film business. The fact that users may access OTT services on the fly is the primary reason for their popularity. You don't need to find a television to watch your favourite TV show because you can access these sites from your mobile or laptop. All you need is a reliable internet connection to get started. OTT content is supplied to your hardware devices via the internet, eliminating the need for cable or broadcasting channels. During the pandemic, OTT channels helped individuals avoid boredom. OTT platform usage has climbed to 204 billion minutes in the last year, up from 181 billion minutes before the pandemic. In fact, according to PwC's Media and Entertainment Outlook report, India's OTT industry will grow to become the world's sixth largest by 2024. There are numerous advantages to using an OTT Platform because everyone or anyone can access high-quality content after paying for a subscription. OTT Platforms grew in popularity throughout the pandemic, and they played an important role in the information revolution and progress. To name a few, reduced cost, crisp sound and picture quality, instant playback, multi-platform service and many more. OTT Platforms have unquestionably numerous advantages. The primary reasons for this are cost and the large variety of content available. There are a few downsides that can be considered major OTT Platform drawbacks. Such as online limitation, poor network can impact your viewing, online security, no censorship, etc. These apps are particularly popular among children aged 8 to 15. The reason for this is that OTT platforms provide limitless entertainment from a variety of genres that is 158

also kid-friendly. This content both entertains and educates children. OTT platforms also assist entrepreneurs in growing their enterprises while providing entertainment and education to the younger generation. The term "Netflix and chill" refers to users aged 18 to 32 who use the service for amusem*nt and leisure. OTT platforms, on the other hand, can entertain older generations or senior citizens to some extent. Because these networks are always adding new information to their databases, it helps elderly individuals feel less lonely. OTT platforms are not just for entertainment; they also deliver health and fitness, as well as education, to a variety of audiences. As a result, OTT platforms are used by people from all over the world and from various parts of a country (rural and urban). Because of the religious language content provided by several over-the-top channels, such as Zee TV, Sun TV, and others, the OTT market has a big influence in urban areas. However, in metropolitan regions, most people watch western or Indian films, and Amazon Prime, Netflix, and other streaming services are more popular. As you can see, OTT platforms have and continue to have a large place in the hearts of everyone, from children to the elderly. The OTT platform brings the entire world to your Smartphone. Since India is such a large market for OTT platforms, the only way to ensure faster absorption and growth is to offer a variety of plans to serve to a diversified user base with varying income levels. Another advantage for OTT providers would be to focus more on Indian-friendly content. For the time being, it can be assumed that Indians will continue to gravitate toward these platforms, despite the fact that television will continue to be a valuable commodity in India. There is still a segment of the population without access to smart phones or the internet. Furthermore, for enjoyment, the elder population prefers television to OTT sites.

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Ms. Pooja Talekar M.com Part II

“WHAT CAN WE LEARN FROM RATAN TATA SIR” “Take the stones that people throw at you and use them to build monument” this is one of the beautiful quote from Tata sir himself. We know that coal and carbon both are made from carbon but the only difference is that pressure makes the coal black and a diamond priceless, and Sir Ratan Tata is one of the gems who made name for himself and India. Here in this article I would like to present inspiring story about him and what we can learn from him. In 1962, 25 year old Ratan Tata completed his education from Harvard’s and came back to India, he started working as a blue collar employee for Tata Steel shovelling limestone and handling the blast furnace, and this helped him a lot to handle the factory and the thousands of workers and to understand the problems of the workers. In the 70’s Tata’s radio and electronics were running in losses but when Ratan Tata took over as the director the market share of the company jumped from 3% to 20%, from that point to 1991 when he became the chairman of the Tata group he helped a lot of loss making units to turn them into profitable ones. Once Tata motors was running into under severe losses, so Ratan Tata approached to the US and asked Ford motors for help and Ford Company’s in charge told him that they will be doing him a favor by buying his company and disrespected him. Which made him upset. Here what we can learn from him, how to control your anger and to be patient as he channelized his aggression to improve his business and within few years the situation changes completely this time. Ford Company was facing losses and to save them Tata motors approached them. Once we were slaves to the Britishers, but now Tata acquire the British companies of Jaguar and Land Rover which now work under an Indian brand. Tata tea even acquired the world’s second largest teabag manufacturer and also acquired steel company called Corus 160

for $12 billion. Ratan Tata created a record for the largest international acquisition by an Indian brand. If anybody wants to learn about values or wants to do charity one can learn it from Ratan Tata sir. In 2008, when Taj hotel was attacked by the terrorists, in just two weeks, Ratan Tata sir established the TSP welfare trust under which he helped the families of the victims by paying salaries for their entire life, with children’s education and even paid off their outstanding loans and this was not only done for the employees but even for the hawkers who sold things outside the Taj hotel even their families benefitted from the TPS welfare trust. In this selfish world, where people don’t care about humanity, this man donated his hard earned money for the betterment of the people. There are so many external factors which affect people and their lives, but one should focus upon himself, improve and prove it to everyone just like Ratan Tata sir. One has to learn how to work patiently and not to aggressively to put someone down, but to outgrow than our haters. Ratan Tata sir is a priceless gem for India who made our nation proud and these are some of his qualities which we can learn and imbibe in our lives.

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Ms. Swati A. Zemne S.Y. B.Com – C

“INFORMATION TECHNOLOGY” Information technology (IT) is the use of any computers, storage, networking and other physical devices, infrastructure and processes to create, process, store, secure and exchange all forms of electronic data. In the middle of slowing economic activity, COVID-19 has led to a surge in ecommerce and accelerated digital transactions. As lockdowns became the new way of living, businesses and consumers exponentially went digital, providing and purchasing more goods and services online. Despite this global crisis, there is a raise in e-commerce’s share of global retail trade from 14% in 2019 to about 17% in 2020. Revenue of the IT Industry was calculated at around USD 190 Billion for 202021, and it is expected to reach around USD 300-350 Billion by the year 2025. The Cloud Software and Digital Platforms have comparatively witnessed the fastest business expansion in 2020 when everyone was working from home. The Home has become office, where the employees can attend a conference with one click. WFH (Work from home) is a new normal work scenario there is nothing abnormal about WFH. In Information industries everything can be done and managed from home, including meetings, daily tasks, scrums, follow-ups, etc. WFH may result in more productivity and is more time-efficient as it removes the need to travel to the office, which also results in more savings from the employee. Traditionally, when you work from an office setup, the mindset is focused towards work and home chores are the least of your concerns, which might not be true in a home-setup. In conclusion, IT sector has gained profits exponentially after the outset of COVID-19 pandemic. People have gained confidence in online shopping and transactions. People have started adapting to a new working environment that is WFM. These recent advancements have helped people work more flexibly. 162

Ms. Tanvi J. Parab S.Y. B.Com – C

“ENTERTAINMENT INDUSTRY” In

2020,

the

global pandemic impacted

the

theatrical and

home/mobile

entertainment, as movie theatres and production studios temporarily closed. As millions quarantined, viewers were forced to stay home for their video entertainment. Coinciding with the pandemic, was the emergence of new streaming video services from such prominent studios as Disney with Netflix , Hulu and Amazon.. Hence, stayat-home viewers were able to watch premium TV and movies across various screens and providers. While industry analysts had commented this trend was already beginning, many agree the pandemic had sped up the pace of adoption. Social media, the largest digital aggregator of humanity, will find itself at a turning point, moving to build out the next generation of retail shopping. The sudden rise of NFTs and their success in bringing scarcity and exclusivity to digital goods will drive new models of customer engagement and loyalty. They’ll also lead to more digital product innovation, greater empowerment for their creators, and a fuller realisation of the grand ambitions for blockchain, cryptocurrency, and the decentralised web. Each of these trends is slowly marching humanity closer toward the met-averse where people will spend more of their time in immersive, social, digital worlds, and the digital world will be drawn across the physical one. India is the world fastest-growing OTT market, and is expected to be the sixth-largest market by 2024. According to a PwC report, subscription video on demand (SVOD) had, for the first time, exceeded box office revenues. The most popular platforms for SVOD are OTT channels and hence, an uptick here indicates the increasing popularity of OTT platforms. It has also revealed OTT platforms as a long-term revenue generator for the industry, instead of an emergency measure.

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Mr. Siddharth S. Kavalekar T.Y. Bcom – D

“ELECTRIC VEHICLE: A WAY TO A GREENER ENVIRONMENT” Transport is a basic requirement of our modern life. Over the year, new and new technologies are emerging and as a result people are also moving forward towards these technologies. Earlier we observed people were using fuel-based vehicles but now a cleaner and greener option is available for people and as a result we can see more and more people switching over to electric vehicles. Electric vehicles not only help to reduce pollution but it also contributes to conserve fossil fuels. Another main reason is nowadays petrol prices are rapidly increasing and hence people are switching to electric vehicles. The country stands to benefit in a large way by switching its transport from fuel-based engines to electric motor-powered. There are many advantages of electric vehicles. i.

No fuel is required so one can save money on fuels. On average, drivers save about $700 in fuel costs per year while driving electric cars.

ii.

It is environment friendly as they do not emit pollutants. Driving an electric vehicle can help to reduce carbon emissions that affect our mother Earth.

iii.

It requires lower maintenance due to an efficient electric motor. Electric motors have less parts that lead to less damage than a non-electric vehicle which means one can save on operating cost. The yearly cost of running an electric vehicle is significantly low.

iv.

Electric vehicles perform better than the traditional fuel vehicles. We can charge the batteries at our home.

As we know the famous proverb "A coin has two sides” likewise electric vehicles too have advantages and disadvantages. Comparison between Fuel based and Electric Vehicles

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The initial price of electric vehicle is higher than compared to the fuel-based vehicles.

ii.

It is difficult to find a charging centre for electric vehicles at short distances. In case of fuel vehicles which use petrol and diesel petrol pumps/gas stations are easily available.

iii.

Charging takes a longer time, but for filling up petrol or diesel vehicle it hardly takes two to three minutes but to charge an electric vehicle it takes an hour.

To conclude, I feel that the availability of fossil fuels is limited, and their use is destroying our planet. Toxic emissions from petrol and diesel vehicles lead to longterm, effects on public health. The emissions impact of electric vehicles is much lower than petrol or diesel vehicles. Therefore, electric vehicles are the way forward for Indian transport, and we must switch to them now.

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Mr. Sinin Mohammed Rafiq Sanadi F.Y B.Com – C “ENTERTAINMENT INDUSTRY” The Indian Media and Entertainment (M&E) industry is a sunrise sector for the economy and is making significant strides. Proving its resilience to the world, Indian M&E industry is on the cusp of a strong phase of growth, backed by rising consumer demand and improving advertising revenue. According to a FICCI-EY report, the advertising to GDP ratio is expected to reach 0.4% by 2025 from 0.38% in 2019. As per BCG report, India’s M&E industry is expected to grow between US$ 55-70 billion by 2030.India’s digital advertising industry is expected to grow to Rs. 23,673 crore (US$ 3.09 billion) in 2022 from Rs. 18,938 crore (US$ 2.47 billion) in 2021.Television would account for 40% of the Indian media market in 2024, followed by print media (13%), digital advertising (12%), cinema (9%), and the OTT and gaming industries (8%). The study draws the following conclusions that as the changes in the global entertainment landscape unfold, new challenges to Hollywood’s leadership emerge. In the current evolving technological scenario leading to an apparently seamless flow of transnational images, the two trajectories analyzed in the book, the rise of nonscripted entertainment and the new digital entertainment environment, are altering the existing status quo within the sector. The global entertainment industry as a whole, and Hollywood in particular, are at a crossroads at the end of the first decade of the twenty-first century.

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Ms. Meena Gulab Patel FY B.Com – B

“STAND TOGETHER” In the light of the troubles we have today, There’s just a few things I’d like to say. Although the days of this feel long, Together as a country. We stand strong. Share your kindness and your love, It’s no time to be mean, push and shone. Hold on to your loved ones, hold them tight, Listen to the rules and do what’s right. Spend these precious times with your family Read, do puzzles, play games and be silly Watch blue peter, snuggle up the couch, As mummy no longer needs to be chauffeur. Take time to enjoy the little things The small things and the pleasure it brings. But most importantly of all, Stay safe, be brave, we shall not fall !!!

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Ms. Tanuja Hiremath FY B.Com – C

“AGRICULTURE SECTOR” India has the second-largest arable land resources in the world. With 20 agri-climatic regions, all the 15 major climates in the world exist in India. The country also has 46 of the 60 soil types in the world. India is the largest producer of spices, pulses, milk, tea, cashew, and jute, and the second largest producer of wheat, rice, fruits and vegetables, sugarcane, cotton, and oilseeds. Further, India is second in the global production of fruits and vegetables and is the largest producer of mango and banana. During 2019-20 crop year, food grain production reached a record of 296.65 million tonnes. For FY 2021-22, the government has set a target to increase production by 3.9%. Consumer spending in India will return to growth in 2022 post the pandemic-led contraction, expanding by as much as 7%. Private consumption expenditure (at constant prices) was estimated at Rs. 80.8 trillion (US$ 1.08 trillion) in FY22 against Rs. 75.6 trillion (US$ 1.01 trillion) in FY20. Total area sown with rabi crops was 34.8 million hectares by November 27, 2020, 4% more than the previous season, and 2% above the average of the last five years. According to the Ministry of Agriculture, 44% of wheat and other rabi crops were harvested out of a total of 97 lakh hectares sown area in the 2020-21 rabi season. As of October 27, 2021, the total rabi area stood at 0.53 lakh hectares. A total of 50.90 lakh hectares of kharif crops will be sown in the kharif season of 2021-22. In the rabi marketing season 2021-22, the government purchased a record 43.33 MT of wheat. In case of pulses and oilseeds, the government through nodal agencies has procured total 1.04 million tonne at MSP value of US$ 761.63 million (Rs. 5662.82 crores) so far in 2021.

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Production of horticulture crops in India reached a record 331.05 million metric tonnes (MMT) in 2020–21 (as per 3rd advance estimate), an increase of 10.5 million metric tonnes over FY20. The production of fruits, flowers, spices and honey is expected to rise. India has the largest livestock population of around 535.78 million, which translates to around 31% of the world population. Milk production in the country is expected to increase to 208 MT in FY21 from 198 MT in FY20. India can be among the top five exporters of agro-commodities by shifting its focus on cultivation and effectively handholding farmers, according to the World Trade Centre. The total agricultural and allied products exports stood at US$ 41.25 billion in FY21.

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Ms. Meena Gulab Patel FY B.Com – B

“WE CAN ALL GO OUTSIDE!” Life was always fast-paced “we never slowed down , Until everything stopped when corona came to town. Now all is quiet and there’s peace all around, We’ve looked in our hearts and kindness we’ve found. We learn now with mum, this is a new feature, But we can’t wait to get back to our teachers. I miss sea cadets,school,my friends and my dad, I miss sharing the fun times and that makes me sad. We’ve have social distancing picnics, social distancing walks , Social distancing hugs, and social distancing talks. I’m looking forward to getting away , The beach, the hotel and a perfect holiday. When it is? I’ll throw my arms open wide , And shout to the world ,WE CAN ALL GO OUTSIDE! Don’t give up hope ,the end is in sight, If we all stick together, we’all win this fight……

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Mr. Vedant V. Dabholkar SY B.Com – B

“WHEN CRISIS OCCURS – DIVERSIFY!” When the pandemic struck 2 years ago it upended our lives forever, primarily for the worse. Many things changed, education was moved online, door-to-door delivery of nearly everything, disinfecting your fruits, vegetables, and everything else before it reaches your door and many have made the abrupt shift of working from home while millions have lost their jobs. We all know that work will never be the same again, even if we don’t know all the ways in which it will be different. The pandemic has provided us with a once-in-a-lifetime opportunity to reinvent how we do our jobs and manage our companies. As the pandemic continues to threaten health, more than half of the global workforce continues to work from home, implying that we are in for a lengthy time of hybrid-working from home and office in varying proportions. After nearly two years of working from home, it was discovered that the majority of tasks could be completed remotely with little reduction in efficiency. Employees love the flexibility, especially working mothers and those who have a long commute. However, face-to-face interaction is necessary for improved relationship building, coordination, and idea generation. Work from home also interferes with many employees’ work-life balance because it extends the work day and affects mental well-being. The pandemic, although making some employees’ life simpler, made most business owners’ lives a living nightmare. The economic downturn created major dangers to businesses and caused sales to plunge. So therefore, when a crisis occurs – diversify. Diversification is merely an easy method of preventing closure. Simply put, when companies diversify, they reduce their risk. In times of crisis, diversification can be used to defend your true purpose. Here are some examples of how Indian businesses have learned to quit fretting and embrace the pandemic. Flipkart plans to 171

create a hyperlocal service that would allow customers to purchase things from local merchants and have them delivered to them in an hour and a half or less. Yatra, an online travel and hotel ticketing service, is exploring a new business line altogether: supplying office accessories. Swiggy and Zomato, the country’s leading meal delivery firms, began delivering alcohol in some areas of the country. The move comes after the two companies, both of which are getting fewer sales and have had to lay off hundreds of employees, began accepting food orders in a move that threatened existing online market giants BigBasket and Grofers. Udaan, a businessto-business marketplace, recently started to accept bulk orders from some housing societies and is exploring more opportunities in the business-to-commerce space. Instead of temporarily halting their businesses, as many have done in other markets, scores of start-ups in India have explored ways to make the most out of the current unfortunate spell. E-commerce firms Snapdeal and DealShare began grocery delivery service in late March. The move was soon followed by social-commerce start-up Meesho, fitness start-up Cure-Fit, and BharatPe, which is best known for facilitating mobile payments between merchants and users. ClubFactory, best known for selling low-cost beauty items, has also started to deliver grocery products. MakeMyTrip, a giant that provides solutions to book flight and hotel tickets, has entered the food delivery market. Another such giant, BookMyShow, which sells movie tickets, has in recent weeks rushed to support online events, helping comedians and other artists sell tickets online. The pandemic has also increased the uptake of online services in India across all demographics. Many people who would not have considered purchasing goods and services online are beginning to use them for basic necessities at a faster rate and the list goes on. Companies that have successfully navigated the Covid-19 pandemic and ensuing recession, from local restaurants to larger corporations, have frequently shifted to a business model that is conducive to both short-term survival and long-term resilience and growth. However, not all pivots result in improved corporate performance. Three conditions must be met: To begin, pivots must connect the company with one or more of the long-term trends exacerbated by the pandemic. Second, pivots must be a lateral expansion of the company's existing capabilities, solidifying rather than undermining its strategic aim. Third, pivots must provide a long-term route to profitability that retains and enhances brand value in the minds of consumers. 172

Ms. Samprada Mayanand Naik. T.Y.B.Com – C

“HOW COVID-19 IMPACTED INDIA’S HOSPITALITY AND TOURISM INDUSTRY” Two years ago, the COVID-19 pandemic struck like a storm, and nothing has changed since then. India's hospitality and tourism industry, along with all others, is forced to rethink, restructure, rebrand and adapt to the new standards to ensure survival. With widespread endless travel restrictions and looming concerns about safety and health, the hospitality and tourism industry had to return stronger than ever. In a culturally rich and diverse country like us, many tourists visit every year. Most hotels and resorts took advantage of these. However, this changed after the outbreak of the pandemic. We are gradually adapting to the needs of local visitors and their wishes. For domestic tourists, the properties that truly convey and reflect the essence of the place in decoration, setting and cooking stand out from the overall modern aesthetics. They are looking for a safe and quiet place to be isolated and immersed in the local culture. Another major change that the pandemic has brought to the hospitality industry the shift to sustainable and environmentally friendly practices. Today, the general public is more aware of the impact of human behavior on the present and future of the Earth and our future generations. With this collective awakening, consumers are questioning businesses and their values and practices. The hospitality industry is an influential industry in terms of its impact. The property needs to review the protocol and create a new protocol to clean up the footprint. Organizations that care for the planet and its people and know how to communicate this effectively differentiate themselves effectively and establish credibility.

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Travel has always been an integral part of society, but their plans are now the subject of intense research. To survive the planning phase and establish itself as a tourist's first choice, businesses need to stay one step ahead of tourism requirements and ensure smooth operation. Most reputable hotels and resorts understand the spirit of the consumer and have everything they need to ensure the safety, comfort and tranquility of their guests. All properties throughout India are modeled to take advantage of the essence of location and blend seamlessly. They have the best safety and hygiene measures and provide guests with ample space and experience to immerse themselves in the rifts of nature and loneliness. Thanks to COVID19, the world we know will never be the same again. We live on the new normal, and to move forward we need to understand what consumers want and figure out the best possible way to offer that.

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Ms. Rathod Savita Sitaram Mcom Part II

“The Missile Man of India- Dr. APJ Abdul Kalam” A Well known quote given by DR. APJ Abdul Kalam ….. Never stop fighting until you arrive at your destined place – that is, the unique you. Have an aim in life, continuously acquire knowledge, work hard, and have the perseverance to realize a great life

Avul Plair Jainulabdeen Abdul Kalam, also known as Missile man of India. He was the 11th President of India and also an Aerospace scientist. He served 5 years as a president in India (2002-2007). He played a huge role in developing India’s nuclear and missile programs. In the following, I have expressed the life story Of APJ Abdul Kalam which includes his childhood, family, education, struggle, failure and success, Awards and achievements, and quotes of Dr. APJ Abdul Kalam. Childhood of Dr. APJ Abdul Kalam APJ Abdul Kalam was born on 15 October 1931 at Rameswaram in Tamil Nadu. He was born in a Tamil Muslim family. Abdul Kalam was the youngest of five siblings. Kalam always helped his family from an early age. He was very interested in the study from his childhood, mainly in mathematics. From his school days, Kalam was described as one of the bright and hardworking students.

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Family : Abdul’s father’s name was Jainulabdeen and he was the owner of a boat in a local mosque. His mother’s name was Ashiamma and she was a housewife. Abdul had four more siblings and he is the youngest among five of them. Their names are Mohammed Muthu Meera Lebbai Maraikayar, Mustafa Kalam, Kasim Mohammed, and a sister named Asim Zohra.By the time Abdul Kalam was born their family was in a very bad state. Education and Struggles : Kalam was very serious and hardworking in his study life, He had a learning desire in him as described by his school teachers. He pursued his matriculation at a higher secondary school in Ramanathapuram named Schwartz Higher Secondary School. In the year of 1955, he became a physics graduate from Saint Joseph’s College in Tiruchirappalli. After that, he went to Madras for further study, from Madras Institute of Technology he did his aerospace engineering. His dream of becoming a fighter pilot cold not fulfilled as there were only eight positions available in IAF and he came in ninth place. After graduation, he became a member of the “Defence Research and Development Service” and joined the “Aeronautical Development Establishment” as a scientist. Failures and Success of Dr. APJ Abdul Kalam : Kalam did a lot for our country whether as a president or a scientist. When he was a part of the “INCOSPAR” committee, He has worked under the space scientist named Vikram Sarabhai. In 1969 Kalam was transferred to ISRO (Indian Space Research Organization). The project Satellite Launch Vehicle (SLV-III) which was the country’s one of the important project was led by Abdul Kalam. He was the head of the project. “Rohini” satellite was launched by SLV-III successfully near-earth orbit under Kalam’s leadership in July 1980. “Project Valiant” and “Project Devil” in 1970 were not successful but “Project Devil” played a huge role in the foundation of “Prithvi Missile” in 1980. He became the lead in the “Integrated Guided Missile Development program” (IGMDP) for which he had to become the chief of DRDO in 1983. Prithvi and Agni were developed by him under this mission. He achieved one of the biggest successes in his life in May 1998, In “Pokhran-II” nuclear tests by India, he played an important role and lead the team. He became a national hero after the success of the tests and his popularity increased. 176

NDA (National Democratic Alliance) chose Kalam as the presidential nominee of India in 2002 and later he became the President. He served 5 years as president till 25th July 2007, he became the 11th president of India. During his time as president, he had a different work style and a very good connection with people, especially the youth. That’s why he was called “The people’s President”. According to the man himself, signing the “Office of Profit Bill” was the most difficult job in his tenure. He had to face many criticisms for some decisions he made. He came into controversy when he recommended the president’s rule in Bihar. Another time he faced criticism when he did not take any action on mercy petitions, he only signed 1 of 21 mercy petitions. Abdul Kalam became a visiting professor after the time end of his presidential era. He became a visiting professor at the “Indian Institute of Management” (IIM) Ahmadabad, “Indian Institute of Management (IIM) Indore, “Indian Institute of Management” (IIM) Shillong. At Anna University he becomes a professor of Aerospace Engineering and also taught information technology. He served many years in the “Indian Institute of Information technology” (IISc) in both Bangalore and Thiruvananthapuram. He also taught Information technology at the “International Institute of Information Technology” (IIIT) Hyderabad and Bananas Hindu University. He shared his knowledge in many other academic instate all over India. A program was launched for youth by Kalam to defeat corruption and bring efficiency which was named “What Can I Give Movement” in 2012. Awards and Achievements

: Kalam was awarded many awards in his whole

lifetime. In the year 1981, he was awarded “Padma Bhusan” which is the thirdhighest civilian reward in the Republic of India. Then in 1990, He was awarded Padma Vivushan which is the second-highest civilian reward in the Republic of India. In the year 1997 government of India awarded Abdul Kalam the “Bharat Ratna” which is the highest civilian award of the Republic of India and also in the same year he got awarded the “Indira

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Gandhi Award for National Integration” by “The Indian National Congress” which is given after the name of former president Indira Gandhi. The next year in 1998, he won the “Veer Savarkar Award”. Then in the year 2000, he won the award “Ramanujan Award” by SASTRA (Shanmugha Arts, Science, Technology and Research Academy). He won the British award “King Charles II Medal” in the year 2007, for his contribution to scientific advances in India. In the year 2009, he was awarded the “Hoover Medal”, which is an American prize given to outstanding persons with extra-career services. Books Written by him and dedicated to him He wrote many books in his lifetime some of the famous ones are, Agni ki Udaan (1999), India 2020 (1998), Ignited Minds (2002), Naa Jeevana Gamanam (2013), Turning Points: A journey through challenges (2012), Indominate Spirit (2006), You Are Born To Blossom (2008). You can include these in your APJ Abdul Kalam Essay and some other writers dedicated to some books on him such as APJ Abdul Kalam written by Arun Tiwari, and Advantage of India written by Srijan Pal Singh. Conclusion APJ Abdul Kalam was a very kind-hearted person who did countless things for India selflessly. He is the reason that we are a nuclear state today. He not only became president and did a lot of good for India but in the history of the missile he has an extreme contribution.

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Ms. Anuradha Suresh kumari F.Y B.COM – C

“Information Technology” Information technology (IT) is the use of any computers, storage, networking and other physical devices, infrastructure and processes to create, process, store, secure and exchange all forms of electronic data. Typically, IT is used in the context of business operations, as opposed to technology used for personal or entertainment purposes. The commercial use of IT encompasses both computer technology and telecommunications. The Harvard Business Review coined the term information technology to make a distinction between purpose-built machines designed to perform a limited scope of functions, and general-purpose computing machines that could be programmed for various tasks. As the IT industry evolved from the mid-20th century, computing capability increased, while device cost and energy consumption decreased, a cycle that continues today when new technologies emerge.

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Ms. Christabel Annette Rodrigues T.Y.B.Com. C

“SUSTAINABLE DEVELOPMENT” Sustainable development: Means to make the world a better place without destroying the possibilities for the next generations. We have many natural eco system that must be in balance in order for us to live here. The climate system is one of them. This system ensures that the temperature is correct and the atmosphere emits exactly the right amount of solar energy. When we emit harmful greenhouse

gases such as CO2 we clog the atmosphere this

changes the atmosphere in the earth which again affect our development. Oil and coal are examples of energy we may run out of. Water, wind and sun however will always be here. Using the sources of energy that renew themselves is good for the planet and can provide for years to come. Almost everything we develop starts with nature. The smarter we use our natural resources the better sustainable we are. We humans are part of nature, we are also important resources for the world. Just like the water, the forest and the sun we have minds that can create most

creative things. Having equal opportunities to

education, safety, food and medicine provides greater opportunities not only for us as human beings but also for the planet. Global warming is a serious problem .Burning of coal, natural gas and oil to generate electricity and heat is the largest single source of global greenhouse gas emissions . Burning fossil fuel produce large quantities of carbon dioxide. For us to use the fossil fuel to survive with the present human lifestyle we need to find a solution for the greenhouse gas emitted into the environment. That solution is called a TREE. It’s a natural climate solution. Mangroves, jungles, forests ….they take carbon out of the air and lock it. Nature is a tool we can use to repair our planet. These climate solution can make a massive difference.

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The earth covers 71% of the earths surface. More than half of the world’s population endures water scarcity. In India people are facing water scarcity. People have no excess to safe drinking water (people die due to lack of access to safe drinking water). Are we running out of clean water? Earth can’t run out of fresh water…..because of the water cycle. It’s a system that continuously produces and recycles water(vapour, liquid ,ice). 97% of earth’s liquid is salt water. Too loaded with minerals for human to drink or use for agriculture. Remaining is 3% usable freshwater from which more than two-thirds is frozen. So only 1% is available for sustaining all life on earth(sources: rivers, lakes …..). These sources of water are rapidly depleted by humans but slowly replenished by rain. ….We are running out of fresh water. Women and girls walk miles a day to get fresh water. Solution for such a problem is turning off the water while we are brushing our teeth or even avoiding long showers. This is the most easiest solution and can be done by every human (EVERY DROP COUNTS)(USE WATER WISELY). Solar energy: Sun provides us enormous amount of energy in the form of solar radiation. Conversion of solar energy into electricity which can be utilized for various purposes such as heating up water, to cook food. Using solar energy does not realise greenhouse house gas emissions into the atmosphere and this helps to protect the environment. REDUCE REUSE RECYCLE: We must try to reduce the amount of waste we produce as it is the best way to help the environment. 3R help to cut down on the amount of waste we throw away. If we start reducing, reusing and recycling then we are contributing to conserve the natural resources. REDUCE: Don’t buy things that you don’t need. REUSE: Whatever you buy try to reuse it. RECYCLE: Avoid buying stuff/things that cannot be recycled. If we don’t follow the 3R’s environment will be in worse condition and will get highly polluted. Instead of using plastic bags while we go to do grocery shopping we can use cloth/reusable bags. It is the responsibility of everyone to protect the environment.

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Ms. Nelisha Valanca Rodrigues S. Y. B.Com. – D

“OPPORTUNITIES DUE TO E-LEARNING” Opportunities Brought Forward by Online Learning with the number of internet users increasing rapidly in India, online learning can emerge as a potential alternative to traditional education but only through proper planning and execution by the government. With the numerous opportunities available with online education, many educationists have found it to become the preferred mode of learning in the future. Some of the opportunities brought forward by online learning in the present pandemic situation include: •

Students can avail learning resources from anywhere in the world

•

Virtual classrooms can impart quality education while avoiding the risk of the spread of Covid-19, which is of utmost importance in the present

•

Students from rural areas do not need to travel long distances within the country or abroad in order to study in a good institution if they can avail online learning opportunities, thus cutting down costs. But, to do the same, they would require a good network connection as well as access to proper educational technology.

Advantages of Online Study The online and virtual world has a humongous contribution, especially towards the educational landscape. Let’s go through what are the core benefits or advantages one can derive from online learning. Efficiency Teachers can provide lessons to students more efficiently through online learning. Teachers can employ a variety of online learning tools, such as videos, PDFs, and podcasts, as part of their lesson preparations. Teachers can become more efficient

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educators by expanding their lesson plans beyond standard textbooks to include online resources. Accessibility of Time and Place Another benefit of online learning is that it allows students to take classes from wherever they want. It also enables schools to reach out to a larger network of pupils rather than being limited by geographical limits. Online lectures can also be recorded, preserved, and shared for later viewing. This allows students to access the instructional materials whenever it is convenient for them. As a result, online learning provides students with the flexibility of time and location in their education. Affordability Another benefit of online learning is the cost savings. When compared to traditional schooling, online education is significantly cheaper. Because online learning reduces the costs of student transportation, lunches, and, most significantly, real estate, this is the case. Furthermore, all course or study materials are available online, resulting in a paperless learning environment that is both more economical and environmentally friendly. Improved Student Attendance There are lower risks of pupils missing lectures because online classes can be attended from home or any other location. Suits a Variety of Learning Styles Every kid has a unique educational experience and learning style. Some pupils like to learn through visuals, while others prefer to learn through sounds. Similarly, some students excel in a classroom setting, while others prefer to work alone and are easily distracted by large groups. With its variety of options and resources, the online learning system can be customised in a variety of ways. It’s the most effective technique to create the ideal learning environment for each learner. Challenges Posed by Online Learning While online learning opens up a range of new opportunities for imparting education, it comes with its own share of challenges as well. India still needs to go a long way in order to make online learning available to all the students in the country through 183

proper developments in this regard. Some of the challenges that online learning presently faces in India include: Inability to Focus on Screens One of the most difficult aspects of online learning for many students is the inability to focus on a screen for lengthy periods of time. Students are more likely to be quickly distracted by social media or other websites while they learn online. As a result, teachers must maintain their online lessons concise, interesting, and interactive in order to keep students focused on the topic. Technical Issues Another major issue with online classes is the lack of internet access. While internet penetration has increased by leaps and bounds in recent years, maintaining a stable connection with adequate speed remains a challenge in smaller cities and villages. There can be a loss of continuity in learning for children if pupils or teachers do not have access to the internet on a regular basis. This has a negative impact on the educational process. Sense of Isolation Being in the company of their peers can teach students a lot. However, there are little physical encounters between students and teachers in an online class. The students often feel alone as a result of this. In this case, the school must allow for alternative channels of communication between students, classmates, and teachers. This can include things like online messaging, emails, and video conferencing, which allow for face-to-face engagement and alleviate isolation. Teacher Training Teachers must have a basic understanding of how to use digital modes of learning in order to teach online. However, this is not always the case. Teachers may have only a rudimentary understanding of technology. They don’t always have the resources and tools they need to offer online classes. To overcome this, schools should invest in providing teachers with the most up-to-date technical training so that they can easily conduct their online classes. Manage Screen Time 184

Many parents are concerned about the health risks of their children looking at a screen for long periods of time. One of the most serious problems and downsides of online learning is the rise in screen time. Students may acquire terrible posture and other physical problems as a result of sitting crouched in front of a screen for long periods of time. Conclusion: Online learning is beneficial to the students, tutors and the institution offering these courses. I would therefore recommend that online learning be implemented on all learning institutions and research on how to improve this learning process should be carried out.

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Ms. Ritisha R. Banglorkar S.Y.B.Com. D

“INNOVATIVE PRODUCTS” A lot is on the line to ensure that you advance the ideas and concepts with the greatest potential. For data-driven organizations, the mainstay has been the traditional concept test and purchase intent survey. In niche markets (mostly B2B and some B2C), surveys are expensive to scale, response rates are low and comparative benchmarks are lacking. In these markets, organizations are forced to make decisions on low sample sizes, sequential monadic study designs, qualitative research or nothing at all. Chooseology is different. It collects more impactful data from each respondent in a simulated e-commerce environment. Concept strength is based on several implicit and explicit measurements: first choice in a competitive line up, concept ultimately “purchased,” time spent on each concept, movement between concepts and unique questions related to respondents’ commitment to choices. Additionally, the highly engaging platform supports feature ranking and open-ended comments. For existing products, clients can learn how to optimize their online presence. After studies, we have improved online-first choice by testing out image and copy variants. Clients also gain knowledge of online behaviours by product category. For example, in high-involvement and high-interest categories (pet products, diving equipment) time spent on concepts is an important indicator. In fast-moving consumer goods, the metrics linked to interest are different. Chooseology will accommodate up to seven detailed listings. Coming this spring, a new version of Chooseology will allow for hundreds of items and filtering options – all extremely valuable information for optimizing online selling channels. Best yet, users love the platform. After a full slate of studies in 2019, 96% of users positively rated their experience. Users appreciate the simulator’s ease of use and similarities to online shopping. 186

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